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When you’re taking out a mortgage loan, your credit will be one of the key factors in whether you’re approved, and it will help determine your interest rate and possibly the loan terms. So check your credit before you begin the home buying process. Dispute any errors that could be dragging down your credit score and look for opportunities to improve your credit, such as making a dent in any outstanding debts. 422

Why is he not interviewing Ivanka? The answer is, beats me, said Michael Zeldin, a CNN legal analyst and former prosecutor who previously worked for Mueller at the Justice Department. 183

Witnesses told 10News a man was wearing what appeared to be a Class A Army uniform at a bar when he was approached by an active-duty Army serviceman and a military veteran who pointed out some errors on the uniform. According to the two men, the uniform was missing a patch and the rank was upside down, leading them to question if it was a "stolen valor" situation. 366

While there is no hole in the basement, there is a cellar, which is “pretty creepy”, according to the realtors, Eileen Allan and SHannon Assad, who toured the home.The property is roughly 1.7 acres, with a large garage that used to be a general store. The home recently sold in 2015. 283

With three new dollar stores opening each day on average, these bargain stores are growing faster than any other type of store.Much of the dollar store success is born of strategy: flood small town USA with stores.Making a trip to the dollar store is closer and just as affordable as driving to the nearest big box store.Crystal Ghassemi with Dollar General said the company is not looking to replace local businesses.“We’re going into communities that, candidly, other retailers are choosing not to serve,” said Ghassemi. “The fact that we have an average basket size of , really highlights that customers are looking to us to fill in, to supplement broader grocery runs, instead of filling up,” she said.Stacy Mitchell of the Institute for Local Self-Reliance said a major problem is the number of stores in local communities.“When you come into a neighborhood and you open dozens and dozens of stores and often adding stores a block away from an existing store, your goal is not to become another option in the market, your goal is to own the market, to create a situation where there’s no room for anybody else,” Mitchell explained.The landscape in Kingsley is a familiar one across the country illustrating just that. People there can shop at any of a handful of dollar stores within 10 or 15 miles. The closest Walmart is more than 20 miles away.Another issue at play is food deserts. Dollar stores often open in rural areas with few or no grocery stores.Now, Dollar General is working to fill that void by expanding the chunk of stores that offer groceries and building three new “cold storage” distribution centers in Bowling Green, Kentucky, Ardmore, Oklahoma, and West Sacramento, California.Analysts say groceries could help dollar stores go toe-to-toe with giants like Walmart and help them compete with grocery stores and mom-and-pop shops.“Dollar General and Family Dollar are now a bigger grocer than Whole Foods is,” said Mitchell.For shoppers, there is a need for both the grocery store and the dollar store, despite the consequences of the rivalry.“There was a lot of controversy, but I think people who were against it are using it now,” said Marilyn Richardson, who lives in Kingsley. Richardson said she gets her groceries at Chet’s but goes to the dollar store for clothing items and paper goods.The need for both is a reality Davis doesn’t ignore. “There’s a place for them. It’s just what they do to everything else, it just destroys,” said Davis.The danger to his family’s livelihood—a painful experience he’s working to salvage.“Here, we raised our family, and our kids all went to school, so it’s near and dear to our hearts to keep things going for the people we know that need us,” said Davis.But it’s a need that goes both ways. “Hopefully, our customers will help us keep it going, because once it’s gone, it won’t come back,” he said. 2869

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