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Because of the coronavirus pandemic, millions of people have not had to repay their federal student loans.Well, that's about to change when the administrative forbearance ends on Dec. 31.According to Federal Student Aid, your monthly payments will resume at a new amount when the forbearance ends."The 0% interest period and administrative forbearance are currently set to expire on Dec. 31, 2020," FAFSA officials stated on the FAQ. "Your servicer will contact you ahead of time to remind you that you will need to start making payments again. Make sure your contact information is up to date in your loan servicer account profile."So what exactly does it mean for you once the forbearance ends?It means borrowers will start getting billed sometime in January, and if you're in default, you'll be subject to wage garnishments, tax refund seizures, and offsets of Social Security benefits.If you think you won't be able to start repaying your loans, you have options.According to Nerd Wallet, if you can't pay the monthly payments, you can apply for an income-driven repayment plan to avoid default.Another option that could help is to pause payments through forbearance or an unemployment deferment, Nerd Wallet stated.This would halt your costs, but you'd be accruing interest during the pause. You can ask to make interest-only payments, so you don't have to owe more than you already do. 1399

BODEGA BAY, Calif. (AP) — Coast Guard crews have rescued three people and are searching for a man who went missing after a fishing boat capsized off Northern California.The Coast Guard said it received a distress call from the 54-foot vessel named Miss Hailee around 5:30 p.m. Saturday.When a helicopter crew reached an area about 30 miles north of Bodega Bay, they located two men and a woman in the water and hoisted them aboard the aircraft.RELATED: Coast Guard rescues man having stroke on cruise ship off San Diego CoastCrews were told a fourth man believed to be wearing a life jacket was missing. They stayed in the area searching for him and received assistance from good Samaritans aboard a tugboat named Cochise. 730

BEL AIR, Md  - Crews found the cause of a car fire to be a bit squirrelly...literally.Officials with the Bel Air, Maryland Volunteer Fire Company say they extinguished a car fire last Monday in the 1500 block of Rock Spring Road. Upon putting out the flames, firefighters discovered squirrel and nesting debris in the engine compartment.The incident was captured on video by the Bel Air Volunteer Fire Company. 438

BARNEGAT LIGHTHOUSE STATE PARK, N.J. — A dead whale is sitting on a New Jersey state park beach after a Christmas storm blew through the northeast.The humpback whale is near Barnegat Lighthouse State Park in Ocean County. It is unclear at this time how the roughly 20-foot-long whale died, according to the Marine Mammal Stranding Center, a marine animal focused organization that responded to the whale Saturday. They said it could have been hit by a boat or something else during the storm, or died from contracting a disease. In addition to coming ashore on a holiday weekend, when few state employees are working, the below-freezing temperatures are also delaying the whale’s removal.“The whale’s too frozen,” Bob Schoelkopf, the director of the Marine Mammal Stranding Center said. “We can’t even cut into the blubber, it’s too thick and frozen.”Schoelkopf believes the dead whale was washed ashore on Christmas Eve, then taken back out to sea on Christmas as a large storm came through, and then came back ashore Saturday.Anyone visiting the area should stay clear, Schoelkopf said, because of the possibility for diseases to be in the carcass.Whale watching boats had spotted the whale alive earlier this year in Sandy Hook bay, where it had been photographed feeding, Schoelkopf said.In September, a different humpback whale was found dead off the Jersey Shore after being entangled. Another dead humpback whale was found floating off Cape May in November.The National Oceanic and Atmospheric Administration declared an “unusual mortality event” for humpback whales in 2017, after high numbers of whales were found dead from Maine to North Carolina. NOAA said the issue began in 2016 and continues to persist; the cause is still under investigation. 1765

Black and white Miami Dolphins players and coach Brian Flores have released a video on social media saying they’ll protest racial injustice by remaining in their locker room during the national anthem. The two-minute, 15-second video featured nearly 20 players trading stern rhymes about the nation’s social protest movement. The NFL plans to play the national anthem and “Lift Every Voice and Sing” — the Black national anthem — before every game this weekend, including the Dolphins’ opener Sunday at New England. Players have been asked several times this week by reporters whether they’ll stand or kneel for the songs.Players took the league's owners to task for efforts being made by the league to promote social justice. "This attempt to unify only creates more divide. So we'll skip this song and dance, and as a team we'll stay inside," the Dolphins combined to say, adding that owners are offering "fluff" and "empty gestures" to their cause. 959