濮阳东方技术安全放心濮阳东方妇科价格收费合理,濮阳东方男科医院割包皮多少钱,濮阳东方医院治疗早泄技术,濮阳东方妇科医院收费合理,濮阳东方妇科医院可靠吗,濮阳市东方医院怎么预约,濮阳东方医院治阳痿很靠谱

Pawn shops offer a way for people to get fast cash for loaned items, or for them to shop for items at a discount.When the pandemic hit, pawn shops were deemed essential and stayed open, but the reasons people came in were different than what was expected.“This is how we test diamonds, it’s a diamond tester” Michael Mack, owner of Max Pawn, said while explaining how pawn shops figure out the worth of a ring. “And then we weigh.”This is part of the process at a pawn shop, customers bring an item in and an employee assesses it. They make an offer based on value. If you say yes, you walk out the door with cash. You either keep the money and the shop eventually puts your stuff up for sale, or you bring the money back and reclaim your items.Like all industries, COVID-19 has caused some change.“Business is difficult,” Mack said. “All of these businesses are not able to do business the way they used to, and pawn shops are no different.”However, pawn shops were deemed essential. “We’re a financial institution. We remained open this entire time,” said Andy Zimmerman, CFO at Gold & Silver Pawn Shop.There to provide loans for people in need of fast cash, sometimes to those who don’t have access to a bank.“Unbanked and underbanked, they typically refer to a consumer that finds your typical bank branch not really meet their needs,” said Jonathan Polter, CEO of the app PawnGuru. The app connects customers with pawn shops, without having to go into a store first.“Traditional banks make money off a variety of transactions and because of the financial situation of the unbanked and underbanked consumer, they’re typically not credit-worthy of many of those other products,” Polter said. This was important during the last recession.“When 2008 hit, pawn shops became more prevalent because banks were giving less money to everyone. Before, pawn shops catered to a lower class middle class,” Mack explained. “We had people come in and get a loan on a Ferrari to pay their private school bill.”That’s what shop owners said they expected when the economy took a hit in March.“The anticipation was that the loan balances or the pawns would increase but, in fact, it’s worked the other way, with the federal stimulus, it seems that a lot of the customers typical of a pawn shop have in essence received a raise,” Zimmerman said. Zimmerman works at the Gold & Silver Pawn Shop in Las Vegas, a popular shop and tourist destination.“The outflow of goods versus the inflow of goods has been a surprise to everyone in the industry,” he said.Pawn shops can’t even keep certain items in stock, such as electronics, guns, and jewelry.“We were just selling through thousands of ounces of silver,” Zimmerman said. “The stimulus really had an impact on people’s behavior.”“Also bicycles, everyone wanted to ride a bicycle, so bikes are gone,” Mack said. This left many shops with low inventory, and lots of cash.“Right now, I don’t know that the industry has ever seen this before,” Polter explained. “Their industry is dried up and at the same time, they haven’t really had the time to replenish it.”“Pawn shops are not built to sit on cash,” Polter said. “They’re built to put cash into consumers pockets and that’s how they make money.”Mack’s shop is working with customers like many pawn shops are, offering curbside pickup or lowering loan interest rates for a while. “The asset is the customer,” he said.But without more loans coming in and a low inventory of items, pawn shop owners said there could be trouble further down the line.“We've been affected and if you drive to any other pawn shops there's nothing in their stores at all. So for that to come back we need a normal economy to really get loans and sell things,” Mack said. 3747

PHOENIX (AP) — An Arizona family is searching for a U.S. Marine who left for Camp Pendleton on Monday but never arrived at the base outside San Diego.Stacy Wallace says her 20-year-old son, Job (JOHB) Wallace, loves the Marines, was recently promoted and was excited to get back to Pendleton after a three-day leave.She says he was last seen leaving a friend's house in Surprise, Arizona around 9 p.m. Monday.A Surprise police spokesman says officers took a report and have turned the matter over to the Naval Criminal Investigative Service. NCIS officials did not immediately respond to questions from the Associated Press.Stacy Wallace says her son's phone was last pinged Monday night in Arizona, but a Border Patrol camera spotted his truck the next morning southeast of El Paso, Texas. 798

PINE VALLEY, Calif. (KGTV) — San Diego Sheriff's deputies are searching for an 81-year-old at-risk man who disappeared Sunday.SDSO said Kenneth Zimmerman was last seen leaving his Descanso-area home to get the newspaper but did not return. Zimmerman suffers from Alzheimer's disease and high blood pressure.He reportedly did not take his blood pressure medication Sunday morning and is not believed to have the medicine with him. He also doesn't own a cell phone.Zimmerman as last seen driving towards Highway 79 from Viejas Boulevard at about 12:30 p.m. Sunday. He was driving a gold 2006 Toyota Tundra single cab with the CA license plate 8E41946. The truck has a black toolbox in the bed.He is described as a white male, 6-feet 2-inches tall, 190 pounds, and has white hair and blue eyes. He was last seen wearing a white cowboy hat, dark blue short-sleeve shirt, and blue jeans.Anyone with information is asked to call SDSO at 619-938-8400. 952

People in San Francisco make the highest salaries in the world, according to a new report by Deutsche Bank. According to the report, San Francisco beat out Zurich, Switzerland this year. Zurich had a long-standing dominance on the list, but people in San Francisco are paid nearly ,000 per month more than those in the Swiss city. The report shows that San Francisco residents make an average of ,526 per month. In Zurich, the average is ,896. Although that may seem like a lot of cash to have on hand, monthly rent in the California city costs more than ,600, according to the report. 603

People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong.Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner Ginita Wall says.“It’s cynical to put on a seat belt when you pull out of your garage, because you’re planning for an accident,” says Wall, who is also a certified public accountant and the author of several books including “The ABCs of Divorce for Women.” “You want to be safe if that happens, God forbid.”Marital breakups aren’t the only concern. Creditors can come after joint accounts and property if a spouse has unpaid debts or gets sued, says Carl Soranno, a family law attorney in Roseland, New Jersey.“Even if your marriage is strong, or you think it’s strong, there are events that can put pressure on it,” Soranno says.Estate planning also can be easier when at least some assets are kept as separate property. You might trust your spouse to do right by the kids after you’re gone, for example, but can you trust your spouse’s next spouse? Separate property can allow you to better control who inherits after your death.“Separate property,” by the way, is the legal term for assets such as cash, investments and real estate that you owned before you married. It also applies to any gifts or inheritances you receive during marriage.But there are plenty of ways separate property can become marital property if you’re not careful. Depositing an inheritance into a joint account can do it. So can using money from a joint account to pay taxes on separately owned investments or property. State laws vary enormously, so it can be worth consulting an experienced attorney or financial planner to find out the rules that apply in yours, says CFP Shelly-Ann Eweka, a wealth management director with TIAA in Denver.“You want someone familiar with your state laws and your situation to give you advice,” Eweka says.Here are some moves that typically help to protect what you own:Have ‘mine’ and ‘ours’ accounts 2178