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People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong.Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner Ginita Wall says.“It’s cynical to put on a seat belt when you pull out of your garage, because you’re planning for an accident,” says Wall, who is also a certified public accountant and the author of several books including “The ABCs of Divorce for Women.” “You want to be safe if that happens, God forbid.”Marital breakups aren’t the only concern. Creditors can come after joint accounts and property if a spouse has unpaid debts or gets sued, says Carl Soranno, a family law attorney in Roseland, New Jersey.“Even if your marriage is strong, or you think it’s strong, there are events that can put pressure on it,” Soranno says.Estate planning also can be easier when at least some assets are kept as separate property. You might trust your spouse to do right by the kids after you’re gone, for example, but can you trust your spouse’s next spouse? Separate property can allow you to better control who inherits after your death.“Separate property,” by the way, is the legal term for assets such as cash, investments and real estate that you owned before you married. It also applies to any gifts or inheritances you receive during marriage.But there are plenty of ways separate property can become marital property if you’re not careful. Depositing an inheritance into a joint account can do it. So can using money from a joint account to pay taxes on separately owned investments or property. State laws vary enormously, so it can be worth consulting an experienced attorney or financial planner to find out the rules that apply in yours, says CFP Shelly-Ann Eweka, a wealth management director with TIAA in Denver.“You want someone familiar with your state laws and your situation to give you advice,” Eweka says.Here are some moves that typically help to protect what you own:Have ‘mine’ and ‘ours’ accounts 2178

Perry Hopsin was just 22 years old when he got into a car accident that would eventually end his life."My brother, he has been to multiple healthcare facilities, fighting for his life for 10 months," said Parris Hopsin.Last month, Perry died and just as his family was starting to cope with the fact that they would never see him again, the same car he was killed in, popped up in front of Perry High School in Stark County, Ohio.The family says it was there to promote their prom promise campaign-which tries to deter teens from drinking and driving."Our family was under the impression that the car was still being held as evidence in this ongoing investigation," said Parris.The only problem is the Hopsins family never consented to it and their loved one was not drinking and driving."It was definitely not the way Perry would want to be represented and/or our family would want him to be represented and remembered," she said.The school has now removed the car and it's back in the towing company's lot."I really appreciate that they would remove it," said Parris. "But it shouldn't have been there."Now Parris and her family still want answers and an apology."Anyone that was responsible for displaying the car I feel should be held accountable for the pain and grief that they have brought upon our family and our friends," she said.Scripps station WEWS in Cleveland reached out to the school district, towing company and the police department but haven't heard anything back.     1520

POINT LOMA, Calif. (KGTV) - A Girl Scout troop fundraiser is ruffling a few feathers in Point Loma, over a name that some people think is too risque for the girls.Troop 4920 started the "Get Flocked" project this spring, offering to cover people's yards in plastic flamingos for a donation."We took our name from the "Got Milk" campaign," says Troop Leader Cam Bowman. "So we were like, hey, let's do "Got Flocked?" Then we turned it to the present tense, 'Get Flocked.' "Bowman says someone complained to the local Girl Scout council that the name sounds too much like a profanity. She was surprised when she learned of the complaint."You know, I think that happens with everything in life," she says. "We're always going to have controversy. We have controversy when we sell cookies!"For their part, the scouts say they don't think the name has anything to do with a dirty word. They're having too much fun planting flamingos to think about that."You get in and get out," says Scout Elyse Bonar. "You don't want people to see you. That's kind of the whole point, be like ninjas."The girls ask for a donation to "flock" somebody's yard within their Troop's zip code boundaries. They'll also remove the flamingos if requested.They're trying to raise money to attend the annual ceremony in San Francisco where thousands of Junior Scouts walk across the Golden Gate Bridge together as they get promoted to Cadet Scouts. It's a symbolic coming of age moment for the girls.Elyse says working to raise the money for the trip, even with a fun flamingo project, has taught her a valuable life lesson."It's taught me how if you want to get something, don't quit, keep going and try your hardest to get your goal," she says.The "Get Flocked" project is one of several that Troop 4920 do over the year. The money they raise from cookie sales goes to local charities. They're also collecting used markers to send to Crayola for recycling.As for the controversy over the name, Bowman says the Girl Scout leaders left it up to her and the Troop to decide what to do. They chose to keep the project going forward, with the same name."We have to put those decisions back on the girls," she says. "Money-earning projects are hard. Cookie sales are hard. This is one thing where they have a great time, getting into the community, going out there and being silly in the process."For more information, or to make a donation, click here. 2432

Philonise Floyd, a brother of George Floyd, challenged Congress to "stop the pain" during an appearance at a House Judiciary hearing on policing practices.During his opening statement, Philonise Floyd recalled watching the bystander video of his brother's arrest — the video that shows a police officer kneeling on his neck for more than eight minutes. George Floyd later died in police custody."I can't tell you the kind of pain you feel when you watch something like that. When you watch your big brother, who you looked up to your whole entire life die, die begging for his mom?" Philonise Floyd said. "I'm tired. I'm tired of pain. Pain you feel when you watch something like that."Police originally took George Floyd into custody for allegedly using a countefeit bill to buy to but tobacco at a Minneapolis convenience store."He didn't deserve to die over ," Philonise Floyd said. "I'm asking you, is that what a black man's worth? Twenty dollars? This is 2020. Enough is enough."He added that he hoped his brother's death would not be in vain."Please listen to the call I'm making to you now. To the calls of our family and the calls ringing out the streets across the world," Philonise Floyd said. "People of all backgrounds, genders and races have come together to demand change. Honor them. Honor George and make the necessary changes that make law enforcement the solution and not the problem."Floyd is one of about a dozen witnesses to testify during the hearing Wednesday. He'll be joined by Floyd family attorney Benjamin Crump. Other civil rights and activist leaders are also expected to testify.Also expected to testify are Dan Bongino — a former Secret Service agent and ally of President Donald Trump — and other supporters of current police practices, according to ABC News.The hearing comes a day after George Floyd was buried in Houston as largely peaceful demonstrations continue in his name in dozens of major cities across the country. Floyd died in police custody on Memorial Day after bystander video showed a police officer, Derek Chauvin kneeling on his neck for more than eight minutes. Four officers face charges in connection with Floyd's death, including Chauvin, who faces a second-degree murder charge.The hearing also comes after Democrats introduced the Justice in Policing Act — a bill that proposes several changes to policing practices in the wake of Floyd's death. Among the changes proposed in the legislation is the limiting of legal protections for police, the creation of a national database of excessive-force incidents and the banning of police choke holds. 2618

Overall, the majority of Americans trust information coming from the Centers for Disease Control and Prevention about the coronavirus. And an increasing number of Americans believe coverage of the coronavirus is overblown.This according to new research from the Pew Research Center. The data was collected from more than 9,600 Americans in early June. Notably, before recent spikes in coronavirus cases in more than half of states.Pew Research is a nonpartisan fact tank that compiles survey results and data on various topics. Their recent survey asked about trust in five entities: President Trump’s administration, the CDC, state government, local media, and news media in general. 692