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The April 17 tax filing deadline is less than a month away, so if you haven't submitted your return, it's time to get moving.But that's no reason to rush through it.Whether you decide to go it alone or hire a tax preparer to help, make sure you avoid these costly mistakes.1. Making careless errorsBlame it on fat fingers, deadline pressure or plain carelessness, technical errors like the wrong Social Security number, name misspellings or a simple math error can cause problems and delays with your return.Tax software programs can flag errors like this, but every filer should still pay close close attention when reviewing their returns before sending them in, particularly pen-and-paper filers.2. Using the wrong filing statusThere are five filing options: single, married filing jointly, married filing separately, head of household and qualifying widow/widower with dependent child.Choosing the right status is important as it affects how much you pay in taxes. For instance, filing as head of household provides more benefits than married filing separately, explained Mark Steber, chief tax officer of Jackson Hewitt Tax Services.3. Forgetting to report incomeUncle Sam needs to know about all your sources of income last year: your salary, side-hustle cash, retirement withdrawals and gambling winnings. All of it.So don't leave anything out. If you get caught with unclaimed income, you could get hit with major penalties.4. Hiring a pro when you can DIYSome people have very complicated tax situations where an expert needs to be brought in. But many Americans have simple filings that might not require professional assistance, the experts said.If you have an adjusted gross income of ,000 or less, check if you can file your federal taxes for free using the IRS's Free File software options.5. Not taking all eligible deductionsDon't leave money on the table or pay more in taxes than you have to.Take the time to figure out which credits and deductions you're eligible for to reduce your tax liability and get as much back as possible. The IRS isn't going to tell you if you missed a valuable credit you could have claimed, said Steber.The Earned Income Tax Credit, for example, is commonly overlooked, with about one in five eligible taxpayers missing out on it, according to H&R Block. It's a sizeable credit with an average amount of more than ,400.6. Being disorganizedTax forms tend start rolling in at the start of the year that detail your sources of income.Some forms will come in the mail, while others can be retrieved electronically. Just be sure to collect them all before you file.Lisa Greene-Lewis, a CPA and tax expert from Turbo Tax, suggested keeping a folder by your mail so you can instantly drop the paperwork in and keep everything in one place.It's also helpful to keep an updated log throughout the year for things like mileage and charitable donations that you plan to claim on your return.7. ProcrastinatingTax season comes every year, there's no escaping it.While the actual deadline may vary (read why here), you know you have to send in your taxes every April. Yet many Americans scramble to get their returns in.By waiting until the last minute, you increase your risk of mistakes.8. Not filing a returnNot everyone has to file a tax return. But even if you don't have any tax liability, it could be in your best interest to file anyway.The IRS will only issue refunds to filers. So if you had too much federal taxes withheld from your paycheck or are eligible for other credits, you have to file a return to get the money.Earlier this month, the IRS said it had .1 billion in unclaimed federal income tax refunds for around 1 million people who didn't file a tax return in 2014.  3747

Summer is almost here, but school’s not out quite yet — we’ve got one more pop quiz: What items can you get great deals on at Memorial Day sales?Stumped? We made a cheat sheet that you can use before you start spending.Here are three categories to keep an eye on this Memorial Day. While the holiday is May 28, some deals are already underway. 356

TEMPE, Ariz. — An Arizona woman said a man posing as a Lyft driver tried luring her into his car. Around 9 p.m. Saturday, Bradie Trippi was waiting to be picked up in a parking lot in Tempe, Arizona. The Lyft app showed her driver was a minute away when a man in a gold Infiniti sedan pulled up next to her, she said. “He says, ‘I’m your Lyft’ and then took a phone, flashed it in my face,” Trippi told KNXV. She said the man showed her the passenger app — not the driver app — and the letter “f” of the “Lyft” emblem on his car was backward. Given the fact the man did not match the photo of her driver or description of her driver’s car, Trippi declined to get in the car. “He got aggressive,” she said. “Told me to get in the car, he’s gonna kill me, called me the ‘b word’, started yelling the ‘f word’ at me — I got kind of scared.”When her actual Lyft driver arrived, Trippi said the man sped off. Lyft and Uber spokespeople told KNXV that passengers should always check to make sure the photo of their driver, description of the vehicle and license plate match up before getting inside. Passengers should ask open-ended questions to their driver, like “who are you here to pick up?” Instead of “Are you here to pick up [name]?”Trippi and her actual Lyft driver described the imposter driver as a bald, African-American man with an accent. Tempe police said there have been no other recent reports matching that description.  1479

The 2020 election will be by far the most expensive campaign ever run, according to the election finance organization Center for Responsible Politics. The organization said this week that this year’s federal election will cost billion, nearly double from the amount spent last year.Spending on the presidential election alone is projected to be .6 billion, with over billion being spent in House and Senate races.Open Secrets says Joe Biden is set to become the first presidential candidate to ever raise billion, and that figure does not include money spent by PACs.Fueling the cost of this year’s election, billionaires Tom Steyer and Michael Bloomberg pumped .4 billion into the primary race. All told, Democrats have spent nearly billion so far, which is about billion more than Republicans.A plurality of the fundraising, some 41%, comes from large donors. Small-level donors make up 22% of campaign contributions.“Donors poured record amounts of money into the 2018 midterms, and 2020 appears to be a continuation of that trend — but magnified,” said Sheila Krumholz, executive director of the Center for Responsive Politics. “Ten years ago, a billion-dollar presidential candidate would have been difficult to imagine. This cycle, we’re likely to see two.”While individual donations are capped, funds to PACs are not. The highest-contributing individuals in this year’s election are Sheldon Adelson and his wife Miriam who have spent 3 billion. The Adelson’s sent million to pro-Trump super PAC Preserve America.Democrats have benefited from Bloomberg’s generosity. The former presidential candidate has spent 7 million on Democrats, including million to help Biden win the states of Texas and Ohio.The Center for Responsible Politics operates the campaign finance website opensecrets.org. To review their data, click here. 1872

TAMPA, Fla. — Air conditioning units may be contributing to the spread of COVID-19, especially in the southern part of the United States, according to a Harvard epidemiologist.Dr. Edward Nardell is a professor in the Departments of Environmental Health and Immunology and Infectious Diseases at the Harvard T.H. Chan School of Public Health. He's done in-depth research on how air conditioning units contribute to the spread of airborne infections.Nardell said air conditioning can help airborne viruses spread in three ways.First, people go inside to cool down, when you are much safer outdoors, Nardell said. Now, we're seeing more people indoors because of the high heat and humidity, specifically in the southern states like Florida.The second problem is that air conditioning brings in very little outside air, according to Nardell. While this isn't a major problem inside your own home, it can be especially problematic in corporate settings."It just isn't economically possible to bring in outside air, recirculate it and dehumidify it," he said.Lastly, he said when people are indoors, you're often not spaced out safely as you would be outdoors."You are not socially distanced as much, but you're re-breathing the same air that someone else just exhaled," Nardell said. "We call it rebreathed air fraction, and if someone is infectious, often asymptomatic, you're going to be rebreathing their small particles."Nardell also said air conditioning units can generate air currents that can carry large particles even further, similar to what researchers found contributed to the spread of the novel coronavirus disease in an air-conditioned restaurant in Guangzhou, China, involving three family clusters.On the Department of Homeland Security's website, this tool can be used to estimate how long the virus would be expected to remain stable while airborne.Now, the Centers for Disease Control and Prevention is recommending restaurants increasing the distance between tables and improving ventilation.The use of germicidal lamps, a technology that Nardell said is almost 100 years old, has been proven effective in protecting against tuberculosis infection and is already in use in some settings to fight COVID-19.The lamps are set up to shine horizontally, high in the room where sterilization is needed. Air currents, stirred in part by warmth from human bodies, circulate up to the ceiling, where the ultraviolet light kills floating pathogens, and then back down again.This technology, Nardell said, is not only proven, but it can also be deployed cheaply and easily in a number of settings as society reopens.This story was originally published by Lauren Rozyla at WFTS. 2691

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