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Compared with large enterprises, which usually offer real estate as collateral, retail customers' assets are smaller and more diverse, making it much harder for the bank to deal with recoveries, Yu said.

Coming up on Monday: The biggest Seattle tech stories of the year by month.

Companies like DiDi, which has 21 million affiliated drivers, fill a need sparked by changing economies, he noted, citing a recent study that analyzed the growing pool of available drivers.

Commerce Minister Zhong Shan said the ministry will take a number of key measures to further bolster foreign trade and investment and will make a big push to support companies to hedge against the outbreak's impact.

Compared with traditional survey methods like questionnaires and focus groups, targeted online surveys save costs and time, receive spontaneous responses and come in large batches, he said.