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Suspended Ohio State head football coach Urban Meyer apologized on Friday, two days after Meyer failed to apologize to Courtney Smith, the ex-wife of fired OSU assistant coach Zach Smith.Meyer was suspended for three games on Wednesday by Ohio State's Board of Trustees and university president Michael Drake for mishandling notifying the university of allegations that Zach Smith had assaulted his wife in 2015. Meyer claimed to investigators that he had forgotten about the allegations as university officials claimed Meyer was bound by his contract to notify the department's compliance office of possible crimes involving his staff. At a news conference on Wednesday where Meyer's punishment was announced, Meyer was asked if he had anything to say to Courtney Smith. "I have a message for everyone involved in this. I'm sorry that we are in the situation. And I'm just sorry we are in this situation," Meyer replied, without mentioning Courtney Smith by name. After being criticized for failing to address Courtney Smith, Meyer issued a statement on Friday, apologizing to her.  1116

Student loan borrowers were targets for scams before the coronavirus pandemic hit. The longer people struggle, the more desperate they become, and that’s when scammers and fraudsters thrive.“They’re using the same playbook, but more aggressively,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.There’s no single scam related to coronavirus relief or specific company to pinpoint that is being prosecuted right now, says Leslie Tayne, a debt-relief attorney and founder of Tayne Law Group. But fraudsters are still out there.There are two main types of scams, says Frotman. In one scam, a company will charge to enroll you in a benefit you could have accessed for free, such as a federal income-driven repayment plan.Tayne says she most often sees scammers promising to get borrowers into a loan deferment program in exchange for payment.In another scam, you’re promised something too good to be true — like forgiveness — in exchange for payment. Then they take your money and run.“It used to be called the Obama Loan Forgiveness scam, and now there’s the CARES Act Forgiveness scam,” says Persis Yu, director of the nonprofit National Consumer Law Center’s Student Loan Borrower Assistance Project.“Borrowers should always look upon advertising that is promising forgiveness with skepticism,” says Yu. No student loan forgiveness was included in the March coronavirus relief package.How to figure out what is legitAs you’re assessing what is real and what is not, take a beat to independently verify a company on third-party sites like the Better Business Bureau’s. Here’s what else you can do:See if there are news stories about scams alongside a business’s name in an online search. Remember: Anyone can pay for a domain name and start a website. Logos, addresses and mailers are easy to replicate, too.Be wary of solicitations that arrive in your inbox or that you see on social media ads. Even if you’re contacted by a party that has your personal information, it doesn’t mean it’s a legitimate organization, says Tayne.If you get a robocall regarding student loan repayment during the coronavirus pandemic, don’t call back. The Federal Communications Commission has seen these and is warning consumers not to fall for these scams.Real relief measures available for borrowersThe coronavirus relief package did include provisions for most federal student loan borrowers, but not private loan borrowers. Individual private lenders are offering benefits such as short-term emergency deferment or waived late fees.Federal loan borrowers are in the midst of a six-month automatic forbearance — with no interest — retroactive to March 13 and lasting through Sept. 30, 2020. Borrowers with loans in default also get relief from collection activities like wage garnishment.However, the implementation of these benefits hasn’t been smooth, says Yu. The National Consumer Law Center and another nonprofit, Student Defense, sued the U.S. Department of Education over allegations that the department continued garnishing wages despite the provision in the law that prohibits it.Implementation mistakes have left borrowers more vulnerable to getting scammed, says Yu.“They’re desperate, and they might be entitled to relief and they’re not getting it,” she says. “Our policymakers and the Department of Education need to step up to get this right so borrowers are not driven to companies leeching off their desperation.”You should be receiving all relief automatically for federal loans. If you’re not, contact your servicer and make a complaint in writing.What to do if you’ve been scammedIf you’ve been scammed, the first thing you need to do is get control of your accounts.“One common iteration of these scams is the company will take over the FSA ID or servicer account and redirect any communications to that company,” says Yu. (The FSA ID is the unique username and password used to log into the federal student aid online system.)? If you’ve given a scam company your password, change your password. You may need to change the email address your account is linked to.? Make sure to report the scam to authorities as well, says Tayne, and hold onto copies of those reports.? The Federal Trade Commission, your state attorney general and the Consumer Financial Protection Bureau are options for reporting scams. Each one actively pursues student loan scammers, but they rely on borrowers to self-report.? If you’re looking to take legal action, contact a legal services organization (if you’re income-eligible) or hire a lawyer.Frotman, Yu and Tayne each said that borrowers sometimes get their money back, but it takes effort.More From NerdWalletPrivate Student Loan Relief for Borrowers in the Coronavirus CrisisFederal Loans Are Paused for 6 Months — Should You Pay Anyway?Student Loan Customer Service: What Your Servicer Can DoAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 4999

Texas students will return to public schools in person this fall, Gov. Greg Abbott told state lawmakers Thursday morning.The state's top education officials confirmed the plans in a statement to The Texas Tribune."It will be safe for Texas public school students, teachers, and staff to return to school campuses for in-person instruction this fall. But there will also be flexibility for families with health concerns so that their children can be educated remotely if the parent so chooses," said Texas Education Commissioner Mike Morath.When students return, school districts will not be required to mandate students to wear masks or test them for COVID-19 symptoms, said Frank Ward, a spokesperson for the Texas Education Agency.The TEA is expected to release additional guidance for school districts next Tuesday. Abbott has long said his intention is for students to return in-person this fall, saying this week that there will "definitely be higher safety standards in place than when they opened last year.""I will tell you that my goal is to see students back in classrooms in seats interacting personally with teachers as well as other students," he told KLBK TV in Lubbock on Monday. "This is a very important environmental setting for both the students, for the teachers and for the parents.”Abbott has pressed forward with reopening businesses and other public spaces for weeks, even as the number of new cases and people hospitalized with the virus has continued to rise. Democrats and officials in some of the state's biggest cities have raised alarm about the pace, saying it's putting people's health at risk."Abbott’s failed leadership has cost lives and has led to Texas becoming one of the most dangerous states to live in during this pandemic," said Texas Democratic Party Communications Director Abhi Rahman in a statement Thursday.According to state lawmakers on the 11 a.m. call, school districts will be able to also offer instructional alternatives for students. The decision comes as COVID-19 cases and hospitalizations continue to rise statewide, and local officials begin to put firmer restrictions in place to tamp down the spread in their cities and counties.National surveys have shown many parents do not feel safe sending their students back to the classrooms, with one poll showing two-thirds in support of keeping schools closed until the pandemic's health risk has passed.School districts' surveys of parents are showing that many students will stay home, even when the classrooms are open. That could pose a financial risk to districts, which receive state funding based on student attendance. Already, many districts are planning for hybrid programs, with some students learning virtually and some learning in person, allowing them to keep class sizes small.This year, Texas used federal stimulus dollars to fund school districts through this year's mandated school closures, as long as they offered some type of remote education. But state officials have not yet said whether they will continue to fund them for students who do not show up in person in the fall.With budget deadlines approaching at the end of the month, some districts are making tentative plans without clear state guidance. Fort Bend Independent School District announced earlier this week that its elementary and middle school students will return to their classrooms with adjusted schedules in the fall.District officials are working to develop a plan for older students that combines virtual classes and classroom instruction. Online instruction will be an option for any student who doesn't feel safe returning to the classroom in mid-August.KXXV's Aliyya Swaby and Cassandra Pollock first reported this story. 3731

The 911 call that brought police to a Starbucks in Philadelphia, resulting in the arrest of two African-American customers, lasted only seconds."Hi, I have two gentlemen at my café that are refusing to make a purchase or leave. I'm at the Starbucks at 18th and Spruce," a Starbucks employee told police last Thursday shortly after 4:30 p.m.The brief 911 call was among recordings released Tuesday by the Philadelphia Police. Authorities also released dispatch and officer communications.The men had initially asked to use the restroom inside the Starbucks but were told the cafe's bathrooms were for customers only. They then sat at a table without making a purchase, which many observers have noted is a common occurrence at the franchise's locations.A manager called police after the men declined to leave the premises because, they said, they were waiting for an acquaintance.The men were arrested for trespassing but no charges were filed.The incident led to protests at the Rittenhouse Square location, including one that briefly shut the location down, and criticism of the mammoth coffee chain. Some protestors called Starbucks "anti-black."Starbucks CEO Kevin Johnson met with the two men on Monday and apologized for how they were treated, a company spokesperson said.The manager who called the police is no longer working at that store, the company said.Starbucks would not comment on other reports that she has left the company by mutual agreement.On Tuesday, Starbucks said it will close?its 8,000 company-owned stores in the United States for one afternoon to educate employees about racial bias. 1627

The ACT, the standardized test used for college admissions, has a backlog of scores that still have not gone out to students, and it is causing some to miss out on applying to schools and scholarships.“There’s a lot of anxiety riding on it,” said Sarah Horner, whose daughter, Riley, who hopes to go to the University of Illinois next year. “I’ve watched her get all excited to take [the ACT], and [now] she’s just done, and that’s how a lot of the kids are.”As a senior in high school, Horner is waiting on scores from her ACT, a test she was scheduled to take in April but was not able to until June.“It’s been very tough watching her struggle,” said Horner “And it’s not just me. There are parents all over the United States that are just as upset about this.”Once COVID hit, ACT tests were canceled and rescheduled for the summer. At the same time, the ACT had scheduled to launch a new website feature that overloaded its system and caused it to crash.For parents and students who typically receive scores within two to three weeks of the test, it left them scrambling to find recourse.“It’s devastating. Yes, it is honestly devastating,” said Cecilia Walker, whose son, Seth, was supposed to take the test in March but was rescheduled for July.“It’s pretty much universal,” Seth Walker said. “All of my friends are having the same issues of getting hung up on by the ACT.”Walker is confident he will get into Auburn University. What he is not confident about is the ,000 per year scholarship he is applying for since he hasn't received his ACT score.“It’s the difference between a ,000 a year scholarship and nothing,” said Cecilia Walker. “[For] parents that have been planning that, all of that has been pulled out within a year of your student going to college.”In an email, the ACT said, "We know this has been extremely frustrating for parents and students. For weeks, we’ve been working non-stop to improve the experience of engaging with ACT, and we’ll continue to do so to ensure students have every opportunity to achieve success.”It added it will continue to roll out scores through August 31. 2123