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That’s how we made the decision to hold a responsible convention that will bring our country together, ensure our delegates can take care of official business without risk to public health, and still shine a spotlight on our host community of Milwaukee.— Tom Perez (@TomPerez) July 24, 2020 298
Technology is constantly evolving, and often times, it makes things more convenient.Charley Sullivan uses smart technology a lot, specifically her Amazon Echo.The Echo’s virtual assistant, Alexa, will read Charley’s emails aloud to her, check the weather and more.She thought it’d be a great gift for her husband, Bobby, but he knew she’d enjoy it more.“I knew how much she was going to use that thing,” he says. “I mean, she uses it to read her bible listened to radio programs; she plays games on it.” Amazon’s Alexa has brought convenience to homes everywhere, by playing music, checking the news, ordering groceries and more. But it’s especially helpful when you can't see.Both Charley and Bobby are blind.“Well, it's so wonderful,” Charley says of the device. “And when I was a child, we had braille, and we had books on records.”Now, the two are using Alexa, along cell phones and an Apple watch to make life easier.While they wish the technology could do even more, the two are grateful.“If you are going to be blind, this is the time, the day and time to be blind, with all the technology that there is out there today,” Charley says. 1155

The approval of the first COVID-19 vaccines comes amid a critical point in the pandemic.The U.S. has recorded two straight weeks of record high hospitalizations. On Thursday, the country surpassed 17 million total cases of COVID-19 and December is now the deadliest month since the start of the pandemic.Infectious disease expert Dr. Michael Lewis, a retired U.S. Army colonel, worries that Americans may become desensitized to the staggering death totals."It's the 'boy who cried wolf' kind of thing," Lewis said.Lewis recognizes the severity of the virus but is worried about the broader implications of the pandemic.He's worried about the future of children who are attending school virtually and haven't seen their friends for months, the damage to small businesses and their employees who have been affected by stay-at-home orders and the damage to people's physical health due to a drop in routine medical care.Lewis says the number of new prescriptions for conditions like heart disease and diabetes have dropped and that the country is seeing more new cases of advanced cancers."(The pandemic will) make actual death rates go up in the long term, the two- to five-year kinda kind of thing," Lewis said.Lewis is advocating for people to re-evaluate their physical and mental health as the pandemic drags on."We've got to figure out how to break that cycle of stress, and that's a very personal thing you've got to figure out how to take responsibility for yourself," he said.Lewis wants people to focus on healthy lifestyles:m Eating right, exercising and limiting a daily intake of virus-related information. He says Americans should live cautiously but not in fear and recommends not forgoing medical or psychological attention.He adds that stress can harm a person's immune system — the very thing everyone needs for protection against COVID-19 and other diseases. 1882
Starting Social Security early typically means getting a smaller benefit for the rest of your life. The penalty is steep: Someone who applies this year at age 62 would see their monthly benefit check reduced by nearly 30%.Many Americans have little choice but to accept the diminished payments. Even before the pandemic, about half of retirees said they quit working earlier than they’d planned, often due to job loss or health issues. Some have enough retirement savings to delay claiming Social Security, but many don’t. And now, with unemployment approaching Depression-era levels, claiming early may be the best of bad options for older people who can’t find a job.But the penalty for early filing, and the bonus for delaying your application, are based on old formulas that don’t reflect gains in life expectancy, says economist Alicia Munnell, director of the Center for Retirement Research at Boston College. The result is a system that unfairly penalizes early filers, unjustly benefits late filers — and hurts lower-income people the most.“Low-income people disproportionately collect benefits at 62 and their benefits are cut too much, and high-income people disproportionately delay claiming till 70 and their benefits are increased too much,” Munnell says. “So you penalize the low-income and you benefit the high-income.”The problem started off as a solutionOriginally, Social Security had one retirement age: 65. In 1956, Congress authorized a reduced benefit for women, to allow them to retire at the same time as their typically older husbands. The reduced benefit option was extended to men in 1961.The amount of the reduction was meant to be “actuarially neutral,” so that the cost to Social Security would be the same whether those with average life expectancies claimed the smaller check earlier or the larger check later.As life expectancies rose, though, early filers wound up living with the penalty for longer. In 1956, a 65-year-old woman had an average life expectancy of 16.9 years. Today, it’s 21.6 years, Munnell says. Instead of being actuarially neutral, in other words, the current system results in early filers with average life expectancies getting less.On top of that, Social Security offers a bonus for those who can afford to wait. A 1% delayed retirement credit was introduced in 1972, and the amount was increased over the years to the current 8%. So each year you put off claiming Social Security past your full retirement age adds 8% to your payment. Full retirement age varies according to birth year and is 67 for people born in 1960 or later.Let’s say your full retirement age is 67 and your benefit, if started then, would be ,000 a month. Starting at 62 would shrink the benefit to 0, while waiting until 70 to begin would boost the amount to ,240.The longer you live, the more you can benefit from a delayed filing — and the higher your income, the longer you’re likely to live. In fact, most of the gains in life expectancy in recent years have accrued to higher-income people.Between 2001 and 2014, for example, life expectancy rose by more than two years for men and nearly three years for women with incomes in the top 5%, according to a study for the Social Security Administration. During the same period, life expectancies for those in the bottom 5% of incomes rose a little less than four months for men and about two weeks for women.How benefits could change to be fairerTo restore actuarial fairness, the penalty for early filing should be lower, Munnell says. Someone who retires at 62 instead of 67 should get 22.5% less, rather than 30% less. Similarly, the bonus for waiting should be reduced to just below 7% per year.“The way it’s set up now, people will get 124% of their full benefit if they wait till 70 and they really should only get 120%,” Munnell says.Obviously, Social Security has bigger problems. Once its trust fund is depleted, as projected in 15 years or so, the system will be able to pay only 79% of promised benefits in 2035. That proportion is estimated to drop to 73% by 2094.When Congress finally gets around to fixing the system, Munnell says, it should consider making the payouts more fair.“I think there’ll be some grand bargain on Social Security at some point because I don’t think anybody’s really going to allow benefits to be cut 25%,” Munnell says. “This [actuarial fairness] probably should be put on the agenda.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletHow to Renegotiate Your Bills to Save MoneyFeeling Out of Control? These Money Moves Could HelpRenters at Risk: Ways to Cope in the Financial CrisisLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4771
TAMPA, Fla. — A volunteer at Carole Baskin's Big Cat Rescue in Tampa was bitten by a tiger Thursday morning and sustained "an extreme injury to her arm."According to the organization, Candy Couser — who has volunteered with the animal sanctuary for five years — was injured while feeding a 3-year-old Tiger named Kimba on Thursday.According to a press release, Baskin said that Kimba nearly tore Couser's arm "off her shoulder" as she tried to feed him. The volunteers, according to the release, helped Couser stem the bleeding until an ambulance arrived and took her to St. Joseph's Hospital.Couser is expected to survive the attack.In the release, Baskin said that Couser had reached into a cage to open a door that had been clipped shut and that she should have contacted a supervisor when she realized the door was clipped. She also said Couser had violated protocols by putting her arm inside a cage with a tiger."Candy was still conscious and insisted that she did not want Kimba Tiger to come to any harm for this mistake," Baskin said in her press release. "(Kimba) is being placed in quarantine for the next 30 days as a precaution, but was just acting normal due to the presence of food and the opportunity."Baskin and Big Cat Rescue were featured prominently in the massively popular Netflix docuseries "Tiger King: Murder, Mayhem and Madness.""Tiger King" spent much of its time focusing on the feud between Baskin and fellow big cat park owner Joe Exotic, which included accusations by him that Baskin was behind the disappearance of her ex-husband, Don Lewis. Baskin has denied those allegations and has not been charged with a crime in connection with Lewis' death.In January 2019, Joe Exotic was sentenced to 22 years in prison in connection with a murder-for-hire plot in an attempt to have Baskin killed. He was also convicted of several violations of the Endangered Species Act.Baskin was upset with how the show portrayed the captive tiger trade.Big Cat Rescue is closed to the public due to the coronavirus outbreak. A recent post on the park's website said the animal rescue is losing 0,000 a month in tour revenue.This story was originally published by Dan Trujillo on WFTS in Tampa, Florida. 2226
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