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In Baltimore, there’s a man named Dwayne Benbow Jr., but you probably know him better as “The Funnel Cake King”.“We can say funnel cakes we got funnel cakes, we have gourmet funnel cakes over here,” he said. “It’s the same principals, it’s a hustling mentality.”On a sweltering Thursday afternoon, he laid out his plan to take fill the chessboard that is Baltimore City with young funnel cake knights.“Dispatch them, boom we got one at Greenmount. Her son is going to be on Greenmount her son right here he’s going to be on Pratt and Monroe.”The court started small but at this orientation, the number of young employees grew to over ten.“I kept seeing kids on their bikes kids they trying to get out. They ain’t trying to hear this stay in the house stuff.. everybody calling me like yo I’m tired of my kids, take my kids from me.”Ameen Bailey got the job because his mom reached out.“The funnel cake king he basically like a father figure to all the kids,” Ameen said. “He hires people so they don’t gotta be on the corner. He shows us how to make our own businesses and how to progress more.”His brother Amir Bailey will be working with him.“I’m learning how to keep myself in check, how to interact with others, and how to keep my areas clean,” Amir said.The head that bears the crown didn’t come this way.Before starting his first snowball stand outside of the Terra Cafe Benbow Jr. was in prison for 7 years.Taking that time to grow.“I want to barber school, computer repair, fiber optics,” Benbow Jr. said. “Got half of my degree in sociology so that means I know how to speak to individuals.”Jordan Matthews was the first Knight to join the court.“He’s a black-owned business and he’s helping people by taking them off the streets and helping them work and get that money for the summer and stuff,” Matthews said.Benbow Jr. said he kept coming around so he offered him a job.“Now Jordan is able to run all run operations by himself,” said Benbow Jr. “He doesn’t need no adult no supervision or anything out here.”Every Knight gets a binder with a schedule and the 3 simple principals they have to abide by.Check your hygiene and appearance always.Make eye contact with customers and number one- no belt no work.“We can’t get upset at nobody else if we’re not physically doing it,” said Benbow Jr. “If we’re not physically grabbing them and putting the belts on them. If we’re not putting notebooks in their hands.”Isiah Johnson is 13 and this is his first chance to earn a paycheck.“Just making me more responsible and teaching me how to save money and get it.”Grooming the brightest gems under his crown to build their own empires.“Helping my mom out around the house and outside,” said Kalani Bowen. “Make some money for myself, but also help my mom pay bills and stuff.”“I’m in JOTC right now so I want to go to the Army,” Ameen said.Dorrian Vaughn is the youngest knight at 10-years-old.He’s looking forward to learning and hopes he learns principals to carry with him when he gets his dream job way down the road.“A police officer either that or a fireman,” Vaughn said.There’s only so much ground one king can cover, and Benbow Jr. hopes more people take our young royalty and build them up.“Grabbing them while they are young pulling them in teaching them all that we can teach them and pass them to the next entrepreneur.”If you’re hungry from this article and want to find the Funnel Cake King follow him on any social media platform.WMAR's Eddie Kadhim first reported this story. 3505

Hurricane Maria is moving toward the west-northwest near 9 mph (15 km/h), and this general motion is expected to continue through Wednesday.On the forecast track, the eye of Maria will move over the northeastern Caribbean Sea today, and approach the Virgin Islands and Puerto Rico tonight and Wednesday.Maximum sustained winds are near 160 mph (260 km/h) with higher gusts. Maria is a potentially catastrophic Category 5 hurricane on the Saffir-Simpson Hurricane Wind Scale. 482

IKEA is offering to buy back certain furniture that is no longer wanted or needed to resell in their bargain section. In exchange, customers get an IKEA gift card for up to 50 percent of the original price."By making sustainable living more simple and accessible, Ikea hopes that the initiative will help its customers take a stand against excessive consumption this Black Friday and in the years to come," the Swedish furniture giant said in a release.The buyback initiative will be available in 27 countries in late November, including the United Kingdom, Russia and Canada, but not the US at this time.The New York Times reports there are some IKEA stores around the world with various buyback programs, but this would be the first time the initiative would be scaled across this many countries.“Rather than buy things you don’t need this Black Friday, we want to help customers give their furniture a second life instead of making an impulse buy,” says Ingka Group Deputy Retail Operations Manager Stefan Vanoverbeke in a press release.Products like dressers, bookcases, shelf units, chairs, tables and cupboards must be fully assembled in order to be eligible for the buyback offer. Customers will have to fill out a form and drop it off at an IKEA store. An employee will assess it and offer a price to buy the item back at, depending on the condition of the product. The item is then put in the discount area of the store and sold for the price IKEA bought it back for.The company says the initiative is part of their sustainability push, to address “unsustainable consumption and its impact on climate change.”Coronavirus pandemic lockdowns and stay-at-home orders have been good for home improvements and IKEA. The company announced last week sales have surged 45 percent year-over-year. 1804

I know, I know. You’ve probably heard all about how you should renegotiate your bills to save money. But that’s easier said than done, right?That’s why I tried it out. I called up some of my service providers and attempted to cut the cost of my bills.Here’s how you can learn from my successes — and improve upon my failures. (Spoiler alert: Be prepared to make sacrifices.)Formulate a game planIt’s a good idea to call up your service providers and subscription services annually to negotiate a better rate, ask about new promotions or cancel unnecessary bills. This is a powerful tool to save money.These tactics can be used for securing a better deal on cable, internet, subscription services and more.First, review all of your recurring payments by identifying charges on your credit card and bank account. Then, decide if you really want (or need) those anymore.Make a list of the bills you would like to lower or cut out entirely. On my list: Satellite radio, cable, a clothing subscription and a movie loyalty program.Next, look up each company’s website. You’ll usually find a variety of contact methods, including live chat, text messaging, email and a phone number.While you’re searching online, gather information about your current package and pricing, as well as any new promotions from your current company or competitors that can be used as leverage.Cut out what you don’t needSet aside a block of time — maybe an hour or so — and work your way through the list.My first call was to our satellite radio service provider. My husband and I have a SiriusXM subscription. But after months of spotty reception in our car, I decided it was time to cut the service completely.Instead, over the course of a 10-minute phone call, I asked to cancel, then I was met with a better offer. Before, we paid .63 per month. Now, we pay .06 a month for 12 months (for the same plan). Plus, they threw in a free month.Threatening to cancel a service can be a bargaining tactic. Here, it was the truth — I was fully ready and willing to cancel. And it got me a better price.Next? That clothing subscription. A five-minute online chat with athletic brand Fabletics resulted in me canceling my membership. Before, I paid .95 a month as an account credit, unless I logged into my account and shopped or skipped by the fifth day of the month.The customer service representative offered a store credit to stay, but I went ahead and canceled anyway.DowngradeBe patient. There’s a time commitment involved. Plus, things don’t always work out.I spent 45 minutes online chatting, then talking on the phone with DirecTV. But even after consulting with two representatives, my monthly payment remained around 0 before and after my interaction.I was told there weren’t any discounts or promotions currently available for my account. And since I didn’t want to downgrade my package (I’m not ready to give up those Lifetime movies on LMN or game shows on Game Show Network), I’ll have to wait for future offers.If you’re willing to change your TV lineup, review available channel packages online to find a slimmed-down option that works for you. Or call and talk to a representative.Ask for helpRenegotiating bills is perhaps more important now, especially for those who are dealing with financial impacts related to the coronavirus. As the pandemic began taking an economic toll in the spring, providers across a broad spectrum of industries stepped up to extend payment assistance and waive late fees for customers.I contacted some service providers to see how they’re continuing to help consumers who are struggling.Most telecommunications companies, such as Dish and Comcast, provided similar advice: If existing customers have questions or are interested in lower monthly payments, they should go online or call customer service.Contact companies proactively, and if you’ve been laid off or otherwise affected by the pandemic, be honest about your situation.Look for resources that don’t require any effort, too. I thought I might need to cancel or renegotiate my -a-year AMC Stubs Premiere movie theater loyalty account. But the company had already temporarily paused my account in light of movie theater closures.Renegotiating bills didn’t save me enough money to retire early. But I’ll manage to hold onto almost 0 over the next 12 months — which is more than if I hadn’t picked up the phone.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletFeeling Out of Control? These Money Moves Could HelpRenters at Risk: Ways to Cope in the Financial CrisisSmart Money Podcast: Lower Mortgage Rates, and Moving During a PandemicCourtney Jespersen is a writer at NerdWallet. Email: courtney@nerdwallet.com. Twitter: @CourtneyNerd. 4799

In 2020, buying or selling a home has become quite tricky. Experts in the real estate industry are seeing a new trend: purchasing homes without ever stepping foot in them. "We've found ourselves in a really, really interesting situation right now with coronavirus. And also, dealing with a super low inventory across the country," said David Lewis, a realtor in the Atlanta area. Lewis says for those who are relocating, COVID-19 wariness may prevent potential buyers from seeing a property in person. Plus, traveling can be difficult right now."A lot of times, some of them we’re videoing the home for them and some of them are just looking at the pictures and submitting blind offers and just hoping, trusting us to give them a little bit of guidance and also making sure the inspections and things are in line to offer that level of protection," said Lewis.Experts say, when buying virtually, a good home inspection is a must. "It should catch most everything. Now remember, a home inspection is a visual inspection. We’re not allowed to take siding off a house, we see trim damage then that's what we see. We can’t take a look between that wall," said Donny Williams, the Director of Business Development and Marketing for All Atlanta AmeriSpec.Overall, he doesn't recommend buying a home without going inside it first, but he and many other inspectors at his company are seeing it more often now. "I was actually surprised the number of times it actually happened. The guys could remember seven to 15 times each. Times that by 18 guys and that's a lot," said Williams.Before the pandemic, Williams says he rarely would see people purchase homes sight unseen. But as long as contracting the coronavirus is a concern, home buying virtually could be here to stay. Just know that if you are thinking of buying a home this way, there are things a realtor won't be able to fully give their opinions on, such as the neighborhood."That's something that is always largely on the purchaser. There’s several laws and regulations around what a real estate professional can share and information they can give on a neighborhood. So, a lot of times that's always up to the consumer, anyways, right, to get a good feel for the neighborhood or understand the dynamics or school or surrounding area," said Lewis.Overall, make sure before you swipe right to buy a home, meet it first, if at all possible. Having a realtor and inspector you trust is key. Though, what they won't be able to help you with is if the house feels like your home. 2535

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