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If flying is one of your fears, you're not alone. One class has been helping people overcome the fear for decades, by debunking some of the concerns keeping you on the ground."The plane just dropped suddenly," one woman remembers."We actually went up in an airplane and found out afterwards we had gone up in a hurricane," another woman recalls."What really scares me is somebody blowing something up on purpose," one traveler says."I actually thought I was going to die, says another traveler."It's led to some odd routines. "I have to like touch all four sides of the door on the way in and you know with the seats," says one passenger. "And count to 100 during take off."It has almost led do some missed opportunities."I thought ok I'll just never fly again I'm old I don't care," one woman says. "But my daughter is going to college and I want to go with her."That's why these people have decided to not only share but face their fears in this Fear of Flying Clinic. Students learn it's not the fear that's the problem but the way they think about it. And once that changes so does the fear."It's not easy to do because you do have a whole set up of automatic beliefs that are causing you trouble," says one of the class instructors.That's why debunking students' biggest fears is so important."I have some very disappointing news for you all about turbulence," says commercial pilot Captain Mark Connell. "We don't care. It doesn't make much difference to us."As scary as it might feel, Captain Connell compares a plane hitting turbulence to a car hitting a pothole. He covers everything from turbulence and weather, to pilot training and preparedness."There's something helpful about that to think to yourself well he flies planes all the time and he's not scared so I probably shouldn't be scared either," says Mimi Kravetz.Kravetz has been scared of flying since she was 10."When there's turbulence on an airplane, my heart starts beating quicker. I feel really panicky. I can't focus. I can't sleep and I wanted to get out of that feeling," Kravetz says.Now she's ready to face her fear. "It'll be interesting on Monday to try and go in to see if I can replace my current set of thoughts with a set of new ones," Kravetz says.And get into the air with as much ease as the plane she's riding in.      2351

How early is TOO early to start shopping for the holidays? While some think it's a sin to start this early, Walmart and Amazon feel August is a great time to begin your Christmas shopping.This week they released their holiday toy guides. Some of the top toys on the lists include: 298

If you've notice delays in the delivery of your packages or higher prices for some of things you order, a shortage of truck drivers may be to blame. A new program is hoping to bring some relief, but some worry it'll make roads less safe.The program trains teenagers to drive cross country. Elijah Amos is one of the teens involved with the program and working towards getting his commercial driver’s license.“I think we really did it for me is driving,” Amos says. “Because I really like driving and I feel like you get paid a decent amount of money. Just to drive.”But since he's 18, he won't be able to drive from state to state. He'll have to wait until he's 21. However, a new government pilot program will soon allow some drivers as young as 18 to drive cross country.“I feel like it would open up more job opportunities,” Amos says. “And maybe it opened up the eyes to some of the younger people maybe like actually try and do it.”The program would be available to some members of the National Guard and others with military experience. But in March, House Republicans introduced a bill to lower the commercial driving age to 18 for anyone driving state to state. Their goal? To fight a nation-wide truck driving shortage.Quincy Jones, who directs Sage Truck Driving School, says it's been challenging to attract driving students. He says ultimately, consumers pay the price.“Shipping costs get passed down the consumer,” Jones says. “So if there's a shortage, those aren't getting picked up as frequently. And so who pays them? We do. We all pay. Consumers do."The American Trucking Associations says the shortage is expected to hit 63,000 this year. But with motor vehicle drivers aged 16 to 19 being nearly three times more likely than people over 20 to fatally crash, not everyone believes teen drivers are the solution to the problem.“Younger people have less experience driving for all types of vehicles,” says Norita Taylor, with the Owner Operators Independent Drivers Association. “And so the crash rates are higher for younger people, and so we think it would be a dangerous idea.”Sponsors say the bill would require teens complete at least 240 hours driving supervised by a veteran driver.  2240

If you’re celebrating the holiday season at home this year because of the COVID-19 pandemic, then you probably aren’t using up your travel rewards points. Instead of watching those points languish, consider turning them into holiday gifts — you can stretch your budget while taking advantage of new offers from credit card issuers.Amid the pandemic, many card issuers are offering more flexibility when it comes to points redemptions, as well as extra statement credits. With 1 in 3 holiday shoppers who accrued credit card debt last holiday season still paying it off, using credit card rewards to finance gifts can be a great way to celebrate the season while avoiding additional debt.Here are some examples of offers you can take advantage of this year:Send a mealFor a limited time, if you have an eligible Capital One travel card, you can use miles to cover restaurant delivery and takeout purchases at a 1:1 rate. That means instead of using your miles to fly home to see family, you can use them to send them a nice holiday takeout meal. You could even join them for it over Zoom.Bank of America? is also offering temporary points-for-food conversions on some of its travel cards, and in some cases a statement credit. Similarly, Chase is allowing some cardholders to redeem points for statement credits against purchases made at grocery stores, restaurants (including takeout and delivery) and home improvement for a limited time.Make a donation in someone’s nameChase is allowing some cardholders to redeem points for statement credits when making donations to qualifying charitable organizations.Treat a friend to coffeeStarbucks credit card holders received 150 bonus Stars earlier this year as part of Chase’s efforts to help consumers during the pandemic. That equates to a handcrafted drink, hot breakfast or parfait — so if you haven’t redeemed those rewards yet, consider putting them toward a (socially distanced) holiday date with a friend.Gift a streaming serviceEight months into the pandemic, we’re still looking for new ways to keep ourselves entertained indoors. Several issuers have cards with temporary or ongoing offers that give you statement credits or bonus rewards for streaming.If you pay for someone else’s streaming service, you can reap the discount or rewards.Cover someone’s exercise programFor a limited time, some American Express cardholders can purchase a membership to at-home fitness program Variis by Equinox and earn statement credits each month. Terms apply. Or, if Peloton is more your speed, some Chase cards earn limited-time statement credits toward eligible memberships.Get cashSome cards also let you redeem travel points for cash back at the same rate.It’s not always the best redemption option. But at a time when travel options may be limited, it can help offset some of the costs of the holidays and even reduce your chances of accruing credit card debt from all that additional spending, which is a real gift to yourself.More From NerdWallet5 Minimalist Tips to Make the Holidays More AffordableCan I Get Preapproved for a Credit Card?7 Times You Might Want to Product-Change a Credit CardKimberly Palmer is a writer at NerdWallet. Email: kpalmer@nerdwallet.com. Twitter: @kimberlypalmer. 3256

Hurricane Harvey and its aftermath have dumped trillions of gallons of rain across Texas and Louisiana over six days. Homes, office buildings and other structures along the Gulf Coast and in Houston's Harris County, were flooded, their occupants forced to find higher ground. To reach safety, most local residents waded through the murky streams, in some cases for hours.Scientists, including Lane Voorhies, a senior environmental scientist at A&B Labs in Houston, expressed concern about what this water might contain."The potential for contamination is everywhere," Voorhies told Elizabeth Cohen, CNN senior medical correspondent. In particular, he worried about the health effects among people who had spent time in the water, especially those who might have gotten cut while walking through the murky depths. People with underlying illnesses, pregnant women, the elderly and young children would also be more susceptible to illnesses resulting from contact with contaminated water. 997

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