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SAN DIEGO (KGTV) - Owning a home is part of the American Dream. But trying to improve the home you live in can become a budget-busting nightmare.According to a new survey from the Freedom Debt Relief, 69 percent of homeowners plan to renovate within the next five years. But 60 percent of people surveyed say they can't afford needed upgrades.That's why 73 percent of the respondents plan to finance their renovation plans."People want to stay in their homes," says Michael Micheletti, the Communications Director for Freedom Debt Relief. "Once it becomes your house, it becomes your home. So, perhaps people are willing to take on more debt to stay in those communities and those school districts they've become accustomed to."Micheletti says most of the people who plan to renovation will spend either more than ,000 or between ,000 and ,000. With that much money at stake, it's important to know what projects are worth the cost."There's give and take" says Gregg Cantor, the CEO of construction company Murray Lampert. "You have to prioritize what's most important."According to the survey, the most popular upgrades are also the most expensive. New flooring topped the list at 59 percent, bathroom renovations were 53 percent, and new kitchens were 51 percent. After that, Landscaping (43%), Windows (31%), Fencing (28%), Roofing (27%) and Decks (26%) were the most popular.But Cantor says smaller, aesthetic-based upgrades can make your home more appealing to buyers. His list:Painting (inside and out)New baseboards or crown molding on the wallsNew SidingLandscapingGarage DoorsHe also says people doing renovations should follow three simple guidelines when they decide to renovate:1. Set a budget2. Find a company who will work within your budget3. Stick to the plan"Don't be rushed," says Cantor. "Make sure that whoever is handling the design and construction is going at a reasonable pace so that your questions are being answered and you feel comfortable and have a concise and complete price."As for how to pay, Micheletti with the Freedom Debt Network says to look for low-interest options like Home Equity Loans or Personal Loans rather than credit cards."If you're taking on high interest credit card debt to fund the project, it's probably not going to be a good idea for you," says Micheletti. "Try to leverage some of the equity in your house which you're getting the benefit of."Here is what people said they'd use to pay for home renovations:Cash/Savings: 58%Home Equity Loan: 29%Credit Card: 28%Personal Loan: 24%Home Equity Line of Credit: 19%Finally, Cantor says if you plan on staying in your home for a long time, spending more on the big ticket upgrades can be worth it."If you're talking 10 or 15 years, you might do some extra things that, maybe tomorrow you won't get your money back, but you're going to enjoy them over the years," says Cantor. 2892

SAN DIEGO (KGTV) - More and more local high school students are slashing college tuition costs, free of charge.From the cheer squad to the lacrosse team, junior Katie Quis' schedule at Rancho Bernardo High is packed. That's not counting her Tuesdays and Thursday, when she heads to Miramar College for a calculus class.The class is her third at Miramar College since last summer; part of the dual enrollment program which offers college-credit classes to high school students at no cost. The benefit of the calculus class could multiply if it helps her score well on the AP Calculus exam."I could end up getting double the credits, than if I just took the AP test or class," said Quis, 16.RELATED: Making It In San Diego: What you need to know about free tuition at San Diego community collegesBy the time she graduates, Quis will have roughly 30 units, which translates into about a year of college."It helps save my parents of a lot of money for college down the road," said Quis.The numbers add up quickly. Counting room and board, and tuition, Quis says knocking off the extra year of college could save between ,000 and ,000.RELATED: This university is offering free tuition to families that bring in less than 0K"Feels really good!" said Quis.She's hardly alone. Since spring 2015, dual enrollment for high school students at Miramar College has jumped from 320 to about 2,000 students.Naomi Grisham heads the college's Transfer Center.RELATED: Making it in San Diego: State offers money to help boost college savings accounts"With college costs increasing, we expect dual enrollment to continue rising," said Grisham."College costs can cause my parents a lot of stress. So it'll be nice to save them that stress," said Quis.The grades go on a student's college record, so experts say check with a counselor to make sure dual enrollment is the right option. 1880

SAN DIEGO (KGTV) - One CHP officer is dead, two were injured in a shootout in Riverside Monday and one CHP officer was injured in El Cajon by a hit-and-run drunk driver Tuesday night. CHP is now examining their protocols, seeing if there are lessons to be learned from Riverside.10News spoke with a veteran CHP officer to find out what protocol is in place to protect officers.Veteran CHP officer Phil Konstantin dedicated a decade to the force and has many stories to tell. "Crashed into by vehicles, I've had to jump out of the way of vehicles, and I've been shot at," he said.Around 10:30 p.m. Tuesday night a CHP officer was trying to remove debris from the 94 freeway when officers say a man drove into the center divide multiple times. The officer tried to wave the man down and was hit. The man drove away and was stopped a short time later.He was driving 13 mph in the shoulder with his hood obscuring the windshield. Our 10News Breaking News Tracker recorded the driver stumbling during his field sobriety test. The man was arrested for DUI.His girlfriend drove to the scene and was also arrested for DUI.Konstantin says a traffic stop is one of the most dangerous parts of their job.He said when they pull a car over, officers turn their wheels away from the shoulder so if their car is hit, it rolls into traffic instead of into the car the officer pulled over or the officer. He also said he kept a vigilant eye on the people in the car and on traffic."All of the sudden if I lose sight of you and you're jumping into the car very quickly, are you going for a gun like with what happened in Riverside?" He said being vigilant will save your life.In 1987 Konstantin's training was put to the test. "As soon as the car stopped moving someone got out of the passenger side and shot at us.'' He and his partner were working the graveyard shift and pulled over what they thought was a drunk driver. It turned out being a pair who had kidnapped a restaurant owner they robbed and they were trying to go to the man's home to ransack it."The guy aims at the car in general and then at someone who would've been standing by the driver's side door. Has I been standing at the driver's side door, I would've been hit by buckshot," he said staying in the car and ducking saved his life.He said any driver can help an officer by keeping their hands on the wheel, listening to an officer's directions, and telling an officer if they need to reach somewhere to get their license, so they don't think you will harm them. 2524

SAN DIEGO (KGTV) - New restrictions going into effect Sunday night limit restaurants, wineries and breweries to take out only, making them brace for the next three weeks.The new stay-at-home orders mandated by Governor Gavin Newsom were triggered due to the rapidly increasing number of hospitalizations from the coronavirus.Mike Hess, Chief Brewing Officer at Mike Hess Brewing, estimated this will be the fifth time his breweries have to shut down across San Diego."I've kinda lost track of the dates and times, I know we're just doing what we need to do to keep going," he said.Each time, he's reinvented the business, making hand sanitizer, selling canned beer to go and adding COVID-19 safety measures in order to reopen."This is tough, it's very hard on a business. It's very hard to manage a business that is reliant on a certain amount of cash flow and business operations," Hess said.Starting Monday they'll shut down again. This time he's transforming some of their outdoor seating at their Imperial Beach location into a drive through lane."People can cruise right in to that orange cone barricade, go right around Elm, right back up Ocean and pick up their tacos and beer right out of the back door which is right where the food comes out of the kitchen anyway so it's going to be piping hot," he said.Hess added the North Park location will also have a drive through option. He hopes they see enough take out customers in the next three weeks, the length the new orders last, to avoid any furloughs this holiday season."We have 80 families that work for Mike Hess Brewing and they're relying on us for a paycheck so the shut down is having a big effect," he said.Hess is frustrated the new restrictions target the restaurant industry when retail is allowed to open in a limited capacity.He is still holding a "Joy Drive" for the Jesse Rees Foundation, donating 25% of gift card sales through December 21st. 1927

SAN DIEGO (KGTV) - People across the country are crossing the border to Mexico, hoping an alternative form of therapy will cure their addiction to opioids. One former addict shared his story with 10News. He asked that we only refer to him as Bob."I had been to traditional rehabs throughout my life, mostly against my will," said Bob.He said he got hooked on painkillers after multiple injuries due to skateboarding and snowboarding. His addiction quickly escalated. He started using heroin when he was fourteen."One day, I only had or , and a friend told me, why you gonna waste your money on half of a pill? It's not going to do anything for you. You're going to be sick. Why don't you just get heroin? Just that "H-word" has a stigma attached to it, and I was like, I shouldn't, but financially, it made sense, cause when I did a bag of heroin, it did the exact same thing as 0 worth of "Oxy's", so it was kind of a no-brainer to make the switch," said Bob.He bounced in and out of rehabs, but always caved to the withdrawals."It's just like the flu times 1,000. It's a really miserable experience, and a lot of times, you feel like you're doing to die," said Bob.He was 23 years old and living out of his car when he agreed to try an alternative treatment.He heard about a clinic in Rosarito, Mexico that was treating addicts with Ibogaine. Ibogaine is described as a psychoactive alkaloid that comes from the shrub, Iboga, in West Africa.Ibogaine is illegal in the United States; classified as a Schedule I drug, or a drug with a "high potential for abuse" and "no currently accepted medical use."In Mexico, Ibogaine is unregulated. There are a handful of clinics providing the treatment just across the border from San Diego."When the medicine kicked in, it was very different than let's say, eating LSD or magical mushrooms," said Bob.Ibogaine is given in capsule form. Patients can hallucinate for more than 24 hours."My experience was tough. It wasn't easy, but it needed to be that way. It wasn't an enjoyable experience," said Bob.He described seeing a snapshot of his life while under the influence of the drug. "It pulled me out of my body and brought up these high definition bubbles that would just pop up and disappear, pop up and disappear, with images with motion video inside of them."He said he was forced to look at his life from a different perspective."They were focused on all the negative things I had done in my life. I had really hurt my family, my friends, did awful things to people and myself," said Bob.During the treatment, he was hooked up to a heart monitor and under the care of a medical staff.That was eight years ago. Bob says he's been clean ever since. He said the physical cravings for drugs were gone almost immediately, but mentally, he still had work to do."You're never going to forget how good a high feels like, you're stuck with that curse for life, but what Ibogaine does, it gives you the option of whether you have to react on that urge or not."He said Ibogaine is not a cure. Aftercare is critical to long-term recovery."It's never going to make you forget your go-to easy coping mechanism of "Oh, I can make this problem temporarily go away by getting high, but it gives you a window of opportunity."Thomas Kingsley Brown, Ph.D., runs an undergraduate program at the University of California at San Diego. Unrelated to his work at the school, he's been researching Ibogaine for a decade. In 2010, he conducted a study with the Multidisciplinary Association for Psychedelic Studies (MAPS) on the outcomes of people who received Ibogaine for the treatment of opioid addiction. "Ibogaine is really helpful for taking away the withdrawal symptoms that you would ordinarily get when you stop using the opioids," said Kingsley Brown.According to Kingsley Brown, Ibogaine can reduce drug use after just one treatment, unlike the years it can take to be weaned off of Methadone or another replacement drug."It doesn't act in the same way that the standard treatments do; those are replacing the opioid at the receptor site and letting your brain continue trying to receive that type of action. Ibogaine doesn't do that," said Kingsley Brown.Patients report experiencing a "wake up call" of sorts while undergoing treatment."They realize all the harm they've been doing with their addiction. Sometimes they'll have insight into the roots of their addiction, and they come out of that with this sense that they can stop using and they change their lives. I think that makes a really big difference," said Kingsley Brown.The drug doesn't come without risks. It can be fatal for people with heart problems and other pre-existing conditions. There are also dangerous drug interactions.According to MAPS, "over 30 fatalities temporally associated with the ingestion of Ibogaine have been reported in the published peer-reviewed scientific literature."Nancy Knott is a Carlsbad based Licensed Marriage and Family Therapist. She specializes in addiction. She does not recommend Ibogaine."It creates a psychosis, which can be so absolutely life-threatening and mentally threatening to a developing brain, or any brain, for that matter," said Knott.She is skeptical about claims that one treatment of Ibogaine will end years of addiction."The belief is that the person will have less of a withdrawal and an early start in recovery. None of that is anything I, or most professionals, would subscribe to because treating addiction involves many, many, things on every spectrum," said Knott.Treatment costs usually start around ,000. It is only legal in New Zealand, Brazil, and South Africa."I think it should be made available as a legal treatment. I don't think it should be widely made available like a dispensary, because people won't really know how to use it safely. It should really be administered by someone who knows what they're doing, but it should be made available," said Kingsley Brown. According to the County Health and Human Services Agency, one out of every eight San Diegans has a substance use disorder, but about 90 percent of those suffering from addiction do not access treatment. Bob and other former addicts say any risk associated with Ibogaine is worth it."Every time you stick a needle in your arm, it's just as dangerous as traveling to a foreign country or doing a drug that could potentially be dangerous. Heroin is far more dangerous than Ibogaine." 6439

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