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VIRGINIA BEACH, Va. - As COVID-19 continues to wreak havoc on nearly all facets of life – your emergency fund is more important than ever."The industry standard is three to six months of living expenses in some kind of reserve," said Phil Maliniak, Financial Advisor with Wealth Avenue in Virginia Beach.Maliniak says putting together a nest egg is easy."It starts with understanding what you are doing each month a clear vision of where does my money go," he said.He says to start by paying yourself first – then run down a list of all your monthly expenses – and see what surplus is left."Make a checklist of each month, where does it all go, and how do I get my hands on the difference," he stated.To build a surplus, Maliniak says look at things you can ditch. Daily cups of coffee, donuts, streaming services, online shopping, etc. He says then look for incentives."There are little tricks bank accounts and credit card companies have come out with as they pay you every time you buy something or there are cashback options," he said.Another tip, since the virus is limiting what we all can do – stash away the extra income you would have used to go to restaurants, movie theaters, bars, concerts, or sporting events. He says also considers refinancing your loans since the Federal Reserve has slashed interest rates."If you create a reserve, you can create your own bank, and then you can borrow from your bank anytime and determine your own rates," he said.This story was first reported by Chelsea Donovan at WTKR in Norfolk, Virginia. 1550

WAKE COUNTY, N.C. — A 22-year-old man has been charged after posting a video of himself driving 198 miles per hour in a Dodge Challenger SRT Hellcat, according to a KABC?report.In the video below, the driver and his friends can be seen celebrating after his car reached 198 mph on a North Carolina freeway.No, that's not a clip from a Fast and Furious movie.A Challenger SRT Hellcat starts at 707 horse power and tops out at about 200 mph. A 2018 version of the vehicle starts at about ,000.The video went viral online, and was eventually spotted by local police. Police say William Jefferson is now facing street racing and reckless driving charges. 671

View this post on Instagram You will be missed dear friend. My heart is broken. #lukeperry A post shared by Paul Johansson (@ptothejohan) on Mar 4, 2019 at 10:37am PST Rest in love, Luke Perry. ???????? pic.twitter.com/5wpLcbYdUD— Olivia Munn (@oliviamunn) March 4, 2019 289

WASHINGTON (AP) — President Donald Trump has been forced to play defense in states he led comfortably months ago, and on Thursday he set his sights on Ohio. The visit was an attempt to reframe the centerpiece of his reelection pitch.At Burke Lakefront Airport in Cleveland, the president delivered a short speech promoting his reelection campaign and highlighting his administration's work in the state. Watch his remarks below:Trump promoted the economic prosperity that much of the nation enjoyed before the coronavirus pandemic, and tried to make the case that he's best suited to rebuild a crippled economy.However, Trump's handling of the pandemic has weakened his reelection bid and he's having to spend time and resources in a state he won easily in 2016, but now could be in danger of slipping away.Shortly before the speech, Ohio Gov. Mike DeWine's office announced that the Republican leader had tested positive for the coronavirus.DeWine's office said Thursday he took the test as part of standard protocol before meeting Trump. He had planned to join the president on a visit to the Whirlpool Corp. plant in northwest Ohio.The governor's office said DeWine has no symptoms but is returning to Columbus. His office said he and his wife, Fran DeWine, will both be tested there. DeWine then plans to quarantine at his home in Cedarville for 14 days.Lt. Gov. Jon Husted tested negative. 1402

VISTA, Calif. (KGTV) -- After a trip to visit their grandma in Ohio, eight year old Lilly and 12 year old Zachary were driving back to California with their mom and grandma when a wrong-way driver hit their car head-on in Oklahoma, killing all four of them. The wrong-way driver, identified by Oklahoma authorities as 33-year-old Ashley Louise Ricks, survived the crash.Monday, Oklahoma authorities gave an update, saying witnesses smelled alcohol at the scene of the crash. Witnesses and 911 calls also reveal the woman was driving at a high rate of speed and in the wrong direction for at least nine miles before the fatal crash occurred. Authorities said they’re currently investigating her medical history, driver history and taking blood samples before making any charges.The family was driving back to Vista, near San Diego, so Lilly could make it back home in time for school to resume. A GoFundMe created by a family friend shows the kids called their dad and stepmom every day while on vacation, telling them about the fun they’d had on their trip.Sam Homant, the kids’ dad, and their stepmom Melissa Starnes said the last time they talked to their son, it was the night of the crash.“He was excited to come home. We had just got him a brand new bed, a brand new bed that he was just so excited for, this pillow top mattress and he was so excited. And that was the last thing that we said to him,” said Starnes.They described the kids as family oriented and special. Zachary had a creative and kind heart.“He could take Legos and create anything out of Legos. He loved to build, just a smart smart little boy. Very creative. Wanted to be an architect. His imagination was off the rack,” they said.Lilly had similar passions to many little girls her age, but also loved to ride her dad’s motorcycle with him.“She loved makeup and dancing and her dolls. She loved to draw,” they said.The GoFundMe will help pay to bring the kids home. As they grieve, these parents want answers.“They had such a bright future and it’s been taken away by this lady and we don’t know why. We want to know why was she on that road on the wrong side,” said Starnes. 2159

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