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TAMPA, Fla. — The Centers for Disease Control has just identified more than 220 strains of what they call “nightmare bacteria” that can kill up to 50 percent of the people who catch them.“I never ever thought that I would end up getting MRSA,” said Sandra Jankowski, who was infected with antibiotic resistant bacteria her father contracted during a visit to a local hospital.Jankowski believes she was infected while caring for her father at a nursing home.“He had small scrapes and other things, which meant what was there in his system was sort of out there for all the rest of us,” she said.Jankowski contracted MRSA in her eyes and she underwent treatment for months.“It's much more rampant than we realize and very difficult to get rid of,” Jankowski said.She was lucky, because her infection eventually responded to drugs.But the CDC announced Tuesday that researchers have identified more than 220 strains nationwide that don't respond to drugs.“We are learning what is the extent of the problem and how to best manage it. And that's so critical,” said Dr. Seetha Lakshmi, an infectious disease specialist at Tampa General Hospital.She says new research and better communication between local partners and state and federal agencies will help address the crisis.The first of its kind nationwide assessment released Tuesday provides new information to providers.The CDC has more than 500 employees dedicated to containing unusual antibiotic resistance.“If you're the frontline provider, how do you act on this issue? What are your resources? How do you prevent this from spreading to other places, other people?” Lakshmi said.And identifying specific strains of "nightmare bacteria" will help health care providers respond aggressively, as the CDC pointed out in a conference call today.“The containment strategy can reduce the number of nightmare bacteria cases by 76 percent,” CDC officials reported in a nationwide conference call Tuesday.A summary of the report can be found here.Lakshmi says local hospitals now limit widespread use of antibiotics, which keeps bugs from mutating as rapidly.“You take it only if you need it. Don't take it if you just have a runny nose cold with a virus,” Lakshmi said.And other practices, like frequent hand washing can also help.“What we need to do is raise awareness,” said Jankowski, who believed she contracted her infection after touching her father.One way to protect yourself from hospital acquired infections is to do research before choosing a healthcare facility, if possible.And healthcare experts say infection rates can be lower at satellite offices or clinics that specialize in specific surgeries.Most Tampa Bay area hospitals already report their infection rates.You can compare them at the following link. 2781

Target says they are kicking off the holiday season early this year by bringing back its 2-day sales event "Deal Days."The sales event is scheduled for Oct. 13 and 14, with more than double the deals than last year, the company announced.“This year, in a holiday season unlike any other, we know it’s more important than ever for our guests to get great deals in a convenient and safe shopping environment,” said Christina Hennington, executive vice president, and chief merchandising officer, Target, in the press release. “By kicking off our holiday deals earlier than ever, offering Black Friday pricing throughout the full month of November and extending our Price Match Guarantee, we’re letting guests know they don’t need to wait or face the crowds to get the best deals, all with no membership fees required.”Their event will be done alongside Amazon’s Prime Day, CNN reported.Target also added that they’d be offering Black Friday deals throughout the entire month of November for the first time.Last week, the company said they would be doubling its staff who will be solely responsible for contactless shopping options, like its “Drive Up” service.Target said they expect to hire the same amount of seasonal workers this year as they did in 2019, which was more than 130,000. 1293

The Big 12 will permit its teams to play one nonconference football game this year to go along with their nine league contests as plans for the pandemic-altered season continue to fall into place. The Big 12 university presidents signed off on the conference's scheduling model, which gives schools the option to play one nonconference game at home. The 10-team Big 12 already plays a nine-game conference schedule. Unlike other Power Five conference that have switched to either exclusively (Big 12 Pac-12 and SEC) or mostly (ACC) league games this season, the Big 12 could not add more conference games without teams playing each other more than once.“I would like to salute the work of our university presidents and chancellors, athletics directors, coaches, medical advisors and administrators who have worked tirelessly and collaboratively during these extraordinary times,” said Commissioner Bob Bowlsby. “We believe this change provides the best opportunity going forward. However, we will undoubtedly need to be flexible as we progress through the season in order to combat the challenges that lie ahead.”One question will be who will be able to play Big 12 schools as most other conference have decided to hold conference-only schedules. 1256

Student loan borrowers were targets for scams before the coronavirus pandemic hit. The longer people struggle, the more desperate they become, and that’s when scammers and fraudsters thrive.“They’re using the same playbook, but more aggressively,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.There’s no single scam related to coronavirus relief or specific company to pinpoint that is being prosecuted right now, says Leslie Tayne, a debt-relief attorney and founder of Tayne Law Group. But fraudsters are still out there.There are two main types of scams, says Frotman. In one scam, a company will charge to enroll you in a benefit you could have accessed for free, such as a federal income-driven repayment plan.Tayne says she most often sees scammers promising to get borrowers into a loan deferment program in exchange for payment.In another scam, you’re promised something too good to be true — like forgiveness — in exchange for payment. Then they take your money and run.“It used to be called the Obama Loan Forgiveness scam, and now there’s the CARES Act Forgiveness scam,” says Persis Yu, director of the nonprofit National Consumer Law Center’s Student Loan Borrower Assistance Project.“Borrowers should always look upon advertising that is promising forgiveness with skepticism,” says Yu. No student loan forgiveness was included in the March coronavirus relief package.How to figure out what is legitAs you’re assessing what is real and what is not, take a beat to independently verify a company on third-party sites like the Better Business Bureau’s. Here’s what else you can do:See if there are news stories about scams alongside a business’s name in an online search. Remember: Anyone can pay for a domain name and start a website. Logos, addresses and mailers are easy to replicate, too.Be wary of solicitations that arrive in your inbox or that you see on social media ads. Even if you’re contacted by a party that has your personal information, it doesn’t mean it’s a legitimate organization, says Tayne.If you get a robocall regarding student loan repayment during the coronavirus pandemic, don’t call back. The Federal Communications Commission has seen these and is warning consumers not to fall for these scams.Real relief measures available for borrowersThe coronavirus relief package did include provisions for most federal student loan borrowers, but not private loan borrowers. Individual private lenders are offering benefits such as short-term emergency deferment or waived late fees.Federal loan borrowers are in the midst of a six-month automatic forbearance — with no interest — retroactive to March 13 and lasting through Sept. 30, 2020. Borrowers with loans in default also get relief from collection activities like wage garnishment.However, the implementation of these benefits hasn’t been smooth, says Yu. The National Consumer Law Center and another nonprofit, Student Defense, sued the U.S. Department of Education over allegations that the department continued garnishing wages despite the provision in the law that prohibits it.Implementation mistakes have left borrowers more vulnerable to getting scammed, says Yu.“They’re desperate, and they might be entitled to relief and they’re not getting it,” she says. “Our policymakers and the Department of Education need to step up to get this right so borrowers are not driven to companies leeching off their desperation.”You should be receiving all relief automatically for federal loans. If you’re not, contact your servicer and make a complaint in writing.What to do if you’ve been scammedIf you’ve been scammed, the first thing you need to do is get control of your accounts.“One common iteration of these scams is the company will take over the FSA ID or servicer account and redirect any communications to that company,” says Yu. (The FSA ID is the unique username and password used to log into the federal student aid online system.)? If you’ve given a scam company your password, change your password. You may need to change the email address your account is linked to.? Make sure to report the scam to authorities as well, says Tayne, and hold onto copies of those reports.? The Federal Trade Commission, your state attorney general and the Consumer Financial Protection Bureau are options for reporting scams. Each one actively pursues student loan scammers, but they rely on borrowers to self-report.? If you’re looking to take legal action, contact a legal services organization (if you’re income-eligible) or hire a lawyer.Frotman, Yu and Tayne each said that borrowers sometimes get their money back, but it takes effort.More From NerdWalletPrivate Student Loan Relief for Borrowers in the Coronavirus CrisisFederal Loans Are Paused for 6 Months — Should You Pay Anyway?Student Loan Customer Service: What Your Servicer Can DoAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 4999

Surveillance footage obtained from a Las Vegas phone store shows video shows an iPhone exploding on a desk while an employee sat just a couple feet away.The employee quickly jumped up to get help as the phone burned itself out on the desk in less than 20 seconds.The phone screen was being replaced after it cracked due to heat damage as the battery expanded.The store is not being identified.Paul Tartaglio owns Gadget Repair. While it wasn't his shop, he says he has seen badly damaged batteries due to heat in the Las Vegas desert.He has seen a phone explode before but "It takes a lot for it to explode."The biggest issue he sees the temperatures rise into the triple digits in Las Vegas are the cracked screens from warped batteries. "Over time, the batteries heat up and bloat," Tartaglio said. "The problem is when it bloats up just a little bit, it can cause your screen to crack a lot easier."While he says it's extremely difficult to predict when a battery could explode, Tartaglio said the key is to keep phones out of direct sunlight during the summer.Not only can it lead to explosions in extreme cases, but it can also shorten the life of the battery —especially after the phone issues a temperature warning a few times.Smart phone users should also avoid overcharging devices, which can generate extra heat in the battery.Tartaglio also recommends people use replacement batteries directly from the phone's manufacturer, saying they are often more reliable than aftermarket batteries and typically aren't any more expensive. 1597

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