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That leased car gathering dust in your driveway might have hidden cash in it.Dealers facing tight inventories are scrambling to buy good used cars to resell. They might be willing to purchase your leased car for more than the buyout price in your contract.“I haven’t seen used car prices go up this much in years,” says Oren Weintraub, president of car concierge service Authority Auto. “We are seeing a large percentage or leases with equity in them.”With the pandemic reshaping the car business, experts recommend extracting that equity by selling the car outright, using it to offset the cost of returning the car or leveraging that value to make a better deal on your next car.Where does the equity come from?Your lease payment is based on the residual value of your vehicle. This is a prediction of the car’s value at the end of the lease which, because of the pandemic, is now often too low.This means you might be able to arrange to sell the car for the higher price, pay off the lease and then pocket the difference. It also means you could dodge over-mileage penalties or end the lease early.For example, Scot Hall of the lease-trading site Swapalease said his wife has been working from home during the pandemic and decided she didn’t need her leased 2017 GMC Yukon Denali XL. She ended her lease six months early — saving the remaining monthly payments — and sold her SUV to a local dealer, pocketing a check for ,500.Know where you standHere’s how to know if you have equity in your leased car:Find the residual value in your lease contract. This is the amount you can buy the car for at the end of the lease (there might also be a disposition fee for this transaction).Get today’s buyout price. If you want to end your lease early, call the lease holder and ask for a current buyout price. Hall says you can usually estimate this price by simply adding the total of all the remaining payments to the residual value.Look up the current market value. Use an online pricing guide, such as Edmunds.com, to find the trade-in value of your car, factoring in the current mileage, options and condition. If you’re thinking of selling your car to a neighbor, look for the private party price. Or you can get a nearly instant cash offer from a local dealer, Carmax or an online car retailer such as Carvana, Shift or Vroom. Give real-world offers more weight in your calculations.Do the math. Subtract the residual value from the current market price or cash offer. This is an estimate of how much equity you have in the car and how much money you could make on the deal.Find opportunity in a volatile marketOnce you know if you are in a positive equity position, you can explore different ways to use this potential value. Here are options to consider:Buy the car yourself. If you do this, you’re essentially getting a good used car at below-market price. Also, you know the history of your car, so there are no surprises. Many lenders that refinance auto loans also offer lease buyouts.Sell your leased car privately. In many states, you can buy the car and transfer it to a new owner within a certain number of days without paying sales tax yourself. Be sure to check with the DMV in your state before you make a deal.Trade in the car to a dealer. If you decide you want another car, you could sell your leased car outright first and then plunk down the cash on the new ride. But trading it in could save you a considerable amount of sales tax.Sell your vehicle to an online service or a local dealer. Carvana, Shift and Vroom will pick up the vehicle and do all the paperwork. However, Carvana says it will not accept leased cars as trade-ins.Return your lease without penaltiesKnowing there is equity in your car puts you in a stronger position when you return your leased vehicle.For example, Weintraub had a client who was ready to return a leased car with excess mileage and minor body damage. Because of the equity in the vehicle, Weintraub convinced the dealer to waive the 0 disposition fee, the excess mileage penalty and wear and tear charges.Should you be facing those kinds of costs as the end of your lease approaches, the time spent getting buyout offers is not only a bargaining tool, but it also offers other options to try if the leasing company doesn’t play ball.More From NerdWalletClass of 2019 Borrowed Less, Report FindsHow to Handle College Loan Debt as an Unemployed Recent GradMore Grads Are Going Back to School: Should You?Philip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 4559

TAMPA, Fla. (AP) — A Florida teen identified as the mastermind of scheme that gained control of Twitter accounts of politicians, celebrities and technology moguls has pleaded not guilty to multiple counts of fraud. Seventeen-year-old Graham Clark is accused of using the hijacked Twitter accounts to scam people around the world out of more than 0,000 in Bitcoin. He faces numerous charges including 17 counts of communications fraud and 11 counts of fraudulent use of personal information. Two other men were also charged in the case. Mason Sheppard, 19, of Bognor Regis, U.K., and Nima Fazeli, 22, of Orlando were charged separately last week in California federal court.Court papers in the California cases say Fazeli and Sheppard brokered the sale of Twitter accounts stolen by a hacker who identified himself as “Kirk,” and said he could “reset, swap and control any Twitter account at will” in exchange for cybercurrency payments, claiming to be a Twitter employee.The documents do not specify Kirk’s real identity but say he is a teen being prosecuted in the Tampa area.Twitter has said the hacker gained access to a company dashboard that manages accounts by using social engineering and spear-phishing smartphones to obtain credentials from “a small number” of Twitter employees “to gain access to our internal systems.” Spear-phishing uses email or other messaging to deceive people into sharing access credentials.The prosecution believes Clark called a Twitter employee and was able to convince the employee he was a coworker, according to the Wall Street Journal.A blog post from Twitter last week shared some details of the hack. "Using the credentials of employees with access to these tools, the attackers targeted 130 Twitter accounts, ultimately Tweeting from 45, accessing the DM inbox of 36, and downloading the Twitter Data of 7." Clark was arrested Friday and entered the not-guilty pleas Tuesday. He remains in jail with bond set at 5,000. A bond hearing is set for Wednesday. 2013

Supreme Court Justice Sonia Sotomayor broke her shoulder in a fall, court spokesperson Kathleen Arberg said Tuesday.The injury occurred Monday morning, Arberg said, citing Sotomayor's doctor. She will wear a sling for several weeks and will undergo physical therapy as part of her recovery.Sotomayor, who joined the Supreme Court in 2009, plans to continue with her schedule as usual. She is expected at Supreme Court arguments Tuesday morning on an Internet sales tax case.  488

Survivors of the deadly shooting rampage at a Parkland, Florida, high school are set to lead thousands Saturday in a March for Our Lives on Washington, delivering their impassioned pleas for stricter gun control law to the nation.PHOTOS: Students take part in 'March for our Lives' across the countryBuilding on the momentum of last week's National School Walkout, these members of a generation raised on gun violence have been rallying Americans around their cause while honoring the 17 students and faculty members killed on February 14 at Marjory Stoneman Douglas High School.The march starts at noon, with participants gathering on Pennsylvania Avenue near the US Capitol. 684

Target is recalling Room Essentials 4-drawer dressers due to tip-over and entrapment hazards.According to Target, the recalled dressers are unstable if they are not anchored to the wall, posing serious tip-over and entrapment hazards that can result in death or injuries to children. Target has received 12 reports of dressers tipping or collapsing. The recalled dressers have been sold in three colors and measure 41 7/8 inches tall by 31 ? inches wide by 15 11/16 inches deep. Model number 249-05-0103 (black), 249-05-0106 (espresso), or 249-05-0109 (maple) is printed on the product’s packaging.The dressers were sold at Target stores nationwide and online at Target.com from January 2013 through April 2016 for about 8.Consumers are being asked to immediately stop using the recalled dressers and return them to any Target store for a full refund.For more information, you can call Target at 800-440-0680 or go to www.Target.com and click on “Recalls” at the bottom of the page, then “Furniture” for more information, or the “Product Recalls” tab on www.Facebook.com/Target. 1124