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If flying is one of your fears, you're not alone. One class has been helping people overcome the fear for decades, by debunking some of the concerns keeping you on the ground."The plane just dropped suddenly," one woman remembers."We actually went up in an airplane and found out afterwards we had gone up in a hurricane," another woman recalls."What really scares me is somebody blowing something up on purpose," one traveler says."I actually thought I was going to die, says another traveler."It's led to some odd routines. "I have to like touch all four sides of the door on the way in and you know with the seats," says one passenger. "And count to 100 during take off."It has almost led do some missed opportunities."I thought ok I'll just never fly again I'm old I don't care," one woman says. "But my daughter is going to college and I want to go with her."That's why these people have decided to not only share but face their fears in this Fear of Flying Clinic. Students learn it's not the fear that's the problem but the way they think about it. And once that changes so does the fear."It's not easy to do because you do have a whole set up of automatic beliefs that are causing you trouble," says one of the class instructors.That's why debunking students' biggest fears is so important."I have some very disappointing news for you all about turbulence," says commercial pilot Captain Mark Connell. "We don't care. It doesn't make much difference to us."As scary as it might feel, Captain Connell compares a plane hitting turbulence to a car hitting a pothole. He covers everything from turbulence and weather, to pilot training and preparedness."There's something helpful about that to think to yourself well he flies planes all the time and he's not scared so I probably shouldn't be scared either," says Mimi Kravetz.Kravetz has been scared of flying since she was 10."When there's turbulence on an airplane, my heart starts beating quicker. I feel really panicky. I can't focus. I can't sleep and I wanted to get out of that feeling," Kravetz says.Now she's ready to face her fear. "It'll be interesting on Monday to try and go in to see if I can replace my current set of thoughts with a set of new ones," Kravetz says.And get into the air with as much ease as the plane she's riding in.      2351

ICYMI: The 2020 @ArmyNavyGame, presented by @USAA, will return to West Point for the first time since 1943.?? https://t.co/mdSCEyVfXc#GoArmy | #BeatNavy | #ArmyNavy pic.twitter.com/7405S9SIDG— Army Football (@ArmyWP_Football) October 23, 2020 250

If you were born after 1959, when Hawaii became the 50th state, 50 states in this country is all you've ever known. Paul Strauss, the shadow-senator for the District of Columbia, thinks it's time to change that. "This is the first century where we haven’t admitted a new state yet," Strauss told Scripps National Political Editor Joe St. George."That flag used to always change and get more and more stars on it," Strauss added.As shadow-senator, Strauss has no vote in committee or on the floor of the United States Senate. The possibility of another state joining the Union is intensifying as the prospect for a Democratic sweep on Election night increases. WHY ODDS ARE INCREASINGDemocrats are expected to maintain control of the House of Representatives and the chamber has already passed a bill admitting D.C. into the union.Democratic Nominee Joe Biden has also backed the idea. Meanwhile, if Democrats take back the Senate and change the filibuster rule, the possibility of D.C. becoming a state is even more likely. That's because Democrats would only need 51 votes in favor of statehood. Currently 60 votes are needed and unlikely even if Democrats win big on election night. DEMOCRATS' POLITICAL MOTIVE Of course Democrats have a political motive in making the District of Columbia a state beyond the belief that "no taxation without representation" is unjust. D.C. is an overwhelmingly Democratic city with only 4% voting for President Trump in 2016. In all likelihood, two Democratic Senators would be elected, giving Democrats a major political advantage for decades to come. "This is not about the voice of the people of the District of Columbia, this is a raw powerplay," Senator Steve Daines, R-Montana, said in a recent interview with Scripps. Daines says if D.C. truly wants representation, Virginia or Maryland could annex parts of the city where people live. Strauss couldn't disagree more. "We want to join the union. What could be more patriotic than that?" Strauss said. For those who say the Constitution calls for the seat of government to not be in a state, Strauss says a new special district would be created outside of D.C.'s jurisdiction and stretch from the Supreme Court to the Capitol, through the National Mall and to the White House. 2278

I know, I know. You’ve probably heard all about how you should renegotiate your bills to save money. But that’s easier said than done, right?That’s why I tried it out. I called up some of my service providers and attempted to cut the cost of my bills.Here’s how you can learn from my successes — and improve upon my failures. (Spoiler alert: Be prepared to make sacrifices.)Formulate a game planIt’s a good idea to call up your service providers and subscription services annually to negotiate a better rate, ask about new promotions or cancel unnecessary bills. This is a powerful tool to save money.These tactics can be used for securing a better deal on cable, internet, subscription services and more.First, review all of your recurring payments by identifying charges on your credit card and bank account. Then, decide if you really want (or need) those anymore.Make a list of the bills you would like to lower or cut out entirely. On my list: Satellite radio, cable, a clothing subscription and a movie loyalty program.Next, look up each company’s website. You’ll usually find a variety of contact methods, including live chat, text messaging, email and a phone number.While you’re searching online, gather information about your current package and pricing, as well as any new promotions from your current company or competitors that can be used as leverage.Cut out what you don’t needSet aside a block of time — maybe an hour or so — and work your way through the list.My first call was to our satellite radio service provider. My husband and I have a SiriusXM subscription. But after months of spotty reception in our car, I decided it was time to cut the service completely.Instead, over the course of a 10-minute phone call, I asked to cancel, then I was met with a better offer. Before, we paid .63 per month. Now, we pay .06 a month for 12 months (for the same plan). Plus, they threw in a free month.Threatening to cancel a service can be a bargaining tactic. Here, it was the truth — I was fully ready and willing to cancel. And it got me a better price.Next? That clothing subscription. A five-minute online chat with athletic brand Fabletics resulted in me canceling my membership. Before, I paid .95 a month as an account credit, unless I logged into my account and shopped or skipped by the fifth day of the month.The customer service representative offered a store credit to stay, but I went ahead and canceled anyway.DowngradeBe patient. There’s a time commitment involved. Plus, things don’t always work out.I spent 45 minutes online chatting, then talking on the phone with DirecTV. But even after consulting with two representatives, my monthly payment remained around 0 before and after my interaction.I was told there weren’t any discounts or promotions currently available for my account. And since I didn’t want to downgrade my package (I’m not ready to give up those Lifetime movies on LMN or game shows on Game Show Network), I’ll have to wait for future offers.If you’re willing to change your TV lineup, review available channel packages online to find a slimmed-down option that works for you. Or call and talk to a representative.Ask for helpRenegotiating bills is perhaps more important now, especially for those who are dealing with financial impacts related to the coronavirus. As the pandemic began taking an economic toll in the spring, providers across a broad spectrum of industries stepped up to extend payment assistance and waive late fees for customers.I contacted some service providers to see how they’re continuing to help consumers who are struggling.Most telecommunications companies, such as Dish and Comcast, provided similar advice: If existing customers have questions or are interested in lower monthly payments, they should go online or call customer service.Contact companies proactively, and if you’ve been laid off or otherwise affected by the pandemic, be honest about your situation.Look for resources that don’t require any effort, too. I thought I might need to cancel or renegotiate my -a-year AMC Stubs Premiere movie theater loyalty account. But the company had already temporarily paused my account in light of movie theater closures.Renegotiating bills didn’t save me enough money to retire early. But I’ll manage to hold onto almost 0 over the next 12 months — which is more than if I hadn’t picked up the phone.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletFeeling Out of Control? These Money Moves Could HelpRenters at Risk: Ways to Cope in the Financial CrisisSmart Money Podcast: Lower Mortgage Rates, and Moving During a PandemicCourtney Jespersen is a writer at NerdWallet. Email: courtney@nerdwallet.com. Twitter: @CourtneyNerd. 4799

If the documents Business Insider says it saw are official, we'll have Pumpkin Spice Lattes from Starbucks in our hands even earlier than ever.The online news outlet says the drop date for the popular seasonal beverage at Starbucks is Aug. 28.Supplies are already being sent to Starbucks stores, the website says. 321