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More than two dozen people have been detained by Immigration and Customs Enforcement agents as they are investigating suspected human smuggling activity at a Phoenix home.Video taken on Tuesday around 6 p.m. showed several people handcuffed and leaning against a garage door of a residence.The 30-plus individuals have been detained on immigration administrative charges in conjunction with the investigation, ICE said in a statement. No further information was immediately available.   514

Nearly 200 feral horses were found dead in Gray Mountain, an unincorporated town on Navajo land in Coconino County, Arizona.Navajo Nation President Russell Begaye and Vice President Jonathan Nez traveled to Tuba City on Wednesday to address the situation, where 191 horses were found dead in a stock pond.President Begaye said their deaths are due to drought and famine."This tragic incident exemplifies the problem the Navajo Nation faces in an overpopulation of feral horses," Begaye said. Over the years, Gray Mountain has seen an uptick in feral horses. For instance, there's an estimated amount of 50,000 to 70,000 feral horses on the Navajo Nation. Government officials are at the site to keep the area closed off and prevent diseases from being spread, a press release said. The area will be fenced off permanently and the horses will be buried onsite after officials considered multiple factors."The horses are anywhere from thigh to neck deep in the mud," said Nina Chester, a government spokeswoman. "This is our most humane and safest option."The Navajo Water Management Branch confirmed that the plan does not pose a threat to groundwater.  1195

Mortgage rates are likely to set record lows in August for the third month in a row.The 30-year fixed-rate mortgage averaged 3.18% APR in July, a record low in NerdWallet’s mortgage rate survey. The average rate tumbled 15 basis points compared with June, which at the time had the record low monthly average.The recession has caused rates to fallMortgage rates fall when the economy stalls. And the economy has been sputtering for months as the COVID-19 pandemic sent millions of people to the ranks of the unemployed.The U.S. economy shrank at a 32.9% annual rate from April through June, the Commerce Department reported July 30. The slowdown happened because businesses, state and local governments, and consumers cut their spending. Consumers cut way back on clothing and footwear purchases, among other items.? MORE: How mortgage rates are determinedGood news for refinancers, hard times for othersThe COVID-19 pandemic has helped some homeowners while injuring others, and it may harm many renters as well.Among the beneficiaries are homeowners with high credit scores who haven’t suffered interruptions in income. They have met the qualifications to refinance their mortgages at record-low interest rates.Home sellers have thrived in many housing markets, as home prices have risen despite surging unemployment, an unusual combination. Home resale prices were up 3.5% in June, compared with a year before, according to the National Association of Realtors. One reason for the increase in prices: Fewer homes were for sale because of social distancing. The reduced supply of for-sale houses led to increased competition among buyers, pushing prices upward.Homeowners must catch up on missed paymentsBut the COVID-19 recession may end up harming more homeowners than it helps.In late July, 3.9 million homeowners were using mortgage relief plans that allow borrowers to miss payments or make partial payments if they have been affected by COVID-19, according to the Mortgage Bankers Association. Eventually, those homeowners will be expected to catch up on their missed payments. Some homeowners’ incomes were permanently reduced. They may find it difficult to make good on their past-due payments.Renters could be out in the coldRenters could end up suffering the most. According to the U.S. Census Bureau’s Household Pulse Survey, 18% of renters, or 13.3 million households, didn’t pay their full rent in June. And in mid-July, one-third of renters surveyed, representing 23.8 million households, told the bureau that they had no confidence or slight confidence that they would make their next rent payment.Congress, along with state and local governments, imposed limits on evictions early in the pandemic, but some of those protections have expired. On top of that, 0 extra weekly unemployment insurance payments were set to expire at the end of July, and as the clock ticked down to the August recess, Congress was still negotiating an extension.Even with tenant protections in place, about 4% of renters have received an eviction notice or have been threatened with eviction since March, according to data from the Urban Institute’s Coronavirus Tracking Survey.When eviction bans expire, tenants have few options:Apply for emergency rental assistance, if the state or city offers it and still has money.Reach a repayment agreement with the landlord. Under such an agreement, tenants pay extra each month until they catch up with the past-due rent. But a repayment plan requires the tenant to have the money and the landlord to be willing to make a deal. Neither of those is a sure thing.If it’s not swamped with similar requests, the local legal aid service might be able to step in and help negotiate a deal with the landlord.? MORE: What COVID-19 means for mortgage ratesMore from NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL.The article Mortgage Outlook: Recession Presses Down on August Rates originally appeared on NerdWallet. 4108

Months of uncertainty and waves of a deadly virus don’t really seem like a good prelude to a strong Christmas season. However, if you take a look at Christmas tree and decoration sales, they tell a different story.It is one of the busiest years for Christmas tree sellers and farmers, and most of these businesses were not expecting a busy year.“Sales have been up a lot,” said Christopher Gregory. “We initially thought maybe people were buying early. Now, we think there are just more people buying and they’re buying early!”Gregory has owned of Elsie and Sons Christmas Trees, located in Boston, for 47 years and never expected this holiday season to be one of his busiest. In fact, just a few weeks ago, he worried about being able to sell anything this season.“We were afraid there would be a shutdown, that we would get all the Christmas trees in and the day after they’ll shut down,” said Gregory.However, that is so far from how this season has actually panned out. Sales for Christmas trees, wreaths, and almost every holiday decoration are selling so fast he worries about running out of stock now.“We are running out of stuff and it is only the 8th of December,” Gregory added.The Boston Christmas tree seller explained local farmers have stopped cutting trees, so to get more trees, he has to place an order from a tree farm in Canada. Even with this additional order, he is anticipating still not have enough trees for all the demand and says he’ll likely end his season early.All across the country, Christmas tree sales are up almost 30 percent, according to a survey of tree retailers done by Evercore ISI. It seems people are not only buying more Christmas trees, but they are focused on buying bigger ones and spending more on additional season decorations.The uptick is notably unexpected since typically during economic downturns consumers pull back on unnecessary spending. They have not historically pulled back from Christmas tree shopping, but most economists and business owners would likely have forecasted a decline in spending on additional décor.That is, in fact, what Gregory forecasted for his business this season.“It’s a comfort to people, I think, observing the tradition, decorating the house and so on. This is what people get pleasure from now,” said Gregory.Gregory says he is just happy to be a part of something bringing people some much-needed joy this year. 2407

MOBILE, Ala. — Former Auburn University football coach Tommy Tuberville has defeated Jeff Sessions to win the Republican Senate primary in Alabama.The 65-year-old Tuberville is now positioned to put up a strong challenge against Democratic Sen. Doug Jones. President Donald Trump endorsed Tuberville.Sessions had held the Senate seat for 20 years until he resigned to serve as Trump’s attorney general. But he was politically wounded by Trump’s criticism after he recused himself in the investigation into Russian interference in the 2016 presidential campaign.The president continued his criticism of Sessions right up to the eve of Tuesday’s election, saying he “made a mistake” when he appointed Sessions attorney general. 733