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EL CAJON, Calif. (KGTV) — An East County restaurant hit hard by the pandemic has been hit by thieves, twice in a three-day span.Like so many other restaurants, the pandemic has not been kind to Hacienda Casa Blanca Mexican Restaurant and Cantina in El Cajon."Definitely not easy. It's been crazy with new changes every day," said co-owner Cindy Gomez.Gomez says the restaurant has received a federal PPP loan, but revenues are down about 30% to 40% since March."From the first day, we've been trying to keep our staff working .. Haven't had to lay off anyone," said Gomez.Gomez says they had to spend extra when COVID-19 restrictions led them to set up for dining in the parking lot. That extra money spent vanished overnight during a weekend a few weeks ago. Two large canopies and two umbrellas were stolen.A few days later, there was another theft. This time, an umbrella, table, chairs, and a plant disappeared."Take a lot to get angry, but I got angry. Then it went to total frustration," said Gomez.Eventually, the items from the second theft were recovered outside a nearby building. Gomez says her surveillance footage was deleted over, but she saw the video and believes both thefts may have involved transients."In the first theft, two men with shopping carts rolled into the parking lot, dismantled the canopies threw them into their carts, and rolled away," said Gomez.The restaurant does store most of its outdoor set up inside, but what was left out, was targeted. 1486

DUBLIN, Calif. — “Full House” actor Lori Loughlin has been released from prison after spending two months behind bars for paying half a million dollars in bribes to get her two daughters into college.Loughlin was released Monday from the federal lockup in Dublin, California, where she had been serving her sentence for her role in the college admissions bribery scheme.Her husband, fashion designer Mossimo Giannulli, is serving his five-month sentence at a prison in Lompoc near Santa Barbara, California. He’s expected to be released in April.Loughlin and Giannulli were among the highest-profile defendants charged in the scheme, which revealed the lengths to which some wealthy parents will go to get their children into elite universities.Loughlin and Giannulli admitted to paying 0,000 to get their two daughters into the University of Southern California as crew recruits even though they aren’t rowers. 922

Economic uncertainty may be roiling the country right now, but that’s not stopping home sales. In some areas, like the suburbs of New York City, bidding wars are back. In July, one house in Orange, N.J. had 97 showings and 24 offers, according to the New York Times.That same month, .3 billion worth of residential real estate sold in the suburbs of Washington, D.C., according to the Washington Post, compared to .2 billion the year before—demonstrating just how much demand there is in some parts of the country. That demand has caused median home prices to spike. Prices in September are 13% higher than they were the same time last year, the largest increase since 2013, according to real estate listing firm Redfin.“We are seeing really interesting trends emerge from COVID that are causing demand to change to an all-time high at the same time that the supply of availability is at an all-time low,” says David J. Wilk, assistant professor of finance and director of the Real Estate Program at Temple University’s Fox School of Business.That means a lot of homes, especially those close to big cities, are suddenly worth a lot more. For homeowners, it’s an envious position: Their equity has bloomed. But what should they do with it? Here are three options.1. Sell Your HomePrices are high, so it’s time to sell, right? As with everything in real estate, it depends.Selling might be the right move for older homeowners who are looking to downsize to a smaller house, a condo or 55+ living. It also may be ideal for homeowners interested in moving to a lower-priced housing market—if the timing is right, and you absolutely know where you want to go.Dottie Herman, CEO of Douglas Elliman, a Manhattan brokerage firm, says it’s also not a bad time to cash out of the ‘burbs to make a city move if you’ve wanted to do so—especially to Manhattan, where sales were sluggish this spring and summer. “If you really love New York City and you believe as I do that it will come back, it’s a great time to buy in the city,” she says, adding that it might be another three to four years before prices rebound.Beware: Your New House Also May Cost MoreIf you want to stay in the same area, a jump in your home’s price most likely means the house you want has made the same leap.You can still consider trading up, especially if your lifestyle has changed because of the pandemic, and you anticipate it staying somewhat altered when we’re on the other side of it. That may mean more people in the house more of the time—and the need for the space to match. “If you can work from home and you don’t have to commute every day, then that drastically changes your decision matrix,” Wilk says.Falling Interest Rates Can Make a Move Make SensePlus, with interest rates for 30-year mortgages at record lows, getting a bigger mortgage now might make sense in the long term. Just make sure you can still afford the payments and aren’t necessarily banking on that home also becoming a big pay out down the road because the housing market is cyclical and eventually will fall down again.“Rushing to sell your house or buy a house because of the short term isn’t a prudent move,” says Danny McAuliffe, CFP, wealth advisor and head of planning at Perigon Wealth Management. “Making decisions based on what you can afford and make sense for you and your family, that is going to be a better situation for the long term.”If you’re thinking of making that high- to low-cost market move, Herman warns that you should at least live in the place first by renting to see if you really like it. This is especially true for seniors who dream of ditching colder climates for warmer places.Not only does it make sense to get a feel for the area in which you want to live that you can’t achieve while on vacation, but you also will learn if you have the temperament to be away from family for so long. Otherwise, you’ll cash out now and have to buy back in—and who knows what the market will be like then.2. Have Your Home Appraised to Ditch Mortgage InsurancePrivate mortgage insurance (PMI) is usually tacked onto your monthly mortgage payment if you put down less than 20% on the property when you purchased it. PMI is there to protect lenders in case you walk away. But if your home is suddenly worth more, you may hold enough equity to request to have PMI cancelled.To do this, you need to show lenders the home has increased in value, which means paying for a home appraisal. Those typically cost between 0 and 0. Meanwhile, PMI typically costs between 0.05% and 1% of the loan amount annually, which means the appraisal will pay for itself.If you’re staying put, you should also reassess your insurance to make sure it matches what your home is now worth, says McAuliffe. That’s because a policy based on a lower price may not cover the current value of the home, should the worst happen and you need to rebuild.“Specifically you want to make sure that the dwelling coverage in your homeowners policy is sufficient to rebuild your home if something catastrophic were to happen,” he says, adding that these policies typically exclude earthquake and flood insurance.3. Take Equity OutWith interest rates so low, taking some equity out is another option. You can use that money to make renovations to your current home—which may be tax deductible, says McAuliffe—or pay off high interest credit card debt—as long as you don’t then rack up debt on them again.You can take equity out in several ways, including through a home equity line of credit (HELOC) or a cash-out refinance, where you pull the equity out in, well, cash. Homeowners at least 62 years old also can take out a reverse mortgage, which lets them borrow from their home’s equity.Herman says money drawn from equity could be used to buy another property, either as a second home, or to rent out. But only think about becoming a landlord if you have tolerance for it and can cover the mortgage in the case the property is empty between tenants, or tenants stop paying.Just make sure that you aren’t taking all of the equity out. People who got in trouble in 2007 and 2008 “pulled all of their equity out,” Herman says. “When prices dropped, they were stuck because they had used all the equity up in their home for something else.” So don’t press your luck and strip your house of all its old and new equity, or else you may wind up with a house worth less than what you owe on it. 6432

EL CAJON, Calif. (KGTV) -- The District Attorney has decided against filing charges against a man who reportedly shot and killed a suspect trying to break into his work truck in El Cajon. The shooting happened on the 1100 block of Mona Place in March of 2018. Authorities say Michael Poe woke up in the early-morning hours of March 11 to the sound of glass shattering. When he went outside, he found the suspect, Joseph Mercurio, breaking into his work truck. RELATED: Family of man shot for attempting to break into truck sues truck ownerPoe told police there was a confrontation before he shot Mercurion. Mercurion’s mother told 10News her son had a drug problem, but was doing his best to stay sober. Mercurio’s mother filed a lawsuit against Poe. At this time, the status of the lawsuit is unclear. RELATED: Confrontation between homeowner, suspected thief ends in deadly El Cajon shooting 901

Donald Trump Jr. has been temporarily suspended from certain functions on Twitter for violating the website's rules for spreading misinformation regarding the COVID-19 pandemic.According to a screenshot of Trump Jr.'s account shared by Republican strategist Andrew Surabian, Twitter suspended the president's son over a tweet that included a video with dubious COVID-19 information.On Monday, Trump Jr. tweeted a video of a group of people who claimed to be doctors who were touting the effectiveness of hydroxychloroquine, a drug which the president has said is an effective treatment for COVID-19. The video also discouraged the use of masks.Several studies have shown the drug has not been effective in treating the virus, and in June, the FDA removed an Emergency Use Authorization for the drug in connection with COVID-19 treatments.CNN reports that the video was originally published by Breitbart News. Facebook and YouTube reportedly removed the video from their platforms Monday as the video began to go viral.According to Surabian's screenshot, the Trump Jr. has been barred from tweeting, retweeting, "liking" tweets or following other accounts. The president's son still has the ability to send direct messages and view his timeline. 1252

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