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It’s now the time of year when you choose your healthcare insurance options during open enrollments. There is a large question looming, though. Has coronavirus affected health insurance?Here’s where your insurance stands today, the effects of COVID-19, and the mistakes you make when signing up for coverage.“I couldn’t live without insurance. I’m a diabetic and without insurance, I don’t know what I would do,” said Jon Gill from Solon. As usual, he will soon enroll in his company’s health insurance plan. However, this year has been unusual in the U.S; 8 million Americans have had coronavirus and that care costs.“I would think that COVID is going to make (rates) go up. I would assume,” said Gill.Dr. JB Silvers from Case Western Reserve University says probably not.“It looks like rates are going to be pretty stable,” he told us.Dr. Silvers has been studying healthcare and insurance for the past 40 years. He told us because people were not allowed to get some procedures earlier this year or they have been afraid to go to the doctor, that means insurance companies have done well financially.“The premiums keep coming in and the costs are low,” said Dr. Silvers.Here’s where the costs could catch up with you: if you’ve put off important, needed medical care.“Did you defer things that really should have been taken care of? In which case, you’re going to pay me later rather than paying me now. That’s the problem,” said Dr. Silvers.Liz Westin is an author and Finance Columnist with NerdWallet.com. She said just going with the same thing you did 12 months ago might not be wise. “(People) wind up spending about ,000 more a year than necessary because they aren’t paying attention to how their plans have changed,” Westin told us.Other mistakes people make during open enrollment is the temptation to just select the cheapest coverage, but that comes with much larger deductibles.“These high-deductible plans have really taken hold,” said Westin. “That’s fine if you have the cash set aside to pay for the care that you’re going to have to pay for out of pocket, but a lot of people don’t have that cash.”That applies especially to people who’ve lost their jobs because of COVID and lost their healthcare insurance with them. That could force Americans into "Obamacare" coverage under the Affordable Care Act. If that’s you, make sure to apply for financial tax help available that will lower your premium.“And that’s the route, I think — especially if you’ve lost your job — that most people are going to want to take,” Westin told us.If you already have coverage through the Affordable Care Act, Dr. Silvers told us in the fine print it says you have to spend at least (depending on the kind of plan) 80%-85% on pure medical costs. If you haven’t done that this year because of COVID restrictions or fear, you will get some money back.“Already this year, companies are giving rebates back for 2019, but they’re pretty small. Next year they’re going to be really big,” said Dr. Silvers.Both experts we talked to said in the upcoming year, you should take advantage of telemedicine where you meet with doctors over a video chat. That could help with your overall care at lower costs and it avoids putting off important visits.This story was first reported by Jonathan Walsh at WEWS in Cincinnati, Ohio. 3326
INDIANAPOLIS – A 10-year-old lion at the Indianapolis Zoo died Monday morning after being attacked by another lion.Zoo staff heard “unusual amount of roaring from the outdoor lion yard” and say an adult female lion, Zuri, attacking a male lion, Nyack, according to a press release.Veterinary staff said Nyack died of suffocation from injuries to the neck. Indianapolis Zoo said staff made every attempt to stop Zuri from holding Nyack by the neck but were unsuccessful. The two lions lived together for eight years. Indianapolis Zoo said they had no indication that anything like this would ever occur.The attack happened before the zoo was open to the public. "He was a magnificent male lion and left his legacy in his three cubs," Indianapolis Zoo said in a press release. "He will be missed by guests, members, volunteers and staff." 864

In this video grab issued Sunday, Aug. 30, 2020, by MTV, Lady Gaga accepts the Tricon award during the MTV Video Music Awards. (MTV via AP) 147
It is with great excitement that we can announce Elton's return to the stage in North America on January 19, 2022.For more information, please visit https://t.co/CcJKU471U8 #eltonfarewelltour pic.twitter.com/M3qZrR5yYE— Elton John (@eltonofficial) September 23, 2020 274
INDIANAPOLIS -- As Danica Patrick prepares to make her last trip around the track as a professional racecar driver at the Indianapolis 500, her future is already starting to fill with big gigs. Patrick has been tapped to host the 2018 ESPYs this July in Los Angeles and she'll be the first female to host the sports award show, ever. Being a first isn't a new thing for Patrick, who has also been the first female driver to lead laps and score a top-five finish in the Indianapolis 500 as well as the first woman to win a major-league open-wheel race in a North American Series after her 2008 IndyCar Series victory in the Indy Japan 300.She was also the first woman to win a NASCAR Cup Series pole and finished eighth in that Daytona 500 race achieving the highest finishing position ever for a woman. “Now, Danica Patrick continues her trailblazing career trajectory when she takes the stage on July 18 as the first woman to host ‘The ESPYs,’” said Alison Overholt, ESPN’s vice president and editor-in-chief, ESPN The Magazine, espnW and “The ESPYs.” Former Indianapolis Colts quarterback Peyton Manning hosted the 2018 ESPYS. 1197
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