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Amnesty International awarded Colin Kaepernick its Ambassador of Conscience Award on Saturday for his public protest against racial and social injustice."The Ambassador of Conscience award celebrates the spirit of activism and exceptional courage, as embodied by Colin Kaepernick," Salil Shetty, the human rights group's secretary-general, said in a statement. "He is an athlete who is now widely recognized for his activism because of his refusal to ignore or accept racial discrimination."The award is Amnesty International's highest honor, according to its website. Past winners include Nelson Mandela, Malala Yousafzai, U2, Alicia Keys and Ai Weiwei. Kaepernick was presented with the award at a ceremony in Amsterdam, Netherlands.Kaepernick, a former quarterback for the San Francisco 49ers, became the subject of controversy when he kneeled during the national anthembefore several 2016 NFL preseason and regular-season games in protest of police shootings of African-American men and other social injustices faced by black people in the United States."To me, this is something that has to change," Kaepernick said in an August 2016 interview. "And when there's significant change and I feel like that flag represents what it's supposed to represent, and this country is representing people the way that it's supposed to, I'll stand."His protest, which inspired other players to participate, sparked national debate over issues of police brutality and racial and social injustice. He was also widely criticized for what many onlookers characterized as showing disrespect to the US flag.Kaepernick's kneeling drew the attention of President Donald Trump, who said during a September rally in Alabama that NFL owners should respond to the protests by firing the players."When high-profile people choose to take a stand for human rights, it emboldens many others in their struggles against injustice," Shetty said. "Colin Kaepernick's commitment is all the more remarkable because of the alarming levels of vitriol it has attracted from those in power."In March 2017, Kaepernick became a free agent, but has yet to be offered a contract from any NFL team. In October, he filed a grievance against the league, accusing team owners of colluding to keep him from being signed.Kaepernick said Saturday that he shares the award with "all of the countless people throughout the world combating the human rights violations of police officers, and their uses of oppressive and excessive force.""I am here to join with you all in this battle against police violence," he said.Since becoming a free agent last year, Kaepernick completed a September 2016 pledge to donate million to organizations working in what he called oppressed communities.Kaepernick was named GQ's Citizen of the Year in November and in December accepted the 2017 Sports Illustrated Muhammad Ali Legacy Award. He has also received the Eason Monroe Courageous Advocate Award from the American Civil Liberties Union of Southern California in December. 3085

An F-16 fighter jet intercepted a plane that was flying in a restricted area during President Trump's rally in Bullhead City, Arizona, Wednesday afternoon.North American Aerospace Defense Command officials say the plane was intercepted around 2 p.m. after officials noticed it had entered the Temporary Flight Restriction area surrounding Bullhead City.Officials say the violating aircraft did not respond to initial intercept procedures, but established radio communications after NORAD aircraft deployed signal flares.Authorities say the aircraft was escorted out of the restricted area by the F-16 without further incident. 634

As many Americans face months on end stuck indoors, some are using their time (and money) to create a change of scenery or upgrade their surroundings. Office equipment purchases are on the rise, and people are tackling more renovation projects than usual.But expensive new stuff and significant home improvements can leave you underinsured. If you’re considering making changes to your home — or if you already have — it’s smart to revisit your homeowners or renters policy. Here’s how to ensure it covers the new additions.Tell your insurer about your plansThere’s a good chance you’re underinsured before you even make changes, according to Don Griffin, vice president of personal lines at American Property Casualty Insurance Association. Talk to your insurer before making any expensive purchases or changes to your home to inform the company of your plans and clarify your policy’s current coverages and limits. If your home costs more to replace after you’ve improved it, some insurers will pay the new expense to rebuild, but “that’s not every policy, and it may not cover everything you need,” Griffin says. He also recommends once a year reviewing what your home insurance policy covers.In some cases, you may need to change carriers to get the coverage you need. Frank Jones, an independent agent and partner at Mints Insurance Agency in Millville, New Jersey, has seen clients switch insurers because an addition wasn’t covered. “It’s in your best interest to have these conversations now rather than to have a claim denied,” he says.A new desk and computer for remote learning, plus that monitor and chair in your home office will add up and could exceed your personal property coverage limit.Renters insurance policies cover your stuff, but they have limits too. If you have new electronics or office equipment, check with your insurer to make sure you have enough coverage for them.Make an inventory of your propertyTo help you know if you’ve exceeded your policy limits, keep records of what you buy. In fact, Griffin recommends taking inventory of your belongings every year — a written inventory is best, but even a simple smartphone video tour of your home will suffice.Losing a home is an emotional time, Griffin says. When it’s time to file a claim, “you don’t always remember what you have.” An inventory will clearly show what you had before a disaster and will make the claims process easier.Add sufficient coverageStructural changes, such as a full kitchen replacement or adding an in-ground pool, will have the greatest impact on your homeowners insurance. But even something as simple as adding a fence can change the value of your house, and if your home’s value increases, so should its dwelling coverage, Griffin says. Otherwise, in the event of a claim, your insurance policy won’t be enough to rebuild, according to Griffin.When adding coverage, pay attention to how much it would cost to rebuild your home, not how much you spent to upgrade the house, according to Jones. “These are two different numbers,” he explains. “If an addition costs ,000 to put on, the insurance company looks at the rebuild construction cost, and you might not get that back.”Avoid pitfallsOn top of ensuring coverage, a proactive conversation with your agent could help you avoid potential renovation pitfalls. For example, he or she may advise adding building ordinance coverage to protect you from having to pay out of pocket for any expenses that keep your home compliant with local laws and regulations.For renovation projects that are too big to take on yourself, hire a licensed and bonded contractor who carries builders risk coverage to protect expensive construction materials from theft or damage while they are on your property. You can find one through a building trade association.And when you’re doing a home renovation project, take plenty of photos — before, after, and along the way, if you’re able. These could come in handy if you file a claim and need to redo the work.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWallet4 Home Insurance Pitfalls to Avoid During Hurricane SeasonLosing Employee Life Insurance Due to Job Loss: What’s Next?How to Get Cash From Your Life Insurance PolicyBen Moore is a writer at NerdWallet. Email: bmoore@nerdwallet.com. 4353

As Major League Baseball threw out the first pitch Thursday night, MLB announced that the player’s association and league have agreed to a 16-team playoff for this season only. This expands it from the normal 10 teams. The decision makes it possible, if not likely, that teams with losing records will reach the postseason. Sixteen of the 30 teams will advance to a best-of-three first round. MLB agreed to guarantee a postseason pool that would be million if the entire postseason is played. The pool usually comprises ticket money, but baseball anticipates playing the entire year in empty ballparks due to the coronavirus.Details about how the playoff match-ups would be decided is still being discussed, according to media reports. There is a proposal being considered, according to ESPN, that some of the playoff teams could pick their opponents. On Thursday, baseball fans will get to watch Washington Nationals host the New York Yankees and the Los Angeles Dodgers take on the San Francisco Giants.The other 26 teams will start their seasons on Friday.This season will only be 60 games, down dramatically from normal years.Another change due to the pandemic includes a COVID-19 inactive roster in addition to the injured roster. There is no set amount of time a player must remain out if they test positive for COVID-19.Find more information about the 2020 season here. 1388

As children return to school, security experts want parents to add one more thing to their yearly checklist – safeguarding their child's identity.Monday is Child Identity Theft Awareness Day.“This is a huge problem that frankly no one is aware of if they're not paying attention to it, because it feels like an adult crime and it couldn't possibly happen to a child, but it does,” said Eva Velasquez, President and CEO of Identity Theft Resource Center.Recent studies show over 1 million children are impacted each year, with losses over .6 billion.This year, new government programs for COVID-19 relief have created new vulnerabilities.Children are prime targets because thieves can use their credentials to build credit history over time, then take out loans, open credit cards and max them out.It can take months or even years for parents to realize their kids now have bad credit.“The detection methods adults use just by engaging in the outside world, those aren't there for children and the thieves realize that and they know it can go undetected for long periods of time,” said Velasquez.The center says it's never too early to start monitoring your child's identity.Teach them cyber safety as they get older and watch for red flags.If you get something in the mail for your kid that looks like it should be for adult, don't write it off as a mistake.The biggest recommendation is to freeze your child's credit. It won't solve everything, but it will significantly lower risks. 1494

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