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LAS VEGAS — Right now, many recent high school graduates are facing a tough question — is it worth it to take on tens of thousands of dollars in debt to attend college during a pandemic?The irony of building credit is that it requires taking on debt — and no one wants to take on debt, especially during the pandemic. But according to one credit expert, there are some simple financial moves that parents can make right now to set up their kids for future financial success.Building credit isn't priority number one for kids, but it could open or close a lot of doors down the road."Good credit can make things easier for you in the future, whether it's securing loans, credit cards with better terms and rates. It might even help your ability to land a job or a desirable apartment," said Nathan Grant, a senior credit industry analyst at CreditCardInsider.com.Grant says that even though kids can't open their own bank account until their 18, parents can start teaching kids about credit long before that, perhaps with a prepaid card."Many of those allow for monthly direct deposits. So, you could have their allowance loaded directly on their card, and that could, at an early age, give them a way to understand budgeting and using a card that has a limit on it to teach them better spending habits," Grant said.Then, as children approach adulthood, Grant says that parents should consider making them an authorized user on a family credit card. Even if parents are not ready to let kids make purchases and payments on the card, Grant says just making them an authorized user will help them build credit."Many credit card issuers offer this, and most issuers report the account's activity in the authorized user's name, whether or not they are actually using the account. So, you can add them as a user and not give them access. It will hopefully build their credit up right out of the gate," Grant said.When kids are ready for their own cards, parents shouldn't just pick the shiniest piece of plastic. Grant says a secured credit card could be a safer option for someone with little or no credit."It uses a refundable security deposit that you fund yourself to fund the account's credit limit, upon approval," Grant said. "So, there's less risk on the issuer's part. So, for somebody who is new to credit or doesn't have any credit history, that could get your foot in the door.Grant said he couldn't offer advice either way on whether grads should pay for college with credit. But he said that anyone that decides to take a "gap year" should try to pay off any existing debts and save for the future.For those that do decide to go attend college, Grant has some general advice."The best rule of thumb, on top of just general responsible use, is just try not to use your credit card for purchases you know you won't be able to pay off before that monthly due date," he said. "Not spending beyond your means, that's going to be more valuable in your college years than ever."For more ways to boost your credit score, click here.This story was originally published by Ross DiMattei on KTNV in Las Vegas. 3114

LAGUNA HILLS, Calif. (KGTV) - A Camp Pendleton Marine is suspected of shooting and killing his estranged wife at a home in Laguna Hills, Orange County Sheriff's Detectives said Friday.Jerel Boykins, 26, was detained by Marine Corps NCIS on base Thursday afternoon, just hours after deputies found his wife's body.Deputies were conducting a welfare check at the home on Via Lomas in Laguna Hills when they discovered the 23-year-old woman with multiple gunshot wounds.Boykins is being held at the Orange County Jail in lieu of million bail.Anyone with information should call Orange County Crimestoppers at 855-TIP-OCCS.  646

LAKESIDE, Calif. (KGTV) - "Dozens" of cats were found Thursday in an East County apartment in unlivable conditions.San Diego Sheriff's Department (SDSO) responded to a welfare check for elderly neglect just before 2 p.m. in the 9700 block of Channel Road. Deputies arrived and located "dozens of cats" in a 1000-square-foot apartment, according to a release.Deputies said the apartment was not in a liveable condition.Officials at the scene originally told 10News more than 100 cats were found, but later clarified it was difficult to count because the cats kept running away. Officials said that number is closer to 70 cats.An elderly female was taken to a nearby hospital for evaluation, but she is expected to be fine. No criminal conduct is suspected and no arrests have been made. 803

LA MESA, Calif. (KGTV) — The officer at the center of a controversial arrest filmed in La Mesa is no longer employed with the department, according to the city.City manager Greg Humora said in a release on Friday that former LMPD officer Matt Dages is "not employed by the City of La Mesa in any capacity."The city could not comment on whether Dages resigned or was terminated.In June, video surfaced showing the May 27 altercation that had already started between Dages and 23-year-old Amaurie Johnson at Grossmont Trolley Station. In the video, Dages is seen pushing Johnson into a sitting position on a bench and eventually handcuffing and arresting him. Johnson was told he was being arrested for assaulting an officer.RELATED:Man seen in controversial arrest video files lawsuit against City of La MesaVIDEO: Incident between La Mesa officer, man at trolley station surfacesLa Mesa demonstration highlights several anti-police brutality ralliesFollowing the release of bodycam footage of the arrest, La Mesa Police Department said it had dropped charges against Johnson. Dages was also placed on administrative leave pending the department's investigation of the incident.Last month, Johnson filed a lawsuit against the city, Dages, and six John Does. The lawsuit alleges arrest without probable cause, negligence, excessive force, and violence because of race. Read the full lawsuit here.Johnson's arrest and the Memorial Day death of George Floyd in Minneapolis sparked a demonstration outside La Mesa Police Department in May. Rioters and looters later ransacked several businesses in La Mesa that night after the protest turned violent. 1653

LAKESIDE, Calif. (KGTV) — Burglars raided the home of a cancer survivor in Lakeside, stealing her road bike days before she was planning on competing in a triathlon.In a home off Valle Vista Road, Susan Sterger made a wrenching discovery on Sunday night."When I walked into my bedroom, everything was torn apart." said Susanna Sterger, choking back tears.She and her roommates were cleaned out. Laptops, jewelry, clothes were stolen. She ran to the garage and her heart sank."Just felt really angry and violated," said Sterger.Missing from the garage: her triathlon bike, wet suit, running clothes, and even her shoes - everything she needed to compete in a triathlon on Sunday in Solana Beach."Everything I worked so hard for, I thought was taken from me in one moment," said Sterger. Four years ago, she experienced another heart-stopping moment: a diagnosis of cervical cancer.She went through many rounds of chemotherapy. The cancer returned five different times. "It's been really hard not to give up," said Sterger.She didn't and this May, doctors told her she was in remission. She began another battle - another tests of sorts - to train for a triathlon, her second in nine years."I want this with everything in my body," said Sterger.It's a goal she thought she'd never reach after the burglary. But through social media, something remarkable happened. Friends and strangers lent and donated her everything she needed, including a bike rental for the day."Don't have the words to describe the gratitude in my heart ... and I will be at that start line Sunday!" said Sterger.Sterger says neighbors saw a large group of teenage boys walking out of the home carrying stuff that night. Deputies say one of the boys has been arrested. If you have any information on the case, call the Lakeside Sheriff's substation at 619-956-4000.A Gofundme campaign has been set up to help Sterger buy a new triathlon bicycle. 1923

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