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The 1996 blockbuster "Twister" is getting a reboot.According to Variety, the movie will be directed by Joseph Kosinski and produced by Frank Marshall.Marshall is the husband of one of the original producers, Kathleen Kennedy, per The Hollywood Reporter.No word yet on what the plot of the reboot will be or who will write the screenplay.The movie starred Bill Paxton and Helen Hunt, was directed by Jan De Boot, who also directed "Speed," executive produced by Steven Spielberg, and written by author Michael Crichton.The original movie was about a storm-chasing couple, played by Paxton and Hunt, who were on the brink of divorce, chasing tornadoes in Oklahoma, all while trying to create an advanced weather alert system."Twister" brought in almost 0 million worldwide. 782

Starter credit cards, aimed at those who are new to credit, have been around since at least the 1970s — and they used to be much easier to qualify for.Card issuers once were able to lure young adults, particularly students, with a variety of incentives that federal regulations now prohibit under the Credit Card Act of 2009.“When you started college prior to the Card Act, you could get a Frisbee and a credit card at the same time, or a chance to win a computer and a credit card,” said Rod Griffin, senior director of public education and advocacy at Experian, a credit reporting agency.Credit card eligibility requirements are stiffer now, especially amid the COVID-19-related downturn, as banks tighten lending standards to mitigate risk. It all adds up to more obstacles for those seeking to start the clock on their credit history. About 20% of the U.S. adult population doesn’t have a scorable credit file with the three major credit bureaus, according to a report by the Consumer Financial Protection Bureau.Still, qualifying for a starter card is not impossible, and more options exist today.Eligibility for starter credit cardsThe same CFPB report also notes that credit cards are the most common way to establish a credit file for all income levels and age groups.But age matters in terms of your eligibility for a starter card.IF YOU’RE UNDER 21Applicants generally have to be 18 to apply for a credit card on their own. Applicants under 21 can only report independent personal income, including regular allowances. If you’re a student, you may also report scholarships and grants.“I got the Discover student credit card on the first try,” said Karumi Narasaki, a 20-year-old student based in Indiana and creator of the YouTube channel Rumi’s Life. When she applied for the card, she says she included part-time income from two jobs and school aid received to cover books, rent and food.IF YOU’RE OVER 21Once you turn 21, income restrictions loosen slightly. You can include any income to which you have reasonable access, such as the income of a partner or a spouse, for instance. Income is still a necessary requirement to demonstrate your ability to make payments on borrowed amounts. Other requirements may also exist, depending on the card.If you can’t meet the income requirement at any age, a co-signer could help you build credit with a credit card. You’ll get your own credit card and account, but the co-signer assumes responsibility for the bill if you can’t pay it. Not many issuers allow co-signers on credit card applications these days, but there are still some that do.Types of starter cardsThe ideal starter card should have no annual fee and report your payment history to the three major credit bureaus: TransUnion, Equifax and Experian. These bureaus compile the credit reports that form the basis of your credit scores.Creditors review your credit scores to determine the likelihood that you’ll pay them back. A good FICO credit score of 690 or higher can make it easier to get an apartment, set up utilities and access better interest rates on credit cards or loans, for example.Starter card options may include:AUTHORIZED-USER CARDSCredit cards for authorized users are tied to a primary cardholder’s account. You are issued a card with your name on it, but the primary cardholder is responsible for making the payments. If that person uses his or her credit card wisely, it could reflect well on your own credit history, but double-check with your issuer.“It’s still recommended if you’re going to become an authorized user that you ask the lender if they actually report the account for you,” Griffin said. “If they don’t, it’s not going to help you build a credit history.”SECURED CARDSSecured credit cards are easier to qualify for because they require a cash deposit as collateral, reducing the risk to the issuer. The deposit amount usually determines your credit limit.With a good payment history, you eventually get your deposit back when you close the account or upgrade to a traditional “unsecured” credit card with the same issuer.STUDENT CREDIT CARDSStudent credit cards may require enrollment at a college or university. They also may require that you have at least some existing credit history. You can find exceptions, though.Some student cards may even pack helpful, student-friendly features like waived late payment fees or incentives. Rewards on student cards are uncommon, but some options exist.“I also considered applying for a secured card initially, until I found out there’s a Discover card,” Narasaki said. “It had cash back, which is unlike any of the other cards that I looked up, so I thought it was a pretty beneficial card and it had a lot of perks.”ALTERNATIVE-UNDERWRITING CARDSAlternative-underwriting credit cards have joined the market in recent years with some game-changing approaches. Most of these cards don’t charge a security deposit, and many can use factors other than the traditional FICO scoring model to assess your creditworthiness.If you don’t have a credit history, issuers of these cards may instead look at your employment, income, spending or savings to determine your ability to pay. As a result, they may require government-issued documents, bank account information, employment verification requirements and other details as part of the application process.In some cases, you may not even need a Social Security number to apply, which is helpful for newcomers to the U.S. who have limited options.Starter card alternativesEven with more starter card options on the market, the eligibility requirements may still leave some applicants out. But credit cards aren’t the only way to build a credit history. Some services make it possible to report certain bill payments to the credit bureaus to establish a credit file.For instance, rent-reporting services can record rent payments on credit reports for a fee. Experian Boost records cell phone and utility payments on Experian credit reports for free.You can also consider applying for a credit builder loan.More From NerdWalletIf Credit Card Relief’s a No-Go, Check Out Debt ManagementFor Homeowners, Saving a Down Payment Is Only the Start6 Great Recession Money Lessons That Still Apply TodayMelissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. 6346

Target says they are kicking off the holiday season early this year by bringing back its 2-day sales event "Deal Days."The sales event is scheduled for Oct. 13 and 14, with more than double the deals than last year, the company announced.“This year, in a holiday season unlike any other, we know it’s more important than ever for our guests to get great deals in a convenient and safe shopping environment,” said Christina Hennington, executive vice president, and chief merchandising officer, Target, in the press release. “By kicking off our holiday deals earlier than ever, offering Black Friday pricing throughout the full month of November and extending our Price Match Guarantee, we’re letting guests know they don’t need to wait or face the crowds to get the best deals, all with no membership fees required.”Their event will be done alongside Amazon’s Prime Day, CNN reported.Target also added that they’d be offering Black Friday deals throughout the entire month of November for the first time.Last week, the company said they would be doubling its staff who will be solely responsible for contactless shopping options, like its “Drive Up” service.Target said they expect to hire the same amount of seasonal workers this year as they did in 2019, which was more than 130,000. 1293

Steve Wynn will not be getting severance pay following his resignation from Wynn Resorts earlier this month.RELATED: Las Vegas police receive two reports of sexual misconduct by Steve WynnAccording to a document filed Feb. 15 with the U.S. Securities and Exchange Commission and signed by new Wynn Resorts CEO Matthew Maddox, Wynn will not receive any other compensation. He also cannot compete against the company for two years.The separation agreement also notes that Wynn must leave his residence at Wynn Las Vegas by June 1 and pay fair market rent until that date. Wynn can terminate the lease before that date. Wnny wll also cease to have administrative support after May 31 and health insurance through the company after Dec. 31, according to the document. Wynn's employment with Wynn Resorts began on Oct. 4, 2002 and ended on Feb. 6, 2018. He resigned following allegations of sexual misconduct. The document also acknowledges that Wynn agrees to cooperate with Wynn Resorts Board of Directors investigation into his time at the company. The board announced prior to his resignation that they were looking into the allegations.  1165

TAMPA, Fla. -- Business is booming at the Florida Gun Show at the Florida State Fairgrounds. But as doors open there is a buzz in the air over the possibility of stricter gun laws.In response to the Parkland school shooting, Florida Gov. Rick Scott says no to bump stocks, no guns for the mentally ill and yes to raising the age you can buy legally buy one.You won’t find an AR-15 ban or extended background checks in Scott's plan. But in a break from the National Rifle Association, of which Scott is a member, he does not want to arm teachers.At the gun show, Scripps station WFTS in Tampa found a split in support from his own constituents.“Change needs to happen and I don’t see why not try something," said Jason Walker said, long-time gun owner and an Air Force member.When it comes to Scott's plan, Walker said he supports it overall.Eric Oyola on the other hand said he does not. He is the owner of Class 3 Outbreak, a gun manufacturer."I think the laws that we have in place right now are good enough to prevent any crime," said Oyola. “They’re just taking the rights from the law abiding citizens for people that are going to do it anyways.”Oyola is talking about the bump stock ban. As an AR-15 dealer, he especially rebuffs any plans that would target these types of guns. No worries for him under Scott’s proposal. The governor also rejects banning them.Scott does, however, want to raise the age you can buy from 18 to 21-years-old.“If you can fight for your country, come home and not be able to have an AR-15 or even buy a rifle, I think it’s not fair," Oyola said.“I don’t believe you should be able to buy a long gun at age 18," said Walker.Sen. Bill Nelson (D-Fla.) said believes without an AR-15 ban the proposal does not have any teeth.“It’s a step in the right direction, but it doesn’t get at the core problem of how you are going to stop a person with an assault weapon of walking into a crowded place," Sen. Nelson said.What about Scott’s plan to keep guns out of the hands of the mentally ill?“It’s going to be a hard thing to do because people at any time can flip out whether they are under the radar or not," said Walker.Neither Walker nor Oyola are convinced it will work. What about the so-called gun show loophole where private sellers aren’t required to conduct a background check?“Absolutely, everybody should have a background check," said Walker.“I’m a licensed dealer," said Oyola, "If you can’t pass a gun background check, you shouldn’t have a gun.”A consensus? Still, background checks aren’t in Scott’s plan either. The governor is also calling for a 0 million plan to increase school security. It includes placing police officers in every school in the state. Plus, hiring more mental health professionals.The Florida House and Senate have until the end of session on March 9 to pass any new gun legislation. 2891