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Recovering the wreckage of a helicopter that crashed, killing a newlywed couple and their pilot Saturday, "is going to be difficult" because of the rough Texas terrain, authorities said.Will Byler and Bailee Ackerman Byler, who married Saturday evening at the Byler family ranch in Uvalde, had just exchanged vows and were en route to their honeymoon about 100 miles east in San Antonio when their helicopter crashed into a mountain, game warden Rachel Kellner of the Texas Parks and Wildlife Department said.They were seniors at Sam Houston State University.Also killed was the pilot, Gerald Douglas Lawrence, the groom's grandfather, William Byler, told CNN affiliate KTRK. 683

PRIMM, Nevada. (KGTV) -- A woman who disappeared after reportedly leaving a San Diego Spa was found dead in Primm Valley, Nevada, according to Victor Valley News. According to the San Bernardino Sheriff’s Department, 53-year-old Izetta Burney went missing on November 24.Burney disappeared while driving home to Victorville after visiting a San Diego spa, a friend tells 10News.RELATED: Missing woman never made it home after visit to San Diego spa, deputies sayAccording to the friend, Burney’s phone went straight to voicemail and her credit cards and bank account showed no signs of activity shortly after she disappeared. Foul play isn’t suspected and the cause of death has yet to be released, according to the paper. 732

Rescuers with high-water vehicles have been rescuing people on the Gulf Coast cut off by floodwaters after Hurricane Sally. Crews were pulling people out of flooded areas Thursday near Pensacola, Florida, while Alabama National Guard troops helped people evacuate near Mobile Bay. Homeowners and businesses along the soggy Gulf Coast were cleaning up, even as some communities dealt with flooding from rivers and creeks swollen by the storm’s heavy rains. At least one death is blamed on Sally, whose rainy remnants are currently over South Carolina."16 years ago to the day when hurricane Ivan hit our state, hurricane Sally provided an unwanted sequel citizens are woke to extensive damage and destructive property and loss of power and infrastructure. And sadly, even the loss of life, when it could be much worse, it's been mighty bad. And our state is reeling just as our people are hurting," Alabama Gov. Kay Ivey said. 934

Record unemployment rocked the real estate market. Now, interest rates are at record lows, giving many people a new way to save money by refinancing their current mortgage.Matthew Garcia, a senior loan officer with Supreme Lending, says now is a good time to refinance your home. "Absolutely. I mean, you’re looking at interest rates being at the most historic rates they’ve ever been. Rates have been in the 3% ranges before but now you’re seeing 30-year loans getting into the upper twos and middle twos, which is completely insane," said Garcia.Garcia says the industry is going through a refinancing boom that it hasn't seen since a few years after the Great Recession. Refinancing your mortgage, or essentially restructuring your current home loan under a new, lower interest rate, can be done for a couple different reasons."There’s two main types of refinancing you can do. There’s what’s called rate term refinance which means I’m simply refinancing the balance from any closing costs I might have and dropping the interest rates. That’s what called Rate Term, taking no additional cash out. Then there’s also cash out. Cash out refinances tend to be a bit more expensive. When I say more expensive, I mean the rates are slightly higher, more expensive in cost structure," said Garcia.For cash out refinancing, home owners who have likely owned their property for at least four or five years, are refinancing to take the extra cash from the increased equity in the home, and invest it in renovations or elsewhere."Where people can get into more danger is, they're taking out money because they want to go out and invest in other investment properties, go use that money to go out and buy other homes, speculate. That’s where it gets a bit dangerous. A lot of folks start watching their HGTV and think they're the expert and they're going to tap into this equity and go and do these things. There’s a lot more to it," said Garcia.Garcia says the last thing people want is to end up with two failed mortgages. He says the best reasons to refinance is debt consolidation or if it will save money in the long run.Josh Stech, CEO and co-founder of Sundae, a company that helps people with homes in bad condition get their properties sold, also says it's a good time to refinance because of how great the real estate market was doing before the COVID-19 pandemic."Rates are really low but also equity in homes was really high. We hit historic highs heading into the pandemic in terms of the amount of equity that homeowners have in their homes. Basically, the value versus the mortgage that they owe," said Stech. As for how long interest rates will last, Federal Reserve Chairman Jerome Powell has said they could be around for years. Sheck says, there's a chance interest rates could go even lower but there's already so much demand to refinance and banks can only process so many."I think as the fed is targeting a longer term near-zero interest rate environment, I think actually if you maybe wait a little bit you might play the game and win and get a lower interest rate because of the supply and demand I mentioned. I think it's a great time. It's hard to argue with record lows you haven't seen since 1971," said Stech.Experts recommend people who are considering refinancing to talk to a loan officer or financial advisor to make the best decision for their situation. But, if it's something they're interested in doing, to look into it while the rates are as low as they are. 3495

Protesters opposed to Brett Kavanaugh's appointment to the US Supreme Court massed in Washington on Saturday, with several activists briefly disrupting the afternoon vote in the Senate.Capitol Police said 14 people were arrested for protests in the Senate Gallery, 13 during the successful vote to confirm Kavanaugh and one a short time earlier. 353