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PINELLAS COUNTY, Fla. — Millions of drivers received refunds on their car insurance after the pandemic forced a national shutdown. But the I-Team found out at least one major insurance carrier is asking to raise rates for drivers across Florida.Pinellas County resident Robert Stickler and his wife started working from home after the pandemic shut down Florida in March. “My family hasn't been driving, the cars have been sitting," Stickler said.Their insurance carrier Geico and many other large auto insurers in the nation refunded drivers. The Sticklers were refunded 15 to 20 percent of premium costs after the pandemic delivered a drastic dip in accidents and claims. That credit was reflected on the Stickler family bill.Robert Stickler welcomed the refund but said they suffered sticker shock when Geico socked them with a 0 rate hike to their 6-month policy in June. The increase was approved by the state. “It was going to be over 4 a month for 3 older vehicles,” said Stickler.In a letter from Geico:"There are many factors that affect your insurance premium such as age, driving history, location and the increasing cost of vehicle repairs." But this driver says that explanation does not add up. “There had been no changes what-so-ever,” said Stickler.We reached out to Geico and have yet to hear back. The I-Team checked state records and found Geico petitioned the Florida Office of Insurance regulation between March and August for a separate rate hike of nearly 7 percent after the pandemic hit.Doug Heller is with the Consumer Federation of America, a watchdog group that called on Geico this past May to give back some of its profits the CFA claims the company raked in during the pandemic as drivers stayed off the road. “We are paying premiums as if the pandemic never happened,” said Heller.The I-Team reviewed second-quarter profit earnings for some of the nation’s largest insurance companies. We looked at overall profits which include their auto insurance and found Allstate, Progressive and Geico business shot up by hundreds of millions of dollars for the second quarter of this year compared to the second quarter of 2019.Geico's parent company reported to investors its 2020 overall insurance profits were, ”...largely attributable to unusually high earnings from Geico due to lower claims frequencies. These results are likely to be temporary…"Former Florida Deputy Insurance Commissioner Lisa Miller says there’s a state law that regulates how much insurance can profit. “We have very strict set of factors of what these insurance companies can profit," Miller said. No one is alleging that Geico or any other insurance company made an excessive profit. However, Miller says if state regulators find that any auto carrier made an excessive profit, customers could be refunded under a Florida law meant to protect consumers.The I-Team requested an interview with Florida's Insurance Commissioner David Altmaier. His spokesperson declined our request but said in a statement."OIR thoroughly reviews all filed auto insurance rates filings to ensure they comply with all applicable laws and are not excessive, inadequate, or unfairly discriminatory. "In its latest earnings report. Allstate credited its auto policy profits to "....Higher premiums earned and lower loss costs from reduced miles driven.”We asked the company if it planned to refund more money to customers, but have yet to hear back. Progressive told us it filed in June to reduce premiums in 35 states including Florida.Geico’s rate hike request is still pending. We plan to keep following that and let you know how it could affect your bills This story originally reported by Jackie Callaway on abcactionnews.com. 3739
WASHINGTON COUNTY, Minn. -- Authorities in Minnesota have charged former police officer Derek Chauvin and his estranged wife, Kellie, with multiple counts of felony tax evasion.Chauvin has been thrust into the spotlight after a cell phone video showed the officer arresting George Floyd and pinning him down with a knee to his neck. That caused Floyd to lose consciousness and the 46-year-old man was later pronounced dead.Floyd's death caused protests across the country demanding action against police brutality.Documents from the Minnesota Department of Revenue show investigators started building their case in June. Documents show the couple did not file their tax returns for 2016, 2017 and 2018. The Chauvins' 2014 and 2015 returns show they did not accurately file taxes.Records account for incidents that led to these charges, like Derek not reporting or overestimating money made as security detail for stores and bars around town, and Kellie not reporting her income from her photography business.Prosecutors say they bought a BMW for more than 0,000 and registered it with their Windemere, Florida address. They showed up to the dealership with Florida driver's licenses.They avoided nearly 0 in fees by paying Florida taxes instead of Minnesota taxes. During an interview with investigators, Kellie told them it was cheaper to register the vehicle in Florida than Minnesota.When asked by investigators why she didn't file returns, Kellie said "it got away from her."According to authorities, they under-reported their income by more than 4,000. Between the taxes the Chauvins owe -- the late payment and penalty fees, fraud penalties, and interest -- the couple owes the state government nearly ,000.Scripps station WFTS in Tampa previously reported that questions had been raised about Chauvin's voting record, after records show him voting in Orange County in-person in 2016 and 2018. He did not claim homestead on his Windemere property, but did claim the tax break on his home in Oakdale, Minnesota in 2018. PREVIOUS COVERAGE: Ex-officer Derek Chauvin voted in-person in Fla. twice despite being a permanent Minn. residentThis article was written by Jasmine Styles for WFTS. 2223

The owner of Nighttown in Cleveland shared the generous gift one customer left them Sunday, expressing gratitude for the random act of kindness.“We've actually had a really, really good summer. People have supported us unbelievably,” Nighttown owner Brendan Ring said. “That's what made it even more difficult for me to make the decision to hit the pause button here again until the complications are sort of under control.”Nighttown closed Sunday, voluntarily shutting down in response to the rising COVID-19 cases in the area and will remain closed until sometime in the spring, according to Ring.“It's going to be a hard winter in the restaurant business,” Ring said.Just before the restaurant closed Sunday, a customer dining with his family approached the bar and ordered a single beer.“He literally took two small sips out of it, signed his check and left,” bartender Heather Sandow said.After signing his check, the man handed his credit card receipt to Ring on his way out.“He put it down next to me and he wished me well and said, 'Share this with your staff,'” Ring said.Ring quickly noticed the tip amount.“I quickly glanced down and it looked like a 0 tip. And I go, ‘Wow, that's a nice tip for a guy that just had a beer,’” Ring said. “Then I put my reading glasses on. My eyes almost popped out of my head.”The generous customer left a ,000 tip on the single beer purchase. For those curious, that is a 42,735% tip.“One girl point blank didn't believe what she was staring at,” Ring said. “She said, ‘No, that's not real.’”Ring said he ran after the man, thinking there had been a mistake. The man confirmed the tip was intentional.“That gentleman that left a tip yesterday, he’d be indicative of the type of customer we have here in Cleveland Heights. Just true, loyal and giving,” Ring said.Sandow said the relationship between customers and staff for the last 25 years is what sets Nighttown apart.“It's not all about money. I think personally, it's more about the gesture that was made and the unselfishness that was demonstrated,” Sandow said. “The customers have been coming here over the years. They do care about us.”As Ring temporarily closed the doors to his business and is now planning for the future, he said he will reflect on the parting words of the kind customer.“We'll be back. We'll see you on the other side of this,” Ring said. “And here's a little something extra to get you along.”Ring posted the act of kindness on Facebook and said that he and all his waitstaff are “humbly grateful for this incredibly kind and grand gesture.” This article was written by Camryn Justice and Emily Hamilton for WEWS. 2682
One mom in Alaska is trying to draw more attention to how she deals with pain. It’s called microdosing and it involves marijuana. Leah Campbell wrote about it in an 178
An 80-year-old Colorado woman received a surprise welcome home parade Monday after battling COVID-19 for months.Virginia Herrera was diagnosed in April and since then she's been hospitalized twice, spending time at a rehab facility."Every day I was trying to wake up and do everything they wanted me to do. It took a lot of effort, but I did it," Virginia Herrera said. The cancer survivor came down with bilateral pneumonia while battling COVID-19. Doctors had to put her in a medically induced coma for 20 days. She also had to undergo a tracheotomy after using a ventilator to help with her breathing."Oh my gosh, I've been going through ventilators, and a trec. A lot of medication and treatments," Virginia Herrera said. Before she was diagnosed with the virus, she worked as a Nutritional Manager for Fremont County Head Start for more than 50 years. A job that her family says brought her joy. Dozens of her coworkers filled a Fremont County Head Start bus to participate in the welcome home parade. Neighbors stood on the street corners in support."We feel it's a miracle that Virginia has lived through this, 97 days and 60 something days on a ventilator," said Rick Archuletta, a neighbor. "We were praying for her, hoping she would come through OK and Gloria, her daughter, has kept us up to date on Facebook."While she was in the hospital, her family was unable to visit her. They say God and the power of prayer got them through this difficult time."Our grandma is a woman of God and that is the main reason that got all of our family through this. Prayer and God, it was a true miracle," said Andrea Herrera, Virginia's granddaughter. "This is grandma's house, it's where we all come by to have Thanksgiving and Christmas dinners. To us, it's our house as much as it is grandma's," said Dionisio Herrera, Virginia's grandson. "She always has the door open for us, always gives us a full belly to eat. We just love our grandma, all of us do."While she's happy to be surrounded by friends and family, she has a special message for those in the community. "Wear a mask and be careful," she said. KOAA's Mayo Davison first reported this story. 2178
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