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ATLANTA (AP) — The funeral for the Rev. C.T. Vivian, an early and key adviser to the Rev. Martin Luther King, is to be held Thursday. Because of the coronavirus outbreak, the service will be private and open only to family, according to a news release from the C.T. and Octavia Vivian Museum and Archives. It's scheduled for 11 a.m. Thursday at Providence Missionary Baptist Church in Atlanta, and will be streamed live online and broadcast by WSB-TV. Vivian died at home in Atlanta of natural causes at age 95 on Friday, the same day that fellow civil rights leader U.S. Rep. John Lewis died. 601

As the debate rages nationwide over what to do over a plethora of Confederate monuments, new concern is mounting over a Confederate rally planned for Richmond, Virginia, on Saturday.At the center of the debate is Richmond’s “Monument Avenue,” a collection of statues of Confederate leaders in the former Confederate capital. Back in May, the city’s mayor Levar Stoney said that while he personally believes the monuments are an “endorsement of a shameful past,” he didn’t believe there should be a rush to remove them. He had hoped for a dialogue to take place, and even floated the idea of adding plaques to the statues for more accurate historical context."I think we have an opportunity here in the city to actually be a hub for reconciliation."He created the “Monument Avenue Commission” and even solicited public input in the form of open public meetings. Richmond residents were not shy voicing their opinions.Rita Willis, a former teacher, attended the Aug. 9 public forum to say they are a part of Virginia’s history, whether some like it or not. However she emphasized that if they stay, other statues should be erected that highlight people of other races and ethnicities.George Knight, on the other hand, stood in the auditorium and gave city officials a tongue lashing.“Now is the time to finally get rid of the monuments and replace them with people who actually fought for freedom who actually stood for justice,” Knight said, his voice raising as officials urged him to keep calm. “You lost! Get over it already! Get rid of your participation trophies on monument avenue, get rid of it.”He was met with a spattering of boos as well as cheers.But some attitudes regarding the statues changed following the white nationalist rally last month in Charlottesville, Virginia, which culminated in counter-protestor Heather Heyer losing her life. Stoney is one who’s taken a slightly different position since Charlottesville and believes that perhaps they should now consider taking them down. He wrote in a statement that it had become clear that the statues were being used as a “rallying point for division and intolerance and violence.”The group rallying support around the Robert E. Lee statue on Saturday is a relatively small group out of Tennessee known as “CSA II: The New Confederate States of America.” The group’s president said they were “standing up for their proud heritage” in a nonviolent manner and that any white nationalists or racists who show up to rally with them will not be accepted.He said his message to Richmonders on edge regarding the weekend’s rally is simple: “We are here for peaceful purposes only.”“We will not stand for any violence in Richmond, Virginia.”But the city says they are taking protective measures to be safe. The mayor and police chief announced this week that any objects that can be used as weapons will be prohibited. One type of weapon that won’t be prohibited, however, are guns, as Virginia is an open-carry state.“If you do not respect our city,” Stoney warned, “law enforcement will lock you up."  3084

Attending college from a laptop in your childhood bedroom might not be the experience you had in mind.But just because you’re not living in a dorm this fall doesn’t mean that expenses disappear. Your cost of attendance might have changed if you’re learning remotely due to COVID-19, but colleges will factor at-home or off-campus living expenses into your overall costs.And you can still use financial aid — including student loans — to pay for them.How cost of attendance worksColleges determine their own cost of attendance for each academic year. This amount factors in all of your direct costs including tuition, fees, room and board, as well as estimates for books, supplies, technology and transportation. Schools often have different cost-of-attendance calculations for students who live in dorms, off campus or even in another state.Your financial aid and student loans are applied first toward tuition and fees, then room and board. Any remaining funds are distributed to you to use for living expenses.Your aid package might shift if your cost of attendance changes.For example, you can borrow money only up to the total cost of attendance; if that number goes down, so does the amount you can borrow. And if any part of your aid package is pegged to living on campus and you no longer are, your aid could change.How cost of attendance is different this yearCost of attendance is adjusted annually, but some schools are modifying their calculations due to the pandemic. For example, Williams College, a private school in Williamstown, Massachusetts, reduced its cost of attendance for 2020-21 by 15%. Williams College is planning a hybrid of in-person and remote learning — students can live on campus if they want to.Schools that go fully remote will have few — or no — options for on-campus housing. And that could mean heading back to your parents’ house or finding off-campus accommodations.Your school might break down the cost of attendance according to your living situation. Here’s what 2020-21 looks like at the University of California, Berkeley, for example, where students will attend remotely for the start of the fall semester:Living in a campus residence hall: ,460.Living in an on-campus apartment: ,876.Living in an off-campus apartment: ,920.Living with relatives: ,492.If your school goes remote, the cost of attendance will be modified for all students. But if you have the choice to return to campus and stay home instead, you must let the college know your plans so your cost is adjusted.“It’s actually less expensive if students stay home and take classes remotely,” says William Hudson Jr., vice president for student affairs at Florida A&M University in Tallahassee, which is planning a hybrid approach.Cost of attendance represents the ceiling on what you can borrow. Every dollar you don’t have to borrow is a dollar you don’t have to repay, with interest, down the road. That means if you stay home rent-free or share an apartment with others to save on living costs, you’re way ahead in the long run.Here are some possible college living arrangements you’ll have in the fall and how to pay for them:Living on campus for in-person or online classesIf your school is operating an in-person or hybrid model where you live on campus, your cost of attendance won’t change, which means your financial aid won’t change either.But your campus could close during the school year due to COVID-19. If this happens, as it did to many colleges last spring, your school will likely reimburse a prorated amount for nontuition costs like room, board and facility fees.Multiple schools that are planning to open in person are also moving to remote instruction after Thanksgiving break. Some schools are also staggering move-in dates. Those factors could alter the total cost of room and board you’re paying this semester.For example, at Penn State University, students will start the fall semester in person but switch to remote learning in late November. To reflect this change, the cost of a standard double room was lowered by 7 — from ,427 to ,820 — and the midlevel meal plan was lowered from ,449 to ,193.Living off campus on your own or with roommatesLiving off campus, you won’t have room and board taken into consideration, but you’ll have additional expenses like rent, groceries and utilities. You can use financial aid to pay these bills.Colleges often use regional data and student surveys to come up with estimates for off-campus rent and utilities, and oftentimes those amounts aren’t too different from living on campus, says Jill Desjean, policy analyst at the National Association of Student Financial Aid Administrators. However, your school will always consider living off campus to be cheaper than living on campus.Montclair State University in New Jersey, for example, estimates that housing and meals for in-state students who live off campus will cost ,068 for the fall semester, compared with ,193 for room and board on campus.Living at home with your parentsYour expenses may be lower at home with your parents than living on your own or on campus, but colleges will factor into their estimates the costs your parents take on by having you home, Desjean says.“When you bring that student back in, the lights are on longer, you have to feed them so the cost of food goes up, heating — everything goes up,” Desjean says. You can use financial aid to offset your contribution to increased home bills.And remember that the school’s cost of attendance impacts how much financial aid you can get, but it’s an estimate rather than an exhaustive list. You might need additional technology and equipment to learn more effectively from home, such as a dedicated desk setup and laptop if you don’t have one.How to get more funds for living expensesIf you or your family run into financial difficulty during the school year, ask your school about getting more financial aid. This requires you to submit a financial aid appeal to your school with a letter and to update the Free Application for Federal Student Aid, or FAFSA.You might also qualify for emergency aid such as cash grants, completion scholarships, emergency student loans or vouchers.More From NerdWalletWhat Is College Cost of Attendance?7 Kinds of COVID-19 Relief for College StudentsCollege During COVID-19: Your Aid Questions AnsweredAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6470

At least one person is dead and hundreds of thousands of homes are without power as Hurricane Michael moves inland from Florida to Georgia.Michael made landfall Wednesday around 2 p.m. ET as a Category 4 storm near Mexico Beach, Florida. The strongest storm to hit the continental US since Hurricane Andrew in 1992, Michael dashed homes into pieces, swallowed marinas and left piles of rubble where shopping centers once stood.Now a Category?1 storm with winds up to 75 mph, the storm is moving across southwestern Georgia about about 17 mph near Albany. Meanwhile, flooding continues along the Gulf Coast, where downed trees and utility polls are making precarious rescue efforts even harder. 721

Attorney General Jeff Sessions pushed back against President Donald Trump's latest insult on Wednesday, prolonging an increasingly awkward public spat between the President and his top law enforcement official.Trump chastised Sessions over an investigation into alleged surveillance abuses, calling his approach "disgraceful.""Why is A.G. Jeff Sessions asking the Inspector General to investigate potentially massive FISA abuse. Will take forever, has no prosecutorial power and already late with reports on Comey etc," Trump wrote. "Isn't the I.G. an Obama guy? Why not use Justice Department lawyers? DISGRACEFUL!"Responding to Trump's tweet, the attorney general said in a statement that the Justice Department "initiated the appropriate process that will ensure complaints against this department will be fully and fairly acted upon if necessary.""As long as I am the attorney general, I will continue to discharge my duties with integrity and honor, and this department will continue to do its work in a fair and impartial manner according to the law and Constitution," Sessions said.Sessions had said Tuesday that the Justice Department is looking at whether the FBI has properly handled applications for surveillance orders under the Foreign Intelligence Surveillance Act.Sessions, appearing at a news conference announcing a new opioid task force, was asked about House Intelligence Chairman Devin Nunes' controversial memo outlining purported surveillance abuses and told reporters that "the inspector general will take that as one of the matters he'll deal with."The Justice Department's inspector general is Michael E. Horowitz, a longtime department official who has worked under Republican and Democrat administrations. He was confirmed for the inspector general job in 2012 under then-President Barack Obama.While Trump is correct that Horowitz does not have prosecutorial powers, he can -- and often does -- make criminal referrals to the Justice Department based on his investigations. An investigation into improper FISA use would fall squarely onto Horowitz, too, given his charge instructs him to "investigate alleged violations of criminal and civil laws by DOJ employee."Sessions chose to respond to the President because his latest jab was more "in the weeds" and about process, said a source familiar with Sessions' thinking.Previous times, Trump has insulted Sessions when calling for the investigation of Hillary Clinton, but this time he called for Sessions to go after Justice Department attorneys, which was a bridge too far, said the source."There is a process, we are following that process," the source added.As Sessions left the Billy Graham event in the Capitol on Wednesday, CNN asked for his response to Trump's tweet and criticism of him."I'm not commenting on that this morning. Thank you," he responded.Asked if he has discussed the criticism directly with the President, Sessions just said, "Thanks."Latest attack on Sessions 2972