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Actor Ryan Reynolds is offering a ,000 reward to anyone who can help a woman reunite with her missing teddy bear.During an interview with CBC, the woman was moving in Vancouver when the bag holding the bear went missing.The woman told CBC that the bear is very dear to her because it reportedly has a recording of her late mother's voice on it. Her mother passed away last year, according to CBC.After seeing the report, Reynolds took to Twitter to help get the word out. 481

A woman led Sheboygan County Sheriff's deputies through three counties at speeds of more than a 100 mph after she stole candy and lighters. According to the criminal complaint, Nicole Rupert, 34, was pulled over in Sheboygan after being spotted in a Walmart taking some items. She pulled over on the highway at first, but when deputies asked her to move the car farther away from traffic, she took off.Deputies chased her, at one point reaching speeds of 115 mph. She maneuvered around cars on the highway even hit stop spikes near Oostburg. Deputies said her tires blew but she just kept driving.The chase was eventually called off but deputies were told to continue to follow her as she slowed down. Rupert eventually made it to downtown Milwaukee where her car came to a stop.Rupert has been charged with retail theft, fleeing and drug charges. Deputies also found an illegal prescription, pot and mushrooms in her car. She is due in court April 4 at 1:30 p.m.  992

ALPINE, Calif. (KGTV) - When students in one East County school district start their school year, they may have the option to be in a learning pod, organized by the district.When Gov. Newsom's orders pointed to distance learning for local schools, Alpine Union School District's superintendent, Rich Newman, says the feedback from parents came quickly. Though the district took pride in their virtual classes, parents were worried."Parents had deep feelings of concern for the future of their children and their potential learning loss from distance learning," said Newman.Those specific concerns are familiar ones: access to computers and internet access, students' social isolation and distractions, and parents' work schedules. So officials in the school district, which includes nearly 1,700 students from pre-K to 8th grade, came up with a plan."We are replicating the normal school day our students would normally be in," said Newman.Newman says they'll be offering up space for free at schools, from gyms and classrooms to outdoor spaces for 12-student learning pods. Each pod will be supervised by one parent every day. The parents would divvy out their shifts within the group."Parents have to fill out a facilities use agreement, just like a sports league ... that would allow them to go on campus. They'll have to sign a waiver," said Newman.The district won't be just providing space. Students will have access to computers and tutors, both in-person and online. Newman says the pods will follow state COVID-19 guidelines, including social distancing and mandatory masks for students in the 3rd grade and higher."This allows our parents to return to work, and know that their child has a safe to be and support for their distance learning," said Newman.The district also plans to expand its current before-and-after-school care into a 10-and-a-half hour day, with similar learning pods. Between the two programs, they hope to reach 100% of families needing help."We hope to leave our students and parents with a sense of normalcy ... and ensure there will be no loss of learning ... So far, the response has been overwhelming," said Newman.Class is set to begin August 24.Newman says the district has consulted with attorneys who say the district's plans do fall within state guidelines.In a statement, a county spokesperson says, "Our current understanding is that this type of program would not be allowed under current state guidance. However, we are seeking clarity from the State on this issue." 2520

About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it.But Medicare Advantage can be more expensive if you get sick because copays and other costs can be higher, says Katy Votava, president of Goodcare.com, a health care consultant for financial advisors and consumers.Unhappy customers who want to switch back to traditional Medicare may find they no longer qualify for the supplemental policies to help pay their medical bills, or that they would face prohibitively high premiums.“These are complicated products,” says Votava, author of “Making the Most of Medicare.” “They’re like nothing else, no other insurance that people encounter anywhere until they get to Medicare.”Medicare’s alphabet soupThe first hurdle many people face when deciding about Medicare coverage is simply understanding how the various parts fit together. Traditional Medicare, also known as original Medicare, has two parts:Part A covers hospitalization and is typically premium-free.Part B covers outpatient care, including doctor visits, and has a standard monthly premium of 4.60 for 2020, although higher-income people pay more.You can choose any doctor who accepts Medicare, and most do. The government pays health care providers directly.Part D is prescription drug coverage, which is provided by private insurers. The drugs that are covered and the amounts you pay out of pocket vary widely. Monthly premiums vary as well but average .74 in 2020.Traditional Medicare has deductibles, copays and coinsurance that can quickly add up. To cover these gaps, private insurers also offer supplemental plans known as Medigap. The average monthly Medigap premium in 2019 was 2, according to health insurance marketplace eHealth.com, but it can be lower or much higher depending on the plan, the insurer and the area where you live. The plans are known by letters A through N. As with traditional Medicare, you can choose any doctor who accepts Medicare.If you apply for a Medigap policy when you’re first eligible for Medicare, the insurer has to accept you and can’t charge more for preexisting conditions.How Medicare Advantage is differentMedicare Part C is Medicare Advantage. Rather than add to the other parts of Medicare, however, Medicare Advantage plans replace them. Insurers that offer Medicare Advantage are required to provide all the benefits of Part A and Part B, and most plans include Part D drug coverage as well. In addition, the plans typically cover certain expenses that Medicare doesn’t, such as hearing, vision and dental care.Most Medicare Advantage enrollees in 2020 paid no additional premiums for their coverage, other than their regular Part B premiums, according to the Kaiser Family Foundation, a health research group.How Medicare Advantage manages costsMedicare Advantage plans are similar to employer-provided group health insurance: To be covered, you typically must choose health care providers in the insurance company’s network. The network may be relatively narrow if the plan is a health maintenance organization (HMO) or somewhat broader if it’s a preferred provider organization (PPO). You may need preapproval for certain types of care or referrals to see specialists. If you go out of network, your costs may not be covered or may not apply to your out-of-pocket limits. Even if your doctor is in-network now, that could change and you might not get much notice.Also, Medicare Advantage plans are typically regional. If you move out of the area or travel to other states, you may not be covered.The devil’s in the details, and Medicare Advantage plans have many, many details. The average Medicare beneficiary has access to 28 Medicare Advantage options, with varying networks, coverage, deductibles, copays and co-insurance, according to the Kaiser Family Foundation. In general, though, Medicare Advantage costs less upfront and potentially more overall if you need lots of medical care. Many Medigap plans have higher upfront costs but cover most if not all of your expenses when you need care.If you want to switch from one Medicare Advantage plan to another, you can do so during annual enrollment periods. But if you want to switch from Medicare Advantage to traditional Medicare, you often won’t have guaranteed access to a Medigap policy. That means the insurer may charge you more, exclude preexisting conditions for a time or not issue you a policy at all.That doesn’t mean Medicare Advantage plans are a poor choice — just a complicated one, says Tatiana Fassieux, a training specialist with California Health Advocates, a Medicare advocacy nonprofit. She recommends people contact their state health insurance assistance program, which can provide free, unbiased one-on-one counseling. Links to these programs can be found by visiting the SHIP National Technical Assistance Center.“People should not rely exclusively on television commercials,” Fassieux says. “That’s when people get stuck and sometimes make the wrong decision.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Fake Reviews and Saving ‘Too Much’Is Moving Now Your Best Financial Move?When Debt Relief Does More Harm Than GoodLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5523

ALPINE, Calif. (KGTV) - A fundraising campaign has been started to help an Alpine fire victim who gave up his chance to save his RV to help others.Jesus Mendoza returned home from work late Saturday afternoon to a towering wall of black and orange. Minutes later, fire crews arrived to tell him he had to evacuate."The smoke was really black, looked like an explosion behind the hillside," said Mendoza.For the past few years, he's been living in his RV on a property on Hidden Glen Road. He's been helping his landlord and friend since her husband passed away last year"She let me stay there. Made myself a promise that she comes first," said Mendoza.When it came time to evacuate, Mendoza says he helped his friend find boxes to pack, before helping round up her dog, cat, and 18 chickens from around her house. He then went to the home of a neighbor, who also needed help."She wasn't home. Helped retrieve her valuables, two dogs, and her vehicle," said Mendoza.The 40 minutes he spent helping would cost him. The RV needed gas and a battery, but he ran out of time. He and his landlord evacuated as the flames moved in. The next day, a neighbor sent him a video. Though his friend's home was spared, his RV was burned, along with his belongings. He had only grabbed a few photos of his kids and some clothes from the hamper. Also destroyed: his truck and a 1968 Ford Falcon he was restoring for his son. Remarkably, Mendoza says he's doing fine."Not upset, because I'm here, and those are just things," said Mendoza.Mendoza, who is a tree trimmer, says he is worried about losing all of his tools and climbing equipment. His friends starting a GoFundMe campaign. As of Thursday afternoon, it had raised more than ,700. Mendoza says he's beyond grateful."My mom taught me to treat others with the most respect, and it will come back to me. So thankful," said Mendoza.Mendoza didn't have insurance on the RV since it was not being driven. 1950