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Americans borrowed a staggering billion in the past year to pay for health care, a new survey finds.About 1 in 8 had to resort to borrowing to afford care in the previous year, according to a 208

A woman who was attacked by a jaguar at an Arizona zoo has apologized for the incident, according to a zoo spokeswoman.The woman returned to the Wildlife World Zoo in Litchfield Park following the attack and said she "feels horrible about the bad publicity the zoo is getting regarding the incident," spokeswoman Kristy Morcum said according to CNN affiliates KTVK and KPHO. Morcum said the woman apologized and admitted fault.The zoo, citing witness accounts, has said the woman crossed over a barrier to get a photo and was attacked by a female jaguar.The attack happened Saturday evening, said Shawn Gilleland of the Rural Metro Fire Department. The woman was injured and required medical attention, according to the fire department."The visitor sustained non-life threatening injuries to their arm from one of our female jaguars. At the request of the family, paramedics were called. At no time was the animal out of its enclosure ... please understand why barriers are put in place. Sending prayers to the family tonight," the zoo tweeted.The woman, who is in her 30s, was taken to the hospital and is expected to survive, CNN affiliate KPHO reported. Citing the fire department, the affiliate said the woman was trying to take a selfie near the fence of the jaguar enclosure when the animal reached out and attacked her arm.Witness describes horrifying attackAdam Wilkerson said he was at the zoo with his family when someone came running around the corner yelling for help."Without thinking, I had no idea what I was going to see, I just ran over there," he said. "I saw the other girl up against the fence with her arm caught in the jaguar's claws."Wilkerson said he was standing behind the woman, but didn't want to pull her off. "I could see the claws in her actual flesh," he said.In an effort to distract the jaguar, Wilkerson said, his mother ran up behind him and shoved her water bottle through the cage. The bottle distracted the jaguar, and it let go of the victim."When my mom put the water bottle through the gate, the jaguar let go of the girl. And we pulled the girl back and she collapsed," he said.In a 911 call obtained by CNN, a zoo employee can be heard saying the woman's arm was in "pretty bad shape.""She's doing OK ... but her arm is like bad," the employee told the dispatcher. The employee also said the woman's arm had been under pressure."She's in pain, like really bad pain," the employee said.Wilkerson did not see the actual attack and could not comment on how the victim got so close to the animal.There were no employees nearby during the incident, Wilkerson said.Wildlife World Zoo tweeted on Saturday that the jaguar would not be put down as a result of the incident."We can promise you nothing will happen to our jaguar," the zoo said. "She's a wild animal and there were proper barriers in place to keep our guests safe -- not a wild animal's fault when barriers are crossed. Still sending prayers to her and her family."Litchfield Park is about 20 miles from Phoenix. 3024

A new reported loophole in the federal financial aid process is raising concerns about fairness. According to multiple reports, some parents from Illinois are giving up guardianship of their child before they go to college. It gives the student “independent status,” which can help them qualify for more student debt since their parents’ income isn’t considered.Emily Goodman, from the Partnership for College Completion, says she’s disappointed, but she’s not surprised. Goodman helps kids from low-income backgrounds finish college.“They’re really taking away opportunity for our low-income students in our state who may be the only access to college,” she says. “The only pathway to college is through state financial aid.”The reports say more than 40 families in question came from some of the wealthiest places in Illinois: Lake County.State Representative La Shawn Ford is working to close the loophole to make the system fairer. “These parents that really have the ability to pay are robbing the dreams of certain families and their kids the ability to go to college,” Ford says.He says the practice isn’t technically illegal, so any impactful change would have to happen on the federal level. He plans to crack down on private college admission businesses that allegedly pointed parents to this practice.“They can have some type of restrictions on how they guide and drive people to these types of immoral behaviors," Rep. Ford says.But others aren’t as confident that new regulations are the solution.Justin Draeger is one of them. He works for the National Association of Student Financial Aid Administrators."What we don't want is an overcorrection that then makes it really difficult, if not impossible, for students who are in legitimate legal guardianships to qualify for financial aid,” says Draeger.Rep. Ford argues the loophole only exposes a bigger issue.“If people have to go through measures to lie cheat and rob others of opportunities to go to college,” Ford says, “college is not affordable." 2027

American Airlines now won't use its fleet of Boeing 737 Max planes any time this summer.The world's largest airline, which has 24 of the 737 Max jets in its fleet, said it is canceling about 115 flights a day through September 3 as a result of the grounding. It previously had canceled flights through August 19. The plane was grounded in mid-March after two fatal crashes, putting focus on a particular safety feature on the plane.American's canceled flights are the most extensive among US airlines. Southwest, which has 34 of the 737 Max jets in its fleet, has canceled flights only through August 5 at this time. United Airlines' cancellations also run into August.Not all of the American flights scheduled to be flown by the 737 Max will be canceled outright. Some will be flown with other aircraft. American is also canceling some flights scheduled to be flown by different aircraft, such as the original 737, to shift those resources to other flights.American said it is adjusting its schedules to affect the fewest number of passengers possible, and passengers whose flights are canceled will be able to rebook at no cost or get a full refund if they don't wish to take their trip.The 115 flights and 24 planes represent about 2% of American's overall operations. The airline operates about 6,800 flights a day during the busy summer travel season, including those flown for it by regional feeder airlines. Its mainline operations include a total of more than 900 aircraft.Late summer is one of the busiest times of the year for air travel, so the lost flights will hurt the airline — although Boeing is expecting to find ways to compensate airlines hurt by the Max grounding. It is seeking to win approval for a software fix that is designed to address the automatic safety feature that is the focus of the investigation into the two fatal crashes."American Airlines remains confident that impending software updates to the Boeing 737 MAX, along with the new training elements Boeing is developing ... will lead to recertification of the aircraft soon," American said in its statement. "We are pleased with the progress to date." 2150

All the Apple buzz may be about company's new iPhone 11 lineup, which was unveiled in September, but it's their older smartphones people need to focus on right now.Apple announced that if you're still using an iPhone 5, 232