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AMITY, Ind. -- An Indiana family lost nearly a dozen show pigs when several barns caught fire on their farm early Saturday morning. The fire broke out in the Amity, Indiana area of Johnson County between Franklin and Edinburgh just before 6 a.m. The Amity Fire Department Chief Jackie Brockman said several structures were already up in flames when crews arrived on the scene. He said 11 pigs were lost in the fire. PHOTOS | Fire destroys barn, kills 11 4-H show pigsThe property owner said the fire took out five of his barns and three storage wells as well as their farrowing house. The pigs were being raised by the owner's 9-year-old and 13-year-old sons. Firefighters were able to contain the fire so it did not spread to a nearby barn where the family housed several other pigs and those pigs are safe. The cause of the fire remains under investigation but Chief Brockman says they believe it was accidental.   974

Americans will soon have one more alternative to Obamacare, thanks to the Trump administration.Officials Tuesday proposed regulations that will make it easier to obtain coverage through short-term health insurance plans by allowing insurers to sell policies that last just under a year. The new rules stem from an executive order President Donald Trump signed in October aimed at boosting competition, giving consumers more choices and lowering premiums."Americans need more choices in health insurance so they can find coverage that meets their needs," said Health and Human Services Secretary Alex Azar. "The status quo is failing too many Americans who face skyrocketing costs and fewer and fewer choices. The Trump Administration is taking action so individuals and families have access to quality, affordable healthcare that works for them."The proposal would reverse an Obama administration decision to limit the duration of short-term health plans to no more than 90 days in order to make them less attractive.Such plans could roil the Obamacare market, drawing healthier consumers away from the exchanges and pushing up the premiums for those who remain.Short-term health plans, which have been available for years and were originally designed to fill a temporary gap in coverage, are likely to be cheaper than Obamacare policies. But that's because they don't have to adhere to Obamacare's consumer protections, allowing them to do such things as exclude those with pre-existing conditions and base rates on applicants' medical history.Also, they don't have to offer comprehensive coverage. Typically, short-term policies don't provide free preventative care or maternity, prescription drugs and mental health benefits. They can also impose annual or lifetime limits, meaning they may only pay out a set amount -- often million or less -- leaving the policyholder on the hook for the rest. And, unlike Obamacare policies, they don't have to cap consumers' cost-sharing burden at ,350 for 2018.Young and healthy folks may like these plans because they come with lower monthly premiums. But those who actually need care could find themselves having to pay more out of pocket for treatment and medications. In fact, some consumers with these plans have complained that they've been hit with unexpected expenses.Also, insurers aren't required to renew the policies so those who become sick could find themselves unable to sign up again for the same plan."People who buy short-term policies today in order to reduce their monthly premiums take a risk that, if they do need medical care, they could be left with uncovered bills and/or find themselves uninsurable under such plans in the future," wrote Karen Pollitz, senior fellow at the Kaiser Family Foundation, in a recent policy brief.Have you ever had a short-term insurance policy? What was your experience? Tell us about it here.Consumers today can find short-term plans that cost as little as 20% of the least expensive Obamacare plan, according to Pollitz.In its announcement about the proposed rules, the Trump administration said short-term policies are designed to fill a temporary gap in coverage. It will require insurers to notify consumers that the plans are not required to comply with all of Obamacare's mandates.The administration will accept comments on the proposed rule for the next 60 days.Those with short-term policies are not considered insured under the Affordable Care Act and are subject to the penalty for not having coverage. But this will not be an issue after this year since Congress effectively eliminated the individual mandate -- which requires nearly all Americans to be insured or pay a penalty -- starting in 2019 as part of its tax overhaul bill.The proposed regulations are the latest step in the Trump administration's quest to weaken Obamacare. Last month, officials unveiled a proposed rule that would make it easier for small businesses -- and some self-employed folks -- to band together and buy health insurance. That proposal also stemmed from Trump's executive order and is designed to broaden access to what are known as association health plans.  4169

An all new cast of "Dancing with the Stars" was announced on Friday, but this time there's a twist.The upcoming season features solely athletes in a four-week competition.Ten athletes in total will compete in the ballroom.Check out the list of competitors below: 270

As COVID-19 cases surge across the country, an increasing number of couples are suddenly revamping their living wills to include specific language about what to do if someone in their family catches the novel coronavirus and may not be able to make medical decisions for themselves.“I think like a lot of people it certainly caused us to take a step back and say, ‘wow, these types of black swan events happen,’” said Adam Neale, who recently updated his living will.Neale and his wife, Dorean, say the grim reality of COVID-19 pushed them to finish estate planning they had been putting off for years. But the pandemic hasn't only led to a spike in families planning out their estates, it's also changed the way couples are looking at end-of-life care.“What we’ve seen is this heightened sense of awareness of people’s mortality, which has created a heightened sense of urgency in the market, explained Denise McCarthy, an estate attorney in the Boston area.“I don’t think people have thought about ventilators the way they’re thinking about them now.”McCarthy is now recommending couples write in COVID-19 specific language to their wills, like what to do if one spouse ends up on a ventilator. She also says it's important to appoint a healthcare proxy, clearly putting a spouse or family member in charge of your medical care. It’s something that has become more important now than ever as many hospitals are barring visitors because of COVID-19.“It’s one less source of stress in a very tough time,” she said.Nationwide, only about 30 percent of couples have any kind of living will.That now includes Dorean and Adam Neale, who fully admit a pandemic pushed them to plan for the inevitable.“For me, the peace of mind was checking the box on something you were supposed to do and something that you should do,” said Dorean Neale. 1841

Around 300 Pizza Hut restaurants are expected to permanently close following a bankruptcy filing of a large franchisee owner.NPC International filed for Chapter 11 in July. The company operates more than 1,220 Pizza Hut and 380 Wendy’s locations in 27 states.NPC announced an agreement with Pizza Hut’s corporate owner, Yum! Brands, to close roughly a quarter of their pizza restaurants, while looking for buyers for the others.There was no timeline or specific locations listed at this time, however in a statement to CNN, many of the restaurants slated to close “significantly underperform” compared to other Pizza Hut locations and have dining rooms. 661

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