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From housing to food to health care, everything is getting more expensive while wages stay mostly stagnant. It’s part of a phenomenon called inflation and it has a direct impact on each of us.As the old cliché goes, ‘a dollar doesn’t get you what it used to.’ That saying helps explain the role inflation plays in the economy.Inflation happens when general prices go up, relative to supply. It causes a noticeable and continuous decline in buying power.It’s easy to confuse inflation with general market forces. Like, when kale prices go up because of fad-driven demand or when sweater prices increase just before winter.A small amount of inflation is supposed to help the economy by encouraging spending and investment. But too much of it could send the economy into a spiral. For that reason, the Federal Reserve takes different actions meant to keep inflation rates in check.Inflation isn’t an obscure technical financial term found in college textbooks. It directly affects everyone who participates in the economy.Let’s say a person decided to save in 1970 for use 50 years in the future. Back then, then money could buy about 17 dozen eggs, 28 gallons of gas, or one pair of Wrangler Jeans.But in 2020, the saved money doesn’t go as far.According to the Bureau of Labor Statistics, in 2020 can buy about seven dozen eggs, four gallons of gas, or a half-pair of Wranglers.Inflation gets a bad rap. Everyone would like to buy nice things for cheap. But economists say that’s just not how it works. When prices fall, in general, incomes also have to fall.Think of it as a cycle: a consumer buys from a business. If prices are lower, the business makes less money. That means wages have to drop, giving workers less money to spend as consumers. 1762

Hackers who infiltrated the Twitter accounts of several high-profile politicians and industry titans over the summer posed as members of the Twitter IT department in order to steal the credentials of employees with high-security clearance, New York's Department of Financial Services says.On July 15, dozens of high-profile Twitter accounts — including those belonging to Joe Biden, Barack Obama and Jeff Bezos — were hacked and posted messages directing followers to give away bitcoin in a targeted scam. According to the DFS, hackers made off with about 8,000 in bitcoin.In the days following the hacking, Twitter said it believed that the scam was engineered by a "coordinated social engineering attack by people who successfully targeted some of our employees with access to internal systems and tools." In its report, published Thursday, DFS confirmed that was the case.According to DFS, the scheme began on July 14, when at least one of the hackers called Twitter employees posing as members of Twitter's IT desk. Twitter employees have been working from home amid the COVID-19 pandemic, and the company has often experienced issues with its Virtual Private Network. Seizing on that vulnerability, the hackers told the employees they needed to check on the VPN and directed employees to a phishing website that looked "identical" to Twitter's IT page.When the employees with advanced access entered their username and password, that information was immediately sent to the hackers.The next day, the hackers carried out their high-profile bitcoin scheme, which alerted Twitter to the hack and caused disruptions on the site for several hours. However, before carrying out the bitcoin scheme, the hackers also took control of so-called "OG" Twitter accounts — valuable account names designated by a single word, letter or number. If login credentials of those accounts are stolen, such they can be sold for thousands of dollars.In all, DFS says 130 Twitter accounts were hacked, and the suspects sent tweets from 45 of those accounts.The DFS said the hacking represented severe flaws in Twitter's security systems, which could have dire consequences."In the hands of a dangerous adversary, the same access obtained by the Hackers–the ability to take control of any Twitter users’ account–could cause even greater harm," the agency said. 2351

Goldman Sachs' chief economist says if masks were required across the country, it could save the U.S. economy from a 5% loss.According to Forbes and CNBC, Jan Hatzius said in a note to clients that a nationwide mask requirement would prevent the spread of COVID-19 and prevent the need for further lockdown restrictions."We find that face masks are associated with significantly better coronavirus outcomes," Hatzius said. "Our baseline estimate is that a national mandate could raise the percentage of people who wear masks by 15 [percentage points] and cut the daily growth rate of confirmed cases by 1.0 [percentage point] to 0.6%. These calculations imply that a face mask mandate could potentially substitute for lockdowns that would otherwise subtract nearly 5% from GDP."According to the Bureau of Economic Analysis, the U.S. GDP totaled about .54 trillion in the First Quarter of 2020. According to Hatzius' analysis, not instituting a national mask requirement would cost the U.S. economy just over trillion.Several studies show that a mask or facial covering limits the wearer from spreading airborne droplets when speaking, sneezing or coughing. The coronavirus can live outside the body in these droplets for several hours and, in turn, infect other people — even before the person who spread the droplets has exhibited symptoms of COVID-19.Earlier this year, the Centers for Disease Control and Prevention (CDC) issued guidance that strongly recommended all Americans over the age of 2 wear masks in public, particularly in situations that would make social distancing impossible. However, it's stopped short of requiring masks.The CDC also says those who have trouble breathing should not wear a mask if it puts the wearers' health at risk.President Donald Trump has left individual states to issue mask requirements as they see fit, but has notably chafed at wearing face coverings during public appearances. He has also declined to require masks at his indoor rallies.About one-third of states across the country currently require masks when in public. Forty-six states require masks in certain instances. Presumptive Democratic Presidential Nominee Joe Biden has said he would make masks a requirement for the remainder of the pandemic should he be elected president. 2298

He died shielding students from gunfire. He captured the gunman. She hid students in a closet.Tales of heroism have emerged as survivors recall the moments after a gunman opened fire Wednesday at the Marjory Stoneman Douglas High School in Parkland, Florida.Here are the stories of some of the people who saved lives:  331

FULLERTON (CNS) - Disneyland's economic impact has jumped by 50% since 2013, according to a Cal State Fullerton study released Friday.The theme park had an .5 billion impact on the region and created more than 78,000 jobs as of the most recent fiscal year, according to a study of October 2017 through September of last year. Disneyland visitors spent .5 billion at local businesses outside the theme park, the study showed."Tourism is one of the major and growing segments of the economy as consumers shift more of their spending to leisure activities," said one of the study's leaders, Anil Puril, director of the university's Woods Center for Economic Analysis and Forecasting."Disneyland Resort has shown phenomenal growth," Puri added. "Disneyland Resort also plays an important role in propelling the economy forward through programs like Disney Aspire, a free education program, and other programs offering skills for economic mobility and advancement."Since 2013, Disneyland's job rate has grown at a 7.2% average annually, which is higher than the general job growth of 2.3% in the region, the study showed. Of the 78,000 jobs created by the theme park, about 73% are in Orange County.Disneyland's workers, guests and the company's businesses generated nearly 0 million in annual state and local taxes, which is 6% higher than the average annual growth since 2013. Anaheim pocketed nearly 2 million in taxes. 1435

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