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New plans for student loan debt forgiveness are being proposed as President-elect Joe Biden prepares to take office in just a few weeks. Many of those with student loans, as well as many economists, are hopeful some form of student loan debt forgiveness will pass.“I think it is one of the most accessible ways President-elect Joe Biden has to stimulate the economy,” said Suzanne Kahn, director of education, jobs, and worker power at the Roosevelt Institute in New York.In an interview covering the possible benefits of student loan debt forgiveness, Kahn explained the two ways in which the Biden can get the debt forgiven. One, he can push for Congress to include this debt relief in the next stimulus package, or two, he can take executive action. Either option could eliminate student loan debt for roughly 15 million borrowers and reduce the debt of another 30 million Americans.The president-elect is currently focused on pushing for ,000 to be forgiven in the next stimulus bill and has not said if he would actually consider executive action. However, he has also not refuted that option either.The latter option is certainly the more controversial way to get this debt forgiven, although many Democrats argue it is still legal and fully within a president’s power to do so. Many high-ranking Democrats in Congress explain Biden would have the authority to do this through the Higher Education Act.Experts like Kahn believe it is more likely that Congress will not agree on any amount of student loan debt forgiveness and Biden will take executive action.“I think that it is through executive action, or at least the first movement we see around it will be executive action,” said Kahn. “That really is because the federal government owes 95 percent of student debt, and the Secretary of Education has the ability to cancel it.”“My stance is that it is not inevitable,” said Neal McClusky, director of the Center for Educational Freedom at the Cato Institute.McClusky believes a third option is that no form of student loan debt forgiveness is passed, while he concedes there is a chance that Biden could issue an executive order forgiving student loan forgiveness. However, he also points out that option could be challenged in the courts with some questioning his authority through the Higher Education Act.“There seems to be straws that he can grab and say, ‘Look, this gives me the authority to just write off this debt.’ Other people say it is not clear in the law that he can do that,” said McClusky. “So, what would be the most likely outcome is that he would try. If he were to try and cancel student loan debt through executive action, it would end up in court and would be a pretty long court battle.”So, at the end of the day, where do we really stand with student loan debt forgiveness? The consensus is that it is more likely than ever before that some form of student loan debt will be forgiven, but we’re still nowhere close to a guarantee that will actually happen anytime soon.“I don’t think it is inevitable, but I do think it is important that it is on the table,” said Kahn. 3115

NEW YORK CITY — Two of New York City’s most well-known monuments donned a brand new accessory Monday: face masks.The enormous masks, which are three feet wide and two feet tall, cover the faces of the lion statues that guard the New York Public Library (NYPL). The giant masks are meant to remind New Yorkers of the executive order that requires people to wear them in public, according to the NYPL.The masks are also meant to remind library visitors that face coverings are required in order to pick up and drop off books.The statues — named Patience and Fortitude — celebrated their 109th birthday in May.“Like them, New Yorkers are strong and resilient and can weather any storm. We will get to the other side of this public health crisis together,” NYPL President Anthony W. Marx said. “But to do so, we must remain vigilant, we must have patience and fortitude, and we must follow what experts tell us, especially as we continue to reopen our cities."It is traditional for the NYPL to decorate the lions, as they do every year with wreaths every December. The pair even wore Mets and Yankees caps when the teams squared off in the 2000 World Series — but this is their first time wearing masks.During the 1930s, Mayor Fiorello LaGuardia named them Patience and Fortitude, for the qualities he felt New Yorkers would need to survive the economic depression, according to the NYPL. That message still applies as residents fight the battle against COVID-19, Marx said.The lions may be continuing a trend, as the Rockefeller gold statues debuted giant masks a week ago.This story was originally published by Sydney N. Shuler on WPIX in New York. 1654

NORFOLK, Va. - Heading into Election Day, one poll had Joe Biden up five in Florida. He lost.Another had him up double digits in Wisconsin. He narrowly won the state.Just like in 2016, the polling leading up to the election is facing criticism. "The pollsters got it knowingly wrong. They got it knowingly wrong. We had polls that were so ridiculous, and everyone knew it," President Trump said Thursday night.In Virginia, Christopher Newport University's Wason Center for Public Policy was pretty close to predicting the results. A poll in late October said Biden was up by 12 in Virginia with a margin of error of plus or minus 3.4. Biden is currently up 9.43%."It's pretty clear many polls were off, so I'd say broadly speaking this is a challenge with estimating what the true electorate is going to be for pollsters," said Dr. Rebecca Bromley-Trujillo, Research Director at the Wason Center.Part of the challenge is the uniqueness of President Trump. "We have our likely voter models. We have our expectation about who is going to turn out to vote," Bromley-Trujillo said. "Certainly, President Trump has been a unique candidate who has brought out different types of people at higher numbers than is typical."So, what needs to be fixed? Dr. Eric Claville, the Director of the Center for African American Public Policy at Norfolk State University, says more nuance is needed. He feels pollsters should concentrate on issues to help forecast why people vote a certain way."I think the polls have to ask themselves: What is it that really drives individuals to vote one way or another?" Claville said.Reporters and campaigns could also provide more context, the experts said. "It would be better to present the margin of error. It would be better to say, 'If the electorate shifted this way, this is what it would look like,' so people understand this is what we expected based on past elections," said Bromley- Trujillo.During this current election, it's clear it's a lot closer in key states than many polls had it with ballots still being counted.This story was first reported by Brendan Ponton at WTKR in Norfolk, Virginia. 2138

North Wind Heating and Air is a local family-run business proudly serving Macomb County for 28 years. Lisa Agostino signed a work order approving both a service call and repairs to her a/c unit. The part was installed that same day. After the part was installed she reached out to North Wind stating that she no longer agreed with the price of the replaced part. Ms. Agostino was offered a solution to the dispute. She agreed that the part would be returned to North Wind. In turn Ms. Agostino would not be charged. This is what occurred. Ms. Agostino has not been charged for the service call or the replacement part.Days later Ms. Agostino posted false statements about North Wind on-line. She represents that she paid for the service call and replacement part, which she did not. These statements significantly effected North Wind's business. North Wind is a small local business. Ms. Agostino's false and defamatory statements have not only effected the North Wind's business, but has had a direct negative effect on its ability to offer full time hours to its employees.Prior to filing the lawsuit North Wind reached out to Ms. Agostino requesting the removal of the false statements. She refused. North Wind is simply seeking the removal of these false on-line statements.North Wind will continue to proudly serve its customers. 1342

NEW YORK (AP) - Equifax is saying that an additional 2.4 million Americans were impacted by last year's data breach, however these newly disclosed consumers had much less personal information stolen. 207