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To ensure social distancing in the seating bowl, @HardRockStadium now has socially distanced seating clusters. pic.twitter.com/s8v7o1mLU3— Miami Dolphins (@MiamiDolphins) August 24, 2020 194

Traveling now carries with it more uncertainty than ever before. If you plan on traveling anytime soon, one thing you can do to protect yourself is get a trip insurance policy that includes coronavirus coverage. Previously, many insurers excluded COVID-related claims due to the virus’ status as a foreseen event/pandemic. But now, some insurers are changing their tune. Here’s what you need to know about how to find travel insurance providers that offer coronavirus-related coverage, as well as what is and isn’t covered.What is coveredCoronavirus coverage falls into several categories:Trip cancellation: You need to cancel a trip prior to departure because you, a covered travel companion or possibly someone you need to care for contracted COVID-19.Trip delay: Your trip is delayed due to changing COVID-related guidelines.Travel medical coverage: You (or a covered travel companion) become ill with COVID-19 while traveling abroad and incur health care expenses or require an evacuation.Of providers that are offering COVID policies, most are covering these expenses.What is not coveredCountries with Level 4 travel advisories: Some insurers disclose that if a Level 4 Do Not Travel advisory is issued by the U.S. Department of State for a specific country, you will not receive coronavirus-related coverage. With cases surging in various countries unexpectedly, the list of Level 4 countries is constantly changing. Before booking a trip and purchasing a policy, make sure to check that the countrydoes not have a Level 4 advisory.Fear of getting sick while traveling: Canceling a trip because you’re afraid you’ll get sick does not qualify for coverage under your travel insurance policy. Travel insurance providers have a list of standard reasons that qualify for cancellation, including: car accident, jury duty, terrorist act, military duty and other extenuating circumstances. If you want ultimate flexibility to cancel a trip (no matter the reason), you’ll want to look into the cancel for any reason, or CFAR, supplemental upgrade, which is offered on some travel insurance plans. When you purchase CFAR, you can get up to 75% of your nonrefundable deposit back as long as you cancel at least two days in advance. Not all plans offer CFAR as an option, so research before you purchase if you’re interested in this add-on.COVID-related events not directly related to you: If you planned on going to a conference or a family reunion that was canceled due to COVID-associated concerns, your travel insurer will not reimburse your nonrefundable flight or hotel accommodations.Finding travel insurers covering COVID-19Generally, the policies underwritten by U.S.-based travel insurance providers vary by state, trip information, travelers’ ages and other various details. Travel insurance comparison site Squaremouth is one of the very few comparison sites that allow you to filter by policies that offer coronavirus coverage.To find a policy that specifically covers coronavirus-related losses, input your departure and return dates, your main destination and select “Search for Policies Now.”In our example, we will input the following details: A ,000 paid-in-full trip to Greece leaving on Oct. 9 and returning on Oct. 18 by a 40-year old U.S. citizen who is a resident of California. The policy will include trip cancellation coverage.When incorporating the “Coronavirus Pandemic” filter, the results reveal that 40 out of 84 policies include this coverage. You can select additional filters, such as cancel for any reason, if you’re looking for that optional upgrade.The results can be sorted by price, top sellers, top reviews and insurance providers, offering plenty of ways to easily search for the specific policy you’re looking for.Each of the top three policies (which is just a sampling of the 40 options) includes coronavirus cancellation and medical coverage, and displays the associated limits. Trip cancellation coverage is ,000, representing the value of the trip. The price of the policy is clearly stated and ranges from 4.1% to 5.4% of the total trip cost. This range represents very typical travel insurance costs.The bottom lineOnce you narrow your search, you’ll want to review the full policy details to ensure you’re familiar with what exactly is covered and not covered. If you have specific questions — especially as they relate to the constantly changing travel advisories or whether coronavirus is considered as a foreseen event (which some providers will not cover) — you’ll want to reach out to the insurer. The last thing you want is to purchase travel insurance and later find out it will not cover you in your intended destination.More From NerdWalletWhy You Shouldn’t Book Airfare in Advance Right NowShould I Pay for My Hotel Using Cash, Points or Both?5 Travel Writers ‘Draft’ Their Favorite AirlinesElina Geller is a writer at NerdWallet. Email: egeller@nerdwallet.com. Twitter: @elina_geller. 4952

Three men pleaded not guilty to the charges they face in connection with the death of Ahmaud Arbery in February. Gregory and Travis McMichael and William "Roddie" Bryan Jr. all make their pleas Friday morning via video conference. However, the issue that got more attention at the hearing was masks. Bryan's attorney, Kevin Gough, began his client's portion of the hearing discussing masks. He asked for clarification if Bryan had to wear a mask while appearing remotely at the jail. Since he was distanced from others in the jail's video conference room, the judge clarified that he was allowed to remove it. Gough then raised an objection, saying he thought wearing masks referencing George Floyd in the courtroom was a political statement. He was referencing the Arbery family attorney who was sitting in the courtroom. "I do not see masks as being a political statement,” Chatham County superior court judge Timothy Walmsley responded, saying masks were required by public health guidelines and he wore one when he took the bench. "The courtroom is not a place for political statements, not a place for outbursts," he continued, saying if any behavior or actions by anyone in the courtroom becomes disruptive, it will be dealt with. “This is not the place to make a statement," Judge Walmsley said. Gregory and Travis McMichael were arrested on May 7 for the February 23 shooting death of Arbery outside of Brunswick, Georgia. Greg McMichael told police he suspected Arbery was a burglar and that Arbery attacked his son before being shot.Arbery was running in a neighborhood at the time. In the charging documents, prosecutors allege the McMichaels chased Arbery before shooting him. Bryan, the man who recorded the fatal shooting of Arbery, was arrested later on charges including felony murder.Last month, a grand jury indicted Travis McMichael, Greg McMichael and William “Roddie” Bryan Jr. on malice and felony murder charges in Arbery’s death 1960

TOLEDO, Ohio — On Monday, federal authorities announced the arrests of a man and a woman in connection to plotting two separate attacks in Ohio in concert with undercover agents.In a press conference, federal authorities said a man from Holland, Ohio was arrested after planning an attack on a Toledo-area synagogue. In a separate case, agents also arrested a Toledo woman after she purchased black powder and screws that authorities believe were going to be used to make a bomb as part of a terrorist attack.Arrest 1: Joseph DamonJoseph Damon, 21, was arrested Friday and charged with one count of attempting to provide support for ISIS, according to the Department of Justice.Earlier this year, Damon was in communication with undercover agents after he received attention from federal agents for posting photographs of knives and firearms on his social media accounts, as well as a photograph distributed by the media wing of ISIS.In conversations with undercover agents, Damon said he would be willing to participate in violent attacks, say federal officials.On Oct. 30., following the mass shooting at the Tree of Life synagogue in Pittsburgh, Damon allegedly told an agent, "I admire what the guy did with the shooting actually. I can see myself carrying out this type of operation inshallah. They wouldn't even expect [an attack] in my area."In December, Damon continued to talk with authorities about carrying out attacks on synagogues.Damon met with an undercover agent on Dec. 6, writing down the name and address of the synagogue where the attack was to occur. Later that day, the agent told Damon he purchased rifles for the attack. The two met on Dec. 7 at a location where Damon took a black duffel bag carrying two rifles. He was then arrested, according to federal authorities.Arrest 2: Elizabeth LecronElizabeth Lecron, 23, was charged with one count of transportation of explosive material for the purpose of harming others and property.Lecron received the attention of federal agents earlier this year after she frequently posted photographs and comments on social media glorifying mass murderers, including the Columbine shooters and convicted church killer Dylann Roof.After her social media account was deleted, Lecron created a new one under the profile  "CharlestonChurchMiracle," where she would post photos and comments about mass casualty attacks.In August, undercover FBI agents talked with Lecron, who told them she and an associate created a plan to commit an "upscale mass murder" at a Toledo bar.In September, Lecron discussed with undercover agents a pipeline bombing and mentioned a good place to carry out an attack was where she worked because she believed they were polluting the river behind the plant.By December, she talked with an agent and agreed to buy black powder needed to make a bomb, according to information published by feds in a news release.Federal authorities said Lecron met with a source at a retail sporting good stores on Dec. 8, where she entered the store by herself and bought two pounds of Hodgson Triple Seven Muzzleloading Propellant. She went to a larger retailer in the Toledo area where she purchased 655 screws of various sizes, some as large as 3 inches, according to federal authorities. 3334

The year 2020 was unlike any other, with so much uncertainty and new challenges. The world responded by asking “why”, according to the top global Google searches this year released this week.The search platform says “why” questions were searched more in 2020 than in any other year. With questions like “why can’t I sleep,” “why social distancing,” and “why is it called COVID-19.”Google says “insomnia” was searched globally more in 2020 than ever before.Here in the U.S., the uncertainty of the election, coronavirus and the economy drove a lot of the search inquiries. Google separated results based on general topics in their annual report. The top five news-related searches were “election results,” “coronavirus,” “stimulus checks,” “unemployment,” and “Iran,” with “stock market” and “murder hornet” also making the top ten.And people wanted more information, with questions like “coronavirus symptoms,” “COVID-19 testing sites near me,” and sarching the definitions of “pandemic,” “Juneteenth,” and “asymptomatic.”Americans also went to Google to find how to keep themselves busy during the coronavirus pandemic, with queries like “recipes for Sourdough bread,” “how to cut men’s hair at home,” “dating during coronavirus,” “how to make a mask,” “where to buy toilet paper,” and searches for “virtual field trips” and “virtual museum tours.”Joe Biden was the top person Americans typed into Google search, followed by Kim Jong Un, Kamala Harris, Jacob Blake and Ryan Newman.Searches for Tom Hanks and Kobe Bryant were also high on Google’s list; Hanks contracted COVID-19 earlier this year and Bryant died tragically in a helicopter crash in January.People were also moved to help. Searches for “how to help Black Lives Matter,” “how to help during coronavirus,” “how to donate blood,” and “how to help someone having a panic attack” were four of the top “how to” inquiries on Google search. 1907

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