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Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

The United States Marshals Service announced that its Operation Safety Net has concluded and a total of 35 missing children were recovered in northeast Ohio as a result.The U.S. Marshals Service, working with state and local partners over the past month to locate and recover missing children and teens from the Cleveland area, were able to recover 35 of the 40 missing children referred to them for the operation.According to the U.S. Marshals Service, around 20% of the recoveries were tied to human trafficking cases and were subsequently referred to the Human Trafficking Task Force in Cuyahoga County.U.S. Marshal for the Northern District of Ohio Pete Elliott said the operation's success exceeded expectations."When I went into this, I thought if we had one or two, it was going to be a success," said Elliott, "and now after the first month, just look at how many are out there."As a result of the operation, The United States Marshals for the Northern District of Ohio has created a permanent Missing Child Unit throughout the 40 counties within the district.“We are proud to assist in Operation Safety Net and I commend the United States Marshals Service for their hard work and dedication toward locating these children," Chief John Majoy of Newburg Heights said in a press release. "Many times, they do not know they are a victim and this operation offers hope, freedom and safety they would not otherwise have."There are currently 382 open missing persons cases according to a federal clearinghouse. More than 120 of those cases are from northeast Ohio."There are so many missing people out there it is mind boggling," said Elliott. He said the agency received additional funding for Operation Safety Net from Washington. Elliott is hopeful now that the missing persons unit will be permanent, the funding will too.Elliott said plans are to add coordinators in Cleveland, Akron, Youngstown and Toledo to help close missing persons cases referred by local law enforcement.Since 2005, the U.S. Marshal's Service said it's helped recover more than 1,500 missing kids.While the operation has come to a close, the U.S. Marshals Service said it will work over the next several weeks to recover the five remaining children whose missing persons cases were referred to them.Ja'Naiya Scott-Lee, 16, was reported missing on Aug. 23 from Cleveland. She is described as standing 5 feet, 3 inches tall and weighing 130 pounds. She is believed to be in Euclid. Two sisters, 15-year-old Yalonda Bates and 17-year-old Leantwana Bates, have been missing since April 18. Leantwana is described as standing 5 feet, 3 inches tall and weighing 135 pounds, while Yalonda is described as standing 5 feet, 3 inches tall and weighing 100 pounds. The sisters are believed to be near Cleveland’s East Side. Alicia Jackson, 16, was reported missing from Berea. She is believed to be near Cleveland’s East Side, possibly in the Glenville neighborhood. Issac Ortiz, 16, was reported missing from Lorain. He is believed to be near Cleveand’s West Side. Anyone with information regarding the whereabouts of the five missing children is asked to call the U.S. Marshals tip line at 1-866-492-6833. This article was written by Camryn Justice for WEWS. 3332

Cheese Importers is a business that will directly feel the impacts of the cheese tariffs recently imposed on the European Union. “We started in 1976 out of our family home with six packs of cheeses from Wisconsin,” Cheese Importers Co-Owner Clara White said. From olives and pastries to European home goods, its main attraction is in the name. Cheese Importers offers a selection of 350 imported cheeses – most of them are from Europe. “Countries like Italy, Portugal, Spain, France,” said Sascha Stanger, the Vice President of Sales, Marketing and Purchasing at Cheese Importers. It’s a popular spot for cheese lovers. However, prices are about to go up as cheeses of all types and flavors because the European Union has just been hit with an import tariff. "Really, it is impacting people negatively,” White said. White and Stanger say certain cheese prices are subject to a potential 25% increase. “[Cheeses like] Parmesan-Reggiano from Italy, Grana Padano from Italy, Buffalo Mozzarella from Italy,” Stanger said. “One of the items that will definitely be subject to change is Manchego from Spain.” The team says they haven’t felt a huge impact yet, but they’re anticipating a potential hit to their bottom-line. Therefore, they’re looking for alternative solutions to save money. “We buy directly from our sources in importing, but in the meantime – just to figure out how to put ourselves in a position of strength as what everyone is doing – we’d reach out to all of our importer partners across the united states and see what they would sell to us at the better price point,” White said. Truth is, European cheese is what the business is known for. Inevitably, customers will have to pay more. “You either have to pass it on, or you have to absorb it. And there’s not much room to absorb it. In fact, there’s no room to absorb it,” White said. Distinguished economics professor Dr. Kishore Kulkarni with MSU Denver says there are multiple reasons the current administration could be imposing tariffs on goods from Europe. It's a way for the U.S. to generate more tax revenue. Tariffs are also a way to punish foreign exporters if the government believes a certain country is not playing on a level field. In the context of cheese, Dr. Kulkarni says it's likely the federal government is hoping the tariffs will help U.S. cheese producers earn more money. “As we raise the taxes on the European imports, then the domestic cheese producers like it, because the price of imported cheese goes up, and then the domestic cheese producers can obviously raise their prices a little bit, and then their competition is stopped by this tax,” Dr. Kulkarni said. However, in his opinion, tariffs are never beneficial for the economy as a whole. “40 years of economics training has been telling me that the penalty that consumers pay, is much higher than the benefits that domestic producers get,” Dr. Kulkarni said. When one country imposes a tariff, the other country is likely to retaliate. “Then it just becomes a trade war, and this is a war where nobody wins,” Dr. Kulkarni said. It's a war where the consumer is punished too. “The fact is that the cost of a tariff gets passed along to consumers,” Cheese Importers customer Steve Pittman said. Ultimately, Cheese Importers hopes the tariffs will be lifted. However, in the coming months, they plan to continue in good spirits providing their customers with the specialty cheeses they’ve grown to love.“We do the very best we can with a lot of integrity and a lot of heart and soul and tighten our belts where we can and just try to be a good contributor in the world,” White said.   3652

Not everyone is loving it. An iconic Times Square McDonald's, opened in 1984, shut its doors early Wednesday morning, a company spokesperson said. The 42nd Street location closed at 4 a.m. “McDonald’s reviews its restaurant portfolio on a regular basis to make the best decisions for our business moving forward," the spokesperson said. "The closing of the 42nd Times Square restaurant, which was planned before the pandemic, was a difficult decision, and allows us to focus on serving customers a few blocks away at the new flagship McDonald’s on 45th and Broadway and in the neighboring communities.”When it opened, McDonald's CEO Chris Kempczinski said the 45th Street location was about "showing off what McDonald’s can do." This article was written by Aliza Chasan for WPIX. 803

DENTON, Texas – Get ready for some major closet envy. An impressive collection of clothing, shoes and accessories archives hundreds of years of fashion history. Some even go back 1,000 years. Step inside the 13,000 square foot space and you’ll find endless racks of clothing and accessories packed from floor to ceiling. “These are important parts of fashionista history that need to be preserved,” said Annette Becker, the director of the Texas Fashion Collection at the University of North Texas. The entire collection has been built through donations. “We have pieces that are examples of French couture from the most elite parts of the fashion design world to things that were made on someone's kitchen table by their grandmother,” said Becker. Started in 1938, UNT took custody of the collection in 1972. Since then it has grown to nearly 20,000 garments and accessories including 1,400 pairs of shoes, 2,500 hats and 750 handbags. Becker proudly shows off some of the collection’s most prized possessions. “This is a dress that Audrey Hepburn wore in the final scene of the film Charade and it was donated to us by Hubert de Givenchy who designed most of Audrey Hepburn's clothing for film,” she said. “We have a wide variety of examples from throughout fashion history in our collection and the oldest piece we have is a pre-Colombian textile fragment that's around 1,000 years old. We have to keep this really carefully stored in this acid free cardboard,” she explains. The piece was woven before synthetic dyes were even created. “So that red color really meant power and status,” said Becker. Today, the archive that spans primarily over 250 years is a valuable historical resource for researchers and students. But right now, it’s only available to visiting designers and research students. The ultimate goal is to document everything in the collection and make it accessible to anyone around the world. “Whether that's 8-year-olds who are thinking about a future career in fashion design to fashion curator curators from Paris who have come to our collection to do research,” said Becker. That means having every single item photographed and digitized so that anyone can see the collection online. Megan DeSoto, an Adjunct Photography Instructor at UNT, is spearheading the effort. “We're taking a lot of time to make these really high-resolution well-made photographs so that they're only handled once photographed once and then taken back to where they're being preserved,” said DeSoto. It’s a unique repository that Becker says will preserve centuries of fashion for generations to come.“Often in the world of fashion we think about these really elite designers and people walking the runways in Paris but really clothing is an art form that's in our everyday lives.” 2800