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BUFFALO, N.Y. (WKBW) — It’s a conversation no one wants to have, but for many it’s necessary.“You don’t know what’s going to happen if one of us is left alone,” said Amy Paoletti of Williamsville.Getting life insurance in a COVID-19 world has Paoletti and her husband looking at their options.“You see so many people of all ages dying and no one has anything covered because it just happened,” she said.Paoletti says with owning her own business, Amy’s Fine Jewelry in Williamsville, New York, and her husband working in healthcare, they’re both in contact with many people daily.They’re looking at their life insurance options in case something were to happen to either.“They look at your age, your health and your lifestyle,” said Demetrius Mack, owner of MackBarr Group. Mack helps people with financial literacy and sells life insurance.“We’re in a situation where it’s important that we’re proactive instead of reactive,” he said.Mack says the COVID-19 pandemic has made it harder for people to get life insurance, partly because the underwriting process is taking longer.He says If you’ve had COVID-19 or have a risk for COVID-19, insurers don’t consider you as healthy as someone else, and that could mean if you are approved for a policy, you’ll be paying more.“If you’re more suspect to COVID-19, you’re going to have to fit a certain criteria in order to get said policy,” he said.A lot of people are looking to get life insurance to protect their loved ones if something were to happen.“Making sure you save that money and that you have life insurance,” he said. “The only guarantee we have in life is death, and unfortunately when that time does come you leave people you care about in a really tough situation,” he said of those who do not have the insurance.Mack says if there ever were a time to look into financial planning and your financial future, to make sure you and your family can make ends meet, the time is now.This article was written by Hannah Buehler for WKBW. 1996

CHICAGO (AP) — Authorities say a Chicago man has been charged with murder after a fatal fight that began when he put his hands in Thanksgiving leftovers.James Dixon is charged with killing Vincell Jackson, who was the boyfriend of the Thanksgiving party host.A prosecutor says Jackson was trying to escort Dixon out of the Chicago house because he put his hands in leftovers around 3 a.m. Friday.The fight moved to the porch, where law enforcement says Jackson was stabbed at least nine times.Defense attorney Patrick Ryan says Dixon was properly defending himself.A judge set bond at 0,000. 602

Businesses may be reopening, but they're still struggling to pay their rent.About 40% of major retailers didn't pay their rent in May, according to numbers from data firm Datex Property Solutions.Some companies are warning they won't be able to pay rent for months. Starbucks for example is asking for landlords to adjust lease terms and rent for at least 12 months.It's an even worse situation for some small businesses.“I would think landlords ordinarily are not that sympathetic, right, because they can get somebody else to pay the bill,” said Jack Strauss, an economics expert and professor at the University of Denver. “In this case, a landlord is foolish to ignore the struggling small business.”Strauss says it will be difficult for landlords to find a new tenant quickly, so they have an incentive to delay or partially reduce rent.Businesses in malls are getting hit especially hard. The country's latest mall owner recently sued Gap over three months of unpaid rent.“Being sued kind of makes sense by the landlord to take a heavy hand, but at the same time, it doesn't make sense because they're going to have a lot of, they're potentially going to have a lot of empty spaces,” said Strauss.Punchbowl Social, a national restaurant and entertainment spot just closed one location in the Denver area and one in the Chicago area, acknowledging that landlords are trying to ensure the success of their business.But the CEO says, "landlords cannot expect to maintain status quo economic terms that were negotiated in pre-pandemic times."Strauss agrees with that. He thinks landlords should provide one-year temporary rent reductions to businesses, just like many workers are taking pay reductions right now.He says after a year, the landlords and businesses can renegotiate their rent. 1799

Cesar Sayoc's political inclinations were passionately displayed for everyone to see.His social media accounts and the windows of his white van were plastered with messages supporting the President, and provocative photos and memes attacking liberals. Facebook video showed him in a MAGA hat at Trump rally in 2016.He was also open with a former boss, who says Sayoc called himself a white supremacist. Debra Gureghian said Sayoc told her that lesbians like her and other minorities should be put on an island. And though he liked her, she would be the first person he would burn, Gureghian recalled.His former lawyer, Ronald S. Lowy, says he has for years shown "a lack of comprehension of reality."But federal authorities say the 14 pipe bombs Sayoc, of Aventura, Florida, allegedly sent through the US mail are real, and were a danger to the people he mailed them to in recent days.He told investigators after he was arrested in Plantation that the pipe bombs wouldn't have hurt anyone, and that he didn't want to hurt anyone, according to a law enforcement official.Sayoc was being held Friday night at a federal detention center in Miami. It appears that he had been living in the white Dodge van where he was found and arrested Friday morning, the law enforcement official said. 1292

Candlelight vigils are being planned for Monday across the state of Florida in memoriam of the 17 people killed in a mass shooting at Marjory Stoneman Douglas High School in Parkland, Florida.The Florida PTA is holding a statewide candlelight vigil on Monday, February 19 to remember and honor the victims of the tragic shooting.Related:The?latest on the Florida school shooting17 victims identified, see photos and read their stories here 452