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COVID-19 will continue to impact the housing market heading into 2021.If you're looking to buy, experts say the first few months of the year are the time to do it.A housing forecast out Wednesday from Realtor.com finds mortgage rates will stay low, but only for the first half of the year.“We expect mortgage rates to increase near 3.4% by the end of the year, which would in any other year be record lows, but following on the heels of 2020, 3.4% is up a bit, but still historically low broadly speaking,” said Danielle Hale, Chief Economist at Realtor.com.Home prices have gone up by double digit percentages over the last couple of months. Some of that is expected to slow down as mortgage rates go up.Realtor.com is forecasting just below a 6% increase in home prices for all of 2021, but affordability is going to be a growing concern.“The housing market has been historically challenging for first-time homebuyers, with prices rising as dramatically as they have in the second part of 2020, first-time homebuyers are seeing a bigger gap between what they need to bring to the market for a down payment and what existing homeowners have in the way of home equity to use to trade up,” said Hale.If you already own a home, you may be thinking about selling when you see what it's worth now.Sellers are expected to continue to have the upper hand throughout 2021, with more buyers than homes for sale.You may see more competition with home construction ramping up, leading to more options available.“For existing homeowners, in particular who want to stay up in their home, the fact that we have still low mortgage rates in 2021 creates opportunities for them to consider remodeling to make their home a more suitable place for them to age in place,” said Hale.Another trend that's expected to continue in 2021 is interest in the suburbs. People have been moving out of cities as they're working remotely. Hale says the rising home prices and higher interest rates in 2021 could drive this trend as well. 2014

CVS Health is being sued for allegedly revealing the HIV status of 6,000 patients in Ohio.A federal lawsuit claims CVS mailed letters last year that showed the status of participants in the state's HIV drug assistance program through the envelopes' glassine window.The complaint, which was filed March 21 in federal court in Ohio, also names Fiserv, the company that CVS hired to mail the letters. On the envelopes used by Fiserv, the patients' HIV status could be seen through the clear window, just above their name and address, the documents states.The letters included the patients' new benefits cards and information about a mail prescription program.The companies are being sued by three unidentified plaintiffs, according to the complaint.The first plaintiff, only identified as John Doe One of Delaware County, Ohio, says he "feels that CVS has essentially handed a weapon to anyone who handled the envelope, giving them the opportunity to attack his identity or cause other harm to him."Another plaintiff identified as John Doe Two of Defiance County says he lives in a small town and fears the stigma stemming from the disclosure of his HIV status.He is also concerned that his "friends and family run the risk of being stigmatized just by being seen with him."The third plaintiff says he also lives in a small town in Gallia County, where "everyone knows everyone" and has experienced "significant distress as a result of this disclosure."He is scared to leave his home and has "experienced complications and health issues since this disclosure, up to and including just in the past several days."The plaintiffs are seeking a class-action suit and a jury trial.The attorneys claim that CVS failed to announce the breach of privacy data and did not contact all the patients whose status was revealed.In a statement to CNN, CVS Health said the envelope window was intended to show a reference code for the assistance program and not the recipient's health status."CVS Health places the highest priority on protecting the privacy of those we serve, and we take our responsibility to safeguard confidential information very seriously," the statement said."As soon as we learned of this incident, we immediately took steps to eliminate the reference code to the plan name in any future mailings."A representative for Fiserv told CNN the company does not comment on pending litigation.The Ohio Department of Public Health did not reply to a request for comment Saturday. 2483

CLAIREMONT, Calif. (KGTV) -- A warning for the next time you drop a piece of mail in a postal collection box: a local thief may be getting creative to grab your mail.Around 7 pm Monday, along Mt. Everest Blvd, Dennis Fipps walked a few blocks from his home and dropped off a driver's license renewal in the blue box.The next morning, Fipps says a neighbor showed up at this door with his empty envelope.   In all, he believes that neighbor found torn mail strewn in the gutter for 8 to 10 neighbors. "I thought 'Omigosh! The check,'" said Fipps.     The check was made out to the DMV for . In the past several years, 10news has reported on stolen checks being washed: a chemical solution dissolving away the ink, allowing a thief to fill in the blanks.     Fipps called his bank and stopped the check, then headed to the post office. "Their response was that the box had been fished," said Fipps.     In that fishy tactic, the fishing line is often a simple string, connected to a rodent glue trap, allowing the thief to grab onto envelopes and pull them out of the collection box.    "It's dastardly.  I'll say that much," said Fipps. Postal officials say 'fishing' is not common, but it does happen in the area. A spokesperson tells 10news almost all the local boxes have anti-fishing security measures, and they will now be looking at this collection box to see what went wrong. "There's an expectation of security and that has kind of been shattered," said Fipps. 1558

CORONADO, Calif. (KGTV)— More than three business owners in Coronado have been hit by criminals using fake 0 bills to make small purchases.Sam Frederick’s shop, Little Sam’s Island and Beach Fun on Coronado Island has all things fun. But last Saturday, fun was not on his mind, after somebody took advantage of his new employee.A man tried to buy three towels with a 0 bill. But at the last minute, he changed his mind to buy just one.“He realized that my guy was going to cash the 0 bill, so he puts two towels back, and he got more money that way,” Frederick said. MAP: Track crime happening in your neighborhoodThe clerk took the bill, gave the man in change, and left. When Frederick checked the cash register that night, he said something was not right. “I knew right there… The Ben Franklin wasn’t in shape at all,” he said. Coronado police say he is not alone. Investigators are looking into at least three more counterfeit 0 bill incidents in the last week. Joshua Jordan owns Treasures from the Heart, next door. He too was hit. The man again took advantage of his sweet employee.RELATED: Woman wanted in connection with using counterfeit bills at businesses in North County“He pulled out his credit card, I guess you can say, pretending to want to use it. Then he pulled out a 0 the last minute, very apologetic, saying “can you break 0?” Jordan said. They did. But the incident happened not once, but twice. “He saw that it was an easy mark, went to the next store, came back again, and bought a little more to look better,” Jordan said. He did not use the change he got from the first transaction but paid with another fake 0 bill with the same serial number. The bill was immediately rejected by the bank the next day.“I know maybe to some companies, 0 is not much. But to me it really hurts,” Jordan said. As Coronado Police continues their investigation, they are also encouraging business owners to check each bill with a pen and a black light machine, ask for ID, or call them if they are suspicious. “Right now we are working in cooperation with the secret service to see if this is an isolated incident in Coronado, or part of a larger trend in San Diego as a whole,” Det. Anthony Flores with the Coronado Police Dept. said.Investigators describe the suspect as a slim, lighter skinned Latino or Middle Eastern man in his 20’s to 30’s.  2461

COLORADO SPRINGS, Colo. — Fourteen people were injured and at least two animals were killed at the Cheyenne Mountain Zoo when a hailstorm tore through the Colorado Springs area Monday afternoon.Five zoo patrons injured in the storm were transported to the hospital with unknown injuries, according to the Colorado Spring Fire Department. Nine people were treated at the scene. Several kids attending zoo camp were reported to be safe with no injuries.Zoo officials said a vulture and a duck were killed.  "It was hail the size I've never seen before," Jenny Koch, the zoo's marketing director, told The Denver Post. "Basically chunks of ice. ... It's frightening." 697

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