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Another participant, a middle-aged woman, said housing was her first concern. "I hope the government's allocation of resources will not disproportionately favor one particular demographic, such as a certain age group or single people."

App alerts users of real-time seismic activity, giving residents time to flee

App Annie also released a new list of the top five fast-growing non-game Chinese publishers in the overseas market, claiming more non-game Chinese companies are targeting global markets and seeking to expand their presence in the world.

Another mobile payment user said "the services, either WeChat Wallet or Alipay, will automatically record the trades, like an account book, which helps to know where money has gone every month."

Apart from small and micro-businesses, agriculture and rural residents are also key targets for inclusive finance, said Wang Shuguang, a professor at the School of Economics at Peking University. Many counties don't have a structured financial system and innovation should be encouraged to coordinate all financial resources to lead more private capital to rural areas as a way to promote inclusive finance, he said.