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New plans for student loan debt forgiveness are being proposed as President-elect Joe Biden prepares to take office in just a few weeks. Many of those with student loans, as well as many economists, are hopeful some form of student loan debt forgiveness will pass.“I think it is one of the most accessible ways President-elect Joe Biden has to stimulate the economy,” said Suzanne Kahn, director of education, jobs, and worker power at the Roosevelt Institute in New York.In an interview covering the possible benefits of student loan debt forgiveness, Kahn explained the two ways in which the Biden can get the debt forgiven. One, he can push for Congress to include this debt relief in the next stimulus package, or two, he can take executive action. Either option could eliminate student loan debt for roughly 15 million borrowers and reduce the debt of another 30 million Americans.The president-elect is currently focused on pushing for ,000 to be forgiven in the next stimulus bill and has not said if he would actually consider executive action. However, he has also not refuted that option either.The latter option is certainly the more controversial way to get this debt forgiven, although many Democrats argue it is still legal and fully within a president’s power to do so. Many high-ranking Democrats in Congress explain Biden would have the authority to do this through the Higher Education Act.Experts like Kahn believe it is more likely that Congress will not agree on any amount of student loan debt forgiveness and Biden will take executive action.“I think that it is through executive action, or at least the first movement we see around it will be executive action,” said Kahn. “That really is because the federal government owes 95 percent of student debt, and the Secretary of Education has the ability to cancel it.”“My stance is that it is not inevitable,” said Neal McClusky, director of the Center for Educational Freedom at the Cato Institute.McClusky believes a third option is that no form of student loan debt forgiveness is passed, while he concedes there is a chance that Biden could issue an executive order forgiving student loan forgiveness. However, he also points out that option could be challenged in the courts with some questioning his authority through the Higher Education Act.“There seems to be straws that he can grab and say, ‘Look, this gives me the authority to just write off this debt.’ Other people say it is not clear in the law that he can do that,” said McClusky. “So, what would be the most likely outcome is that he would try. If he were to try and cancel student loan debt through executive action, it would end up in court and would be a pretty long court battle.”So, at the end of the day, where do we really stand with student loan debt forgiveness? The consensus is that it is more likely than ever before that some form of student loan debt will be forgiven, but we’re still nowhere close to a guarantee that will actually happen anytime soon.“I don’t think it is inevitable, but I do think it is important that it is on the table,” said Kahn. 3115

NEW YORK -- Michael Casey is picking up the pieces after some protesters turned violent and destroyed his business, Maxwell’s Bar & Restaurant, in New York City’s Tribeca neighborhood“We had to put together a makeshift border so no more looters would come in,” he said.This former New York City firefighter served his community for 13 years. When medical issues forced Casey out of the department, he invested his life savings and built this bar with his friends and family.“My daughter’s first birthday was there,” Casey said. “Her christening was there. It was a real kick to the…it was tough.”Tough, Casey says, both emotionally and financially.Casey says COVID-19 concerns forced him to shut down his business for three months. Without any income, he wasn’t able to pay insurance on his property.“We had to pick and choose what we can pay and what we can’t pay to try to get back up on our feet,” he said. “One of the costs we were not able to incur was our insurance.”After the looting, Casey had to let go of dozens of employees. Now, he’s filing for personal bankruptcy.“We’re done. There’s too much destruction,” he said. “The bills keep piling up. The phone calls keep coming in.”Even after what he calls “senseless destruction,” Casey still believes in the beauty of humanity and New York City.He also added that he has an obligation to his community.“I feel like I’d be letting them down and letting the community down if I decided to walk away now,” Casey said.This former firefighter is now focusing on reopening his Harlem location, saying he needs to be an example of positivity -- especially during destruction.“I never thought twice about running into a burning building; I still wouldn’t think twice about it,” he said. “I would put my life on the line for anybody, even after all this.” 1817

Nikolas Cruz could be worth hundreds of thousands of dollars, his public defender said Wednesday, hours before the Florida school shooter was slated to appear at a hearing to determine if taxpayers will fund his defense.Attorney Howard Finkelstein said the probate case involving his late mother's estate has moved slowly, so Cruz's exact net worth cannot be determined, but Cruz has one or two annuities.A statement shows one annuity included a deposit of more than ,000 into Cruz's account. If that's an annual deposit, it won't mean much, but if it's a monthly payout, Nikolas Cruz and his brother, Zachary, could have as much as million in the bank, Finkelstein said. 684

Nintendo, the Japanese company behind Super Mario and Pokemon video games, reported Thursday that its fiscal first half profit more than tripled as passed time while stuck at home during the pandemic playing games.Kyoto-based Nintendo Co.’s profit for the six months through September soared to 213 billion yen ( billion), up from 62 billion yen a year ago. Six-month sales soared to 769 billion yen (.4 billion) from 444 billion yen.Nintendo said more than 5 million units of “Super Mario 3D All-Stars” game software for the Nintendo Switch were sold during the period, and nearly 3 million units of “Paper Mario: The Origami King” were sold.Earlier releases also continued to sell briskly, including “Animal Crossing: New Horizons,” which has now sold a cumulative 26 million units globally, according to Nintendo.Nintendo’s online downloads and mobile sales also did well, it said.Nintendo said it expects the positive results to continue. The latest in its other hit game lineup, such as “Pikmin 3 Deluxe,” will go on sale this year, it said.Nintendo raised its full year profit forecast through March to 300 billion yen (.9 billion), up from an earlier projection of a 200 billion yen (.9 billion) profit. The latest forecast, if realized, would mark a 16% improvement from 259 billion yen in profit recorded in the previous fiscal year.Although rising COVID-19 cases have hurt large chunks of the global economy, including Japan’s, some sectors, such as online retailing and at-home entertainment, are booming.___Yuri Kageyama is on Twitter https://twitter.com/yurikageyama 1595

NEW YORK – Director Joel Schumacher has died at the age of 80.Schumacher passed away in New York City after a year-long cancer battle, Variety and TMZ have confirmed through the filmmaker’s representation.The native of New York was perhaps best known for directing films in the 1980s and 90s, like “St. Elmo’s Fire,” “The Lost Boys,” “A Time to Kill” and multiple “Batman” films when Tim Burton left Warner Bros.Schumacher's films featuring the caped crusader were "Batman Forever" and "Batman & Robin." And although the movies received largely negative reviews at the time of their release, they've developed into cult classics for many. Schumacher also went on to direct the widely praised “The Phantom of the Opera” in 2004, which earned three Academy Award nominations, including best production design, best cinematography and best original song. 863