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As the COVID-19 vaccine makes its way across the country and into the hands of those who need it most, many nursing homes and senior communities are anxiously waiting as they are the most vulnerable.“I’m a true Okie from Muskogee, Oklahoma,” says 80-year-old Donna. After 46 years, she and her 83-year-old husband Art made the decision to leave the countryside and move into a senior community. They chose one of the 26 Arrow Senior Living communities that are housed around the Midwest. Things were great until the pandemic hit.“Since we live on the independent side, we do our own things. Until this COVID hit, we came and went as we wanted to,”she said.Their way of living is now completely different. No visits with their three sons. No extracurricular activities. They're diligent about masks and about the proper public health measures to prevent the virus.“It's a big concern, we know this is a killer,” Donna said. “Some get a light case and some are asymptomatic and you never who’s going to get the serious case.”Which is why she's anxiously waiting for the vaccine. She remembers when the polio vaccine came out and said it was wonderful."I don’t remember people questioning it, being afraid of having it so much then as some people today but I don’t know why they’d even question it with the horrible pandemic we’ve been having,” Donna said.Stephanie Harris, CEO of Arrow Senior Living said “absolutely” when asked if she would get the vaccine. Harris says her employees will get it too. In all, nearly 4,000 people between residents and staff will need to be vaccinated.“We have been blown away at how overwhelming the response has been by our resident group, over 90% of our residents, when we surveyed them, said ‘yes’ to vaccination,” says Harris.They're not first in line, but they're not far off. They have clinics scheduled for late December, and they're excited.“I’m tired of being cooped up and taking extraordinary precautions to ensure that I could be here in this seat to support our larger operation and I want to be able to get on with some sense of normal,” Harris said.Harris added this recent surge has been brutal and it's taking an emotional toll on everyone.Holiday gatherings have been canceled, important events missed during a time when grandparents should be spending with grandkids. It's caused Arrow Senior Living to take extraordinary precautions, deploying things like mask detection technology to determine whether face coverings are being utilized. There's not one community in their network that hasn't been touched by COVID-19.“This is going to be a strange Christmas, we’re accepting it,” Donna said. “We have three sons but they’re all doing their thing. They didn’t feel like it was safe to travel and we’ll be having Christmas here.” 2789

BALTIMORE — Baltimore City Fire officials are investigating a Wednesday morning explosion at the BGE office building downtown.In total, 23 people were rescued from various parts of the building.Fire officials say 21 of them have been taken to the hospital. At least nine are in serious or critical condition.According to a statement, BGE said the 21 contractors were treated at area hospitals for non-life-threatening injuries.BGE said two individuals rescued were window washers who became trapped high atop a scaffold on the side of the building. Severe damage has been reported from the tenth floor of the building all the way up to the roof, which partially collapsed. 680

Authorities say a St. Louis police officer who was shot in the head while responding to a shooting on the city’s south side has died.Twenty-nine-year-old Tamarris L. Bohannon had been with the department for nearly four years.St. Louis Police Department spokeswoman Officer Michelle Woodling says a second officer who was shot in the leg was treated and released after the shooting around 6 p.m. Saturday in the South Grand neighborhood.The gunman barricaded himself inside a home and police negotiated with him for nearly 12 hours before the 43-year-old was taken into custody Sunday morning.Police have released no details about his arrest. 650

Authorities in India have decided to hold off retrieving the body of the American national feared killed on North Sentinel Island amid concerns about a possible confrontation with the tribe that lives there.John Allen Chau is believed to have been killed by Sentinelese tribespeople after he visited their island home in the Andaman and Nicobar archipelago in November, breaching local laws strictly prohibiting contact with the isolated people.Indian police say Chau found local fishermen who agreed to take him near the island, before using a canoe the rest of the way. Days later, the fishermen -- who have since been arrested for facilitating his trip -- say they saw the tribespeople dragging his body around the island."We want to avoid direct confrontation with the tribespeople," Dependra Pathak, director general of police of the Andaman and Nicobar islands, told CNN when asked about the latest efforts to retrieve Chau's body. "We do not want to go there and create an unhappy situation."The decision to avoid a direct confrontation with the isolated tribe came after a series of meetings and reconnaissance trips made by the officials. Anthropologists and tribal experts were also consulted.By Sunday, authorities had mapped out the area with the help of the fishermen and observed several members of the tribe walking around the area where eyewitnesses claim to have seen Chau's body dragged and buried.However, despite ruling out any immediate attempts to land on the island, local police would not categorically rule out retrieving the body at a future date. "We are working on it. We'll firm up a plan very soon," said Pathak. 1650

As so many massive data breaches have shown, there's no way to completely protect your information from swindlers.But being aware of fraudulent schemes — especially during tax season — can minimize your bad luck. And it can protect you from IRS penalties, interest and in some cases criminal prosecution if you fall for them.Here are 12 of the biggest tax scams the IRS is flagging this year:1. Phone scams: Put simply, anyone who calls or texts you unsolicited and claims to be from the IRS is a fraud. The IRS will never call, text or email you out of the blue. It will never ask you to wire cash or provide bank and credit card numbers. It will never call to threaten you with arrest or deportation.So, if you're contacted, don't give out any information about yourself. Just hang up.2. Phishing: Emails enticing you to click on a link and give up personal information (name, Social Security number, bank account numbers, etc.) are a scourge of daily life.This tax season the IRS is seeing a new twist on phishing: Unexpected deposits of tax refunds in your bank account.Criminals who've stolen your tax and banking information from elsewhere file a fraudulent tax return in your name and have the refund deposited in your account. They then will contact you by phone or email pretending to be from the IRS or a collection agency, claiming a refund was deposited erroneously in your account and ordering you to send it to them.In other email schemes, criminals may pose as your bank or other legitimate institution you know to get you to fork over your passwords, Social Security number and other valuable information.3. Tax return preparer fraud: Most tax preparers may be honest. But there are still many unscrupulous ones.One telltale sign of a fraudster: They base their fee on the size of your refund and encourage you to take tax breaks you're not entitled to or to under-report your income to inflate your refund.Another: They don't insist you give them records and receipts. Or they ask you to sign a blank return.Before giving any information to a new preparer, ask for an IRS Preparer Tax Identification Number. You can also search the IRS directory of credentialed preparers. If he says he's a CPA, check your State Board of Accountancy. Or for attorneys, check with your State Bar Association.Also, make sure he can e-file returns. Preparers who have more than 10 clients have to be able to do that.4. Falsely inflating refunds: Scam artists posing as tax preparers may file false information on your return all for the purpose of inflating your refund.They may report deductions, credits or exemptions you don't qualify for. Or they may try to report your taxable income as zero through the use of bogus forms.5. Falsely inflating income: Some fraudsters try to inflate your income — reporting wages or self-employment income you didn't earn — to qualify you for a refundable credit like the Earned Income Tax Credit.6. Falsely padding deductions: Some tax preparers may encourage you to overstate your deductions, such as charitable contributions, to get a larger refund or reduce what you owe.7. Improperly claiming business credits: If a tax preparer encourages you to take a business credit like the research and development tax credit or the fuel tax credit, make sure you're eligible first.Here's a break down of how to qualify..8. Making frivolous tax arguments: Did you know that the First Amendment lets you refuse to pay taxes on moral or religious grounds?Well, it doesn't.But anyone who tries to snooker you into believing that it does — or tries to sell you on other too-good-to-be-true ideas — is encouraging you to engage in frivolous tax arguments to lower your tax obligations.9. Abusive tax shelters: If someone tries to sell you on the idea of protecting your money from taxes through a complicated scheme, be wary. It could be an illegal tax shelter.The IRS this year is particularly attuned to so-called "micro-captive" insurance structures. While some are legitimate, there are cases where "promoters, accountants, or wealth planners persuade owners of closely-held entities to participate in schemes that lack many of the attributes of genuine insurance," the agency noted.Before signing on to any type of shelter: Ask the person trying to sell you the product whether she's collecting a referral fee from anyone, and get a second opinion about the set-up from a trusted, independent tax adviser.10. Fake charities: Groups asking for money that have names or websites very similar to well-known charities may be scams. To verify whether they're a qualified charity to which contributions are tax deductible, ask for the group's Employer Identification Number and enter it into the IRS Exempt Organizations Select Check.11. Hiding money offshore: There is nothing wrong with having money offshore so long as you report your foreign accounts to the IRS every year, and pay whatever US taxes are owed on them. But if anyone tries to sell you on an account in another country or non-US territory and promises your money will be protected from US taxes and IRS detection, that's likely an offshore tax cheating scheme.12. Identity theft: The good news is reports of tax-related identity theft have gone down. The bad news? It's still a big risk. Thieves armed with your Social Security number or Individual Taxpayer Identification Number can file a return in your name and claim your refund before you do.The best way to protect yourself is to be vigilant about not falling for the most prevalent tax scams listed here.And never give your personal information to untrustworthy sources.  5633