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Another Confederate statue came down on the University of North Carolina at Chapel Hill campus this week.A crowd of nearly 250 protestors took down the statue known as Silent Sam on the eve of the new school year.According to a school website, the statue was built in 1913 and was put up to commemorate Confederate soldiers from the university, "who died for their beloved Southland" during the Civil War.The removal of the statue comes months after students and some faculty began calling for it to be taken down.As that played out in North Carolina, another monumental change occurred in Oklahoma, as the Tulsa Public Schools, after weeks of debate, voted to rename Robert E. Lee Elementary School.In the past three years, over 100 Confederate monuments have been removed. However, far more remain, and are still being cataloged.  They’re also not just in the south.According to a recent report by the Southern Poverty Law Center, more than 1,700 monuments and namesakes, commemorating the Confederacy remain."The SPLC, of course, does not support destruction of memorials,” says Lecia Brooks, with the SPLC. “We just believe they should be removed from public space to a place where they can be taught about in context-- to a museum, to an archive.”Brooks says the two events this week, both occurring at the very start of the school year, sends a message that the debate is far from over."College admins do themselves a disservice and underplay the students if they think that they’re just going to simply forget about these things at the end of the school year and come back and start a school year anew with the same monuments existing,” Brooks says. “I think it’s wonderful. We wanted a conversation to start and we want a conversation to continue." 1774

As many Americans face months on end stuck indoors, some are using their time (and money) to create a change of scenery or upgrade their surroundings. Office equipment purchases are on the rise, and people are tackling more renovation projects than usual.But expensive new stuff and significant home improvements can leave you underinsured. If you’re considering making changes to your home — or if you already have — it’s smart to revisit your homeowners or renters policy. Here’s how to ensure it covers the new additions.Tell your insurer about your plansThere’s a good chance you’re underinsured before you even make changes, according to Don Griffin, vice president of personal lines at American Property Casualty Insurance Association. Talk to your insurer before making any expensive purchases or changes to your home to inform the company of your plans and clarify your policy’s current coverages and limits. If your home costs more to replace after you’ve improved it, some insurers will pay the new expense to rebuild, but “that’s not every policy, and it may not cover everything you need,” Griffin says. He also recommends once a year reviewing what your home insurance policy covers.In some cases, you may need to change carriers to get the coverage you need. Frank Jones, an independent agent and partner at Mints Insurance Agency in Millville, New Jersey, has seen clients switch insurers because an addition wasn’t covered. “It’s in your best interest to have these conversations now rather than to have a claim denied,” he says.A new desk and computer for remote learning, plus that monitor and chair in your home office will add up and could exceed your personal property coverage limit.Renters insurance policies cover your stuff, but they have limits too. If you have new electronics or office equipment, check with your insurer to make sure you have enough coverage for them.Make an inventory of your propertyTo help you know if you’ve exceeded your policy limits, keep records of what you buy. In fact, Griffin recommends taking inventory of your belongings every year — a written inventory is best, but even a simple smartphone video tour of your home will suffice.Losing a home is an emotional time, Griffin says. When it’s time to file a claim, “you don’t always remember what you have.” An inventory will clearly show what you had before a disaster and will make the claims process easier.Add sufficient coverageStructural changes, such as a full kitchen replacement or adding an in-ground pool, will have the greatest impact on your homeowners insurance. But even something as simple as adding a fence can change the value of your house, and if your home’s value increases, so should its dwelling coverage, Griffin says. Otherwise, in the event of a claim, your insurance policy won’t be enough to rebuild, according to Griffin.When adding coverage, pay attention to how much it would cost to rebuild your home, not how much you spent to upgrade the house, according to Jones. “These are two different numbers,” he explains. “If an addition costs ,000 to put on, the insurance company looks at the rebuild construction cost, and you might not get that back.”Avoid pitfallsOn top of ensuring coverage, a proactive conversation with your agent could help you avoid potential renovation pitfalls. For example, he or she may advise adding building ordinance coverage to protect you from having to pay out of pocket for any expenses that keep your home compliant with local laws and regulations.For renovation projects that are too big to take on yourself, hire a licensed and bonded contractor who carries builders risk coverage to protect expensive construction materials from theft or damage while they are on your property. You can find one through a building trade association.And when you’re doing a home renovation project, take plenty of photos — before, after, and along the way, if you’re able. These could come in handy if you file a claim and need to redo the work.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWallet4 Home Insurance Pitfalls to Avoid During Hurricane SeasonLosing Employee Life Insurance Due to Job Loss: What’s Next?How to Get Cash From Your Life Insurance PolicyBen Moore is a writer at NerdWallet. Email: bmoore@nerdwallet.com. 4353

ANAHEIM, Calif. (CNS) - A massive brawl broke out Wednesday at the new Cambria Hotel & Suites in Anaheim involving as many as 100 people, police said.Two people were arrested and two people were taken to a hospital with non-life threatening laceration injuries, Anaheim Police Sgt. Shane Carringer told City News Service. One victim is a boy and the other is a woman, he said.Officers were sent to the hotel at 101 E. Katella Ave., a couple blocks from Disneyland, at about 12:40 p.m. They found about 40 people fighting outside the hotel in the parking lot of the main entrance and up to 60 more fighting inside the lobby, Carringer said.The hotel was placed on lockdown while officers determined whether anyone needed further medical assistance. Ten Orange County sheriff's deputies were called to help sort out the crowd, Carringer said.Police said the situation was cleared at about 3 p.m., but the investigation into what caused the violence was ongoing.Two people were arrested for fighting in public, said Carringer, who added that it appeared the melee involved multiple patrons at the hotel and was not confined to one group of people.Carringer told the OC Register that the fight involved "men and women, adults and juveniles," adding that "it sounds like people had broomsticks and whatever objects they could find in the hotel."The sergeant told CNS that it appeared the fight started at the hotel pool and spilled into other areas. According to KTLA5, the melee began when some children were playing and one of them was pushed into the water, landing on another child.The hotel recently opened and includes a water park, Carringer said. But there have been problems there with two near-drownings in the past two weeks, he said.It also appears that hotel officials were not enforcing COVID-19 guidelines such as social distancing and mask wearing, so city officials will be working with county health officials and other inspectors to get the hotel to better comply with the state's guidelines, Carringer said. 2034

ARLINGTON, Texas (AP) — Manny Machado tried to awaken a slumbering San Diego offense by screaming at his teammates after connecting for a homer against Clayton Kershaw. While it almost worked, the Padres fell into a 2-0 deficit in their best-of-five National League Division Series when Eric Hosmer stranded the bases loaded with a game-ending groundout off Joe Kelly in a 6-5 loss to the Los Angeles Dodgers.Machado’s solo shot in the sixth inning was followed immediately by another from Hosmer, closing the Padres to 4-3 in their first NLDS since 2006. 563

An irate homeowner in Louisiana who armed himself with a handgun and chased down a group of teenagers after they rolled his house is behind bars for aggravated assault.The armed confrontation came in response to what Mandeville Police Chief Gerald Sticker said was the group of teens “yearly ritual of ‘rolling or toilet papering’ of homes of fellow students” in the early morning hours of October 27.Craig Scott apparently didn’t think it was funny.Scott armed himself with a semiautomatic handgun and chased down the group of teens, according to Sticker.After he caught up to the group in another section of the neighborhood, Scott pulled his vehicle across the road to block their exit, got out, and confronted the teens with his handgun.Scott was arrested on November 2 and charged with aggravated assault with a firearm and obstruction of a roadway.“Though he had ample opportunity, Mr. Scott never once called 911 or requested police assistance,” Sticker said. “The end clearly did not justify the means this situation.”The teens still may face charges, since “rolling” a house is technically considered criminal mischief, according to Sticker. 1163