濮阳东方治病贵不(濮阳市东方医院具体位置在哪) (今日更新中)

Tens of thousands of people turn to Google every month to see if now is the time to invest. It’s a loaded question, especially this year: In late February 2020, the S&P 500 began a monthlong decline, finding what investors hope was the pandemic floor on March 23.Historically, it has taken an average of about two years for the market to recover from a crash; this time, it bounced back in just 149 days. By the end of August, the index was once again hitting record highs.Stranger still, this unprecedented recovery came amid dour headlines, with U.S. unemployment hitting an all-time high in April and remaining above 10% through July.Between the stock market’s erratic behavior and economic uncertainty across the globe, investors are understandably wary. But that shouldn’t mean sitting out of the market.Understanding the Main Street-Wall Street disparityThe market’s recovery is clearly at odds with the U.S. economy. But a closer look shows this imbalance may not be as perplexing as it seems.The stock market reflects investor sentiment about the future, not what’s happening right now. While retail investors may be more inclined to buy and sell based on daily headlines, institutional investors are looking far ahead. And given the rapid market recovery (and the expectation of continued help from the Federal Reserve), it appears Wall Street isn’t spooked.The S&P 500 is also market cap-weighted, meaning larger companies will have a bigger impact on its performance (see how the S&P 500 works to learn more about this). The five largest companies in the index (Apple, Microsoft, Amazon, Facebook and Google’s parent company Alphabet) are in tech, an industry that hasn’t been hit as hard by COVID-19. The tech-driven recovery helped push the S&P 500 to its record high, despite the ongoing economic issues caused by the pandemic.And then there are the high hopes for an eventual vaccine. According to Robert M. Wyrick Jr., managing member and chief investment officer of Post Oak Private Wealth Advisors in Houston, investors may be betting on the belief that a coronavirus vaccine will be produced sooner rather than later. If and when a viable vaccine is broadly available, it’s likely to be a big driver of continued growth in the markets.“While this is likely already priced into the market to some degree, I would prefer not to be on the sidelines when this ultimately happens,” says Wyrick, whose firm specializes in advanced risk-managed investing.Timing the market vs. time in the marketAccording to Marguerita Cheng, a certified financial planner and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, when you start investing isn’t as important as how long you stay invested. And that’s a maxim to remember in a pandemic, too.“The best way to build wealth is to stay invested, but I know that can be challenging,” Cheng says in an email interview.It’s easier if you invest only for long-term goals. Don’t invest money you may need in the next five years, as it’s highly possible the stock or mutual fund you purchase will drop in value in the short term. If you need those funds for a large purchase or emergency, you may have to sell your investment before it has a chance to bounce back, resulting in a loss.But if you’re investing for the long term, those short-term drops aren’t of much concern to you. It’s the compounding gains over time that will help you hit your retirement or long-term financial goals. (See how compounding gains work with this investment calculator.)The water’s fine, but wade in slowlyOne of the best strategies to remain calm and stay invested during periods of volatility is a technique known as dollar-cost averaging.Through this approach, you invest a specific dollar amount at regular intervals, say once or twice a month, rather than trying to time the market. In doing so, you’re buying in at various prices that, in theory, average out over time.Wyrick notes this is also an excellent strategy for first-time investors looking to enter the market during times of uncertainty.“It’s very difficult to time when to get into the market, and so there’s no time like the present,” Wyrick says. “I wouldn’t go all-in at once, but I think waiting around to see what happens to the economy or what happens to the market in the next three, six or nine months in most cases ends up being a fool’s errand.”So how, exactly, do you start dollar-cost averaging into the market? A common strategy is to pair this with stock funds, such as exchange-traded funds. ETFs bundle many different stocks together, letting you get exposure to all of them through a single investment. For example, if you were to invest in an S&P 500 ETF, you would have a stake in every company listed in the index. Rather than investing all your money in a few individual stocks, ETFs help you quickly build a well-diversified portfolio.To dollar-cost average you could set up automatic monthly (or weekly, or biweekly) investments into an ETF through your online brokerage account or retirement account. Through this approach, you would achieve the benefits of dollar-cost averaging and diversification, all through a hands-off strategy designed for building long-term wealth.More From NerdWallet5 Things to Know About Gold’s Record-Breaking RunNew Investors: Quit Stock-Picking and Do This, Expert Says6 Ways Your Investments Can Fund Racial JusticeChris Davis is a writer at NerdWallet. Email: cdavis@nerdwallet.com.The article In a Year of Uncertainty, Should You Still Buy Stocks? originally appeared on NerdWallet. 5570

The Arab-American community is on high alert because of a hateful flier that is circulating.The flier promotes April 3 as "Punish a Muslim Day" and encourages violence against Muslims with an escalating point system the more outrageous the act.The fliers originated in London. They were left on the steps of several mosques there.The message is now being spread to the U.S. by way of social media and raising concerns.“We're encouraging the community to be vigilant and to have open lines of communication with local law enforcement. And, if you feel you’re in danger, call law enforcement immediately,” says American-Arab Anti-Discrimination Committee Legal and Policy Director Abed Ayoub. “ This is outrageous, this can not be happening in 2018. This is a clear sign of xenophobia, Islamophobia, and the unfortunate direction some individuals, not only in the UK, but in the United States are heading.”Ayoub says the American-Arab Anti-Discrimination Committee stands ready to help those in the community who may be harmed through any hateful acts. 1068

Teachers are talking candidly about the challenges this school year will bring. With many school districts in Virginia opting to start the school year with distance learning, one Hampton Roads social studies teacher shares his thoughts on how to help students have a virtually successful school year.Christopher True is a middle school social studies teacher who is gearing up for a new school year and the inevitable challenge that will come with it.True says communication is key to virtual success.“If that student is struggling with something, they may not be telling the parent.”He says parents should encourage their children not to be afraid to reach out to their teacher for help.True says the communication between students and teachers is just as important as the communication between the teachers and parents.He says parents shouldn’t be afraid of contacting teachers and describes virtual learning as “a community-led effort.”Schools will undoubtedly have expectations for students, even at home, but True hopes those expectations come leniency.“If you have a student whose parents work and [that student] actually has to go to daycare, they can't be expected to be in a class zoom at 10 a.m. if they don't have access to that stuff. And that's just going to be one of those things that we have to account for.”The test run of virtual learning at the end of last school year taught everyone new lessons, including that it takes time to adjust.While he’s banking on beginning the school year virtually, True is looking forward to connecting in the classroom once again.“There's no place I'd rather be. I can't wait to sit in a classroom with my kids again when we can do it safely and I can keep my students safe.”WTKR's Kofo Lasaki first reported this story. 1779

Sunscreen does a good job of protecting our skin, but it may not be so good for marine life.Research studies have found that chemicals found in some popular sunscreen products are harmful to ocean ecosystems. And now, after state lawmakers passed a bill Tuesday, Hawaii is set to become the first state in the US to ban the sale of sunscreens that contain oxybenzone and octinoxate.The chemicals that help us by filtering UV rays are causing severe damage to Hawaii's marine environment, according to a study by Haereticus Environmental Laboratory, a nonprofit scientific organization. They show up in coastal waters after beachgoers swim in the ocean and via discharges from wastewater treatment plants.The study found that the chemicals seep into young coral and contribute to coral bleaching, which occurs when an increase in sea temperatures kills the algae that grows inside coral, turning reefs white and eliminating nutrients that sustain other marine life.About 14,000 tons of sunscreen enter the world's reefs every year, according to a 2015 paper published in the journal Archives of Environmental Contamination and Toxicology.Hawaii's legislation?prohibits the sale and distribution of any sunscreen that contains the two chemicals -- oxybenzone and octinoxate -- without a prescription from a licensed physician.WATCH: Discover how scientists and government officials are trying to rescue coral reefs"Hawaii is the first state in the nation to pass a measure of this magnitude. The world was watching. We delivered. Preserve and protect our ocean environment!" said state Sen. Will Espero on Twitter after the bill passed in his chamber.The bill now goes to the office of Hawaii Governor David Ige. If he signs it, the law would go into effect January 1, 2021.In an effort to protect Hawaii's reefs, Hawaiian Airlines last month began offering passengers free samples of natural sunscreens without those ingredients.The airline is also encouraging its passengers to learn more about Hawaii by showing a 11-minute documentary on each flight about the environmental challenges affecting reefs. 2131

The Associated Press has obtained text messages that a U.S. Census Bureau supervisor in Alabama sent to workers that told them how to fake counts of households by entering misleading data.According to the AP's report, texts from the supervisor in October laid out how census takers should fake data to mark a household as only having one resident, even if census takers were unsure of how many people lived in the home.The supervisor's text instructed census takers to mark a household as only being occupied by a single person if they made two failed attempts to interview the residents and two failed attempts to reach landlords or neighbors."You are to clear the case indicating occupied by 1," said the text from the census supervisor in Dothan, Alabama.A census worker from Florida who traveled to Alabama to help with areas lagging behind on the county provided the texts to the AP on condition of anonymity to protect her privacy.The Census Bureau says it's investigating and hasn't identified any data irregularities.The attempts to suppress the population count came as Trump administration officials successfully shortened the Census schedule by two weeks. Critics contend that the count was cut short so the Trump administration could enforce an order to exclude undocumented immigrants from the count.Under-counting a given area in the Census suppresses the allocation of resources to that area and skews congressional districts.The Associated Press reports the Census Bureau has denied that it attempted to falsify information during the 2020 census, but the AP has reported that similar instructions were sent to other regions. 1649

来源：资阳报