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The University of Phoenix settled a legal battle with the Federal Trade Commission on Tuesday, by agreeing to eliminate 1 million in student debt and pay million to the FTC, the FTC announced. The settlement marked a record for the FTC."This is the largest settlement the Commission has obtained in a case against a for-profit school,” said Andrew Smith, Director of the FTC’s Bureau of Consumer Protection. “Students making important decisions about their education need the facts, not fantasy job opportunities that do not exist."The FTC sued the University of Phoenix for deceptive marketing to potential students, leading students to believe that the university worked with employers such as Microsoft and Adobe to create job opportunities. An example the FTC showed was of a TV advertisement that claimed that the University of Phoenix had a "growing list" of 2,000 partners while displaying logos for various large companies. In reality, these companies did not provide special job opportunities for students. The FTC will use its share of the settlement for consumer redress. The remaining 1 million will go to cancel student debt owed by former students who were enrolled around the time they were likely exposed to the university's deceptive advertising. The University of Phoenix said in a statement that it denies any wrongdoing. "After cooperating fully with the FTC’s inquiry, the University is pleased to have reached this settlement agreement and resolved this matter, which principally focused on a marketing campaign that ran from late 2012 to early 2014," the statement read. "The campaign occurred under prior ownership and concluded before the FTC’s inquiry began. The University continues to believe it has acted appropriately and has admitted no wrongdoing. "This settlement agreement will enable the University to maintain focus on its core mission of improving the lives of students through career-relevant higher education, and to avoid any further distraction from serving students that could have resulted from protracted litigation, as well as the time and expense of the litigation itself."Here is what's next for those former students affected by the settlement, according to the University of Phoenix:As determined by the terms of the settlement, a certain designated population of students who first enrolled between October 1, 2012 and December 31, 2016 are eligible for relief from accounts owed directly to the University. Other debts, including, but not limited to, federal student loans, are not covered and remain due pursuant to their terms.The University will automatically release outstanding account balances for this designated population of students. These students do not need to take any action. The University will notify them and manage the processing of their debt forgiveness.The University will ask the credit reporting agencies (Experian and Equifax) to delete the official record of debt for outstanding account balances for this designated population of students. The credit reporting agencies will then be responsible for processing any updates to the affected students’ credit reports.To the extent that access to diplomas or transcripts was restricted for these students because of the previously outstanding balance, the University will lift that restriction and will make official transcripts available upon request for this designated population of students at the cost of the published transcript fee. This will allow these students to more easily pursue further higher education if they choose. 3578

Tokyo Olympic athletes beware — particularly larger ones.The bed frames in the Athletes Village at this year’s Olympics will be made of cardboard. Sturdy cardboard.“Those beds can stand up to 200 kilograms,” explained Takashi Kitajima, the general manager of the Athletes Village, speaking through an interpreter. That’s about 440 pounds, and surely no Olympic athlete weighs that much.“They are stronger than wooden beds,” Kitajima added.He also took into account the possibility of a wild room celebration after, say, a gold-medal victory.“Of course, wood and cardboard would each break if you jumped on them,” he said.The single bed frames will be recycled into paper products after the games. The mattress components — the mattresses are not made of cardboard — will be recycled into plastic products.The mattress is broken up into three distinct sections, and the firmness of each can be adjusted.The idea was to use materials that could be remade after the Olympics and Paralympics. But the cardboard frames and supports should give the rooms a spartan look. Organizers showed off the beds and a few other furnishings on Thursday at their headquarters. The entire Athletes Village complex will be completed in June. The Olympics open on July 24 followed by the Paralympics on Aug. 25.“The organizing committee was thinking about recyclable items, and the bed was one of the ideas,” Kitajima explained, crediting local Olympic sponsor Airweave Inc. for the execution.Organizers say this is the first time that the beds and bedding in the Athletes Village have been made of renewable materials.The Athletes Village being built alongside Tokyo Bay will comprise 18,000 beds for the Olympics and be composed to 21 apartment towers. Even more building construction is being planned in the next several years.Real estate ads say the units will be sold off afterward, or rented, with sale prices starting from about 54 million yen — or about 0,000 — and soaring to three or four times that much. Some fear the apartments will flood the market, possibly impacting property values.The units will be sold off by various real estate companies. Ads suggest many of the units will be slightly larger than a typical apartment in Tokyo, which is about 60-70 square meters — or 650-750 square feet.___More AP sports: 2322

There has been a critical incident at Waukesha South high school. Media staging is at Pick n Save behind the school— WaukeshaPD (@WaukeshaPD) December 2, 2019 170

Thousands of islands dot the Pacific Ocean between Asia's southern coast and Australia, and the people who live on them have stayed mostly isolated from the digital age.The assumption by many internet providers is that "there's not many people there, they don't need connectivity, and there's not a lot of money," Christian Patouraux, the founder and CEO of satellite startup Kacific, told CNN Business.Patouraux said he knows that to be false.Six years ago, he founded Singapore-based Kacific after he saw a market analysis that showed the Asia-Pacific region is starved for internet access, and people are willing to pay for it.Now, they are several steps closer to getting that access. On Monday evening, a SpaceX rocket launched Kacific's first satellite from Cape Canaveral Air Force Station in Florida. Patouraux said it could soon bring consistent internet connections to as many as 1 million people for the first time.Internet for islandersThe biggest obstacle to extending broadband across the Asia-Pacific is one of topography: Broadband is delivered primarily by copper or fiber optic cables, including some that stretch under the Atlantic Ocean. They're 1178

The word home can mean a lot of different things, but it also usually means a safe space where you can go and rest your head. “May 20, 2010 was my move in date,” said Lisa Saenz who lives in the Denver neighborhood of Sun Valley. It's affordable housing run by the Denver housing authority. It's been Saenz’s home for a long time. When Saenz first moved here, she says it wasn’t such a great place to live. “It was a lot of nonsense by the neighbors and kind of a lot of crime. I was kind of scared to come outside and leave. I used to keep the kids inside,” said Saenz. But she says things have really changed since, and Sun Valley feels more like a community. “My neighbors are my family, I didn’t have one, I still don’t have one. I’m like the last survivor besides my two kids,” said Saenz. Ismael Guerrero who runs the Denver Housing Authority says for a long time, it was tough to get people to talk about the need for public housing. “Public housing, affordable housing overall, for many years has not been the highest priority politically as a policy,” said Guerrero.And if you ask Saenz, that stigma is real. “I remember once my son’s friend from middle school knew that we lived here. He was invited his friend to spend the night, but once his mom knew he lived here, he wasn’t allowed to come over and it kind of made my son feel bad," Saenz said. But Guerrero is trying to change the narrative around public housing, and he’s trying to make Sun Valley, look more like this. The Mariposa community is just 10 minutes away, but looks totally different. Guerrero says it’s an example of public housing in the 21st century. It’s what people who work in public housing call a mixed income community. A blend of market rate apartments and homes mixed in with low income units. “What I get really excited about is not just the housing we provide, but I think the quality of life we can bring out residents, especially in our newer communities,” said Guerrero. And the transformation has already started in Sun Valley. Construction has started on new mixed income units in the neighborhood. DHA’s plan says all of the low income units will be replaced and the area will add market rate units as well. “Going from maybe 350 total units of housing in that neighborhood today probably to over 500 units over the next five years,” said Guerrero. Lisa says she's not worried about being pushed out of the new neighborhood. “I don’t think it’s a bad thing, and no they’re not making us leave. We leave if we don’t want to live here... I think all anywhere you go there’s going to be change, not just Sun Valley," said Saenz. She's right. According to the National Low Income Housing Coalition, America needs at least 7 million more affordable homes than what's currently available. And cities all over are looking for solutions. “There’s more political will I think locally and at the state levels now because mayors and council members and commissioners are having to deal with residents across a wider income spectrum who are saying hey, I can’t work and live in my own neighborhood, in my own community and we need to do something about that,” said Guerrero There are a lot of creative solutions out there from the tiny home fad to providing a tax credit to renters or even having tech giants do their fair share and donate hundreds of millions of dollars to affordable housing programs like Amazon and Microsoft have pledged to do. But one solution is in every report and study. Build more homes. More affordable homes. Because when people have a safe affordable place to live, their house becomes a home, and their neighborhood becomes a community. “That really has an impact in terms of youth doing better in school, our families across the board having healthier food options, healthier transportation options, and our seniors being able to age in place in a healthy way that lets them live independently for much longer,” said Guerrero. 3963