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Stroll your local mall and you may spot some empty storefronts where mannequins once stood draped in the latest fashions — possible casualties of what some have dubbed the “retail apocalypse.”Not everyone agrees it’s all doom and gloom for brick-and-mortar stores, but challenges certainly exist. Major retailers have announced plans to close thousands of locations in the U.S., and the final tally for 2017 could number around 9,500 stores, according to projections from Fung Global Retail & Technology, an industry think tank.But just because a store turns out its lights doesn’t mean the end is also nigh for your store credit card. Its fate depends on the retailer’s business plans and decisions made by the bank that issues the card. The better you understand the process, the better you can manage your credit and keep it in good standing. 857

The Better Business Bureau is warning the public about “synthetic” identity theft. The BBB says the technique involves scammers combining information from multiple individuals to invent a false identity. It’s said to be so hard to detect that you might be a victim and not even know it.Specifically, the BBB says scammers pull together stolen Social Security or Social Insurance numbers, the address of an abandoned property, and a fake name and birth date. Using that information, experts say scammers apply for a credit card. Initially, they will be declined since they don’t have a credit profile, but this creates a record of a “person” that doesn’t actually exist.Next, scammers add that “person” to one or more legitimate accounts and over time, the crooks build up a credit history until they can qualify for large lines of credit.Once approved for a high line of credit, the BBB says the scammers do what’s called a “bust-out,” meaning the con artists charge their credit cards to the limit, pays nothing, discards the identity and disappears.If your Social Security or Social Insurance number has been used in one of these schemes, it will be hard to detect. The BBB says negative credit reports will be tied to your SSN, but not your name, phone number, and address, meaning fraud alerts, credit monitoring, and credit freezes won’t stop the scammers or alert you to what is happening.“However, unpaid debts left by the scammer can affect your ability to take out loans or credit. Also, jilted creditors will eventually track the debts back to the Social Security number and, ultimately, its real owner,” wrote the BBB in a press release.The BBB offered these tips on how to protect yourself from “synthetic” identity theft:Minimize your exposure. Don’t give out your Social Security or Social Insurance number if it isn’t absolutely necessary. When a business, medical office, or individual asks for this information, don’t be afraid to ask them why they need it and how they will protect your personal information.Protect your child’s personal information. A child’s identity is appealing to scammers due to their clean, blank slate.Keep an eye on your communications. Monitor any mail, phone calls, email, or other communications you receive. Be alert if something arrives out of the blue or doesn’t make sense. If you receive any mail or phone calls regarding you or your child that seem like a red flag, follow up right away 2447

TALLAHASSEE, Fla. — Gov. Ron DeSantis is proposing controversial legislation that would expand Florida's "Stand Your Ground" law that would allow for the use of force against protesters and looters.The expansion of the law includes language that would grant business owners protection in response to criminal acts during protests, like looting.The legislation would also make blocking traffic during a protest a third-degree felony. Drivers who say they accidentally killed or injured protesters who block traffic would get immunity.Critics of the bill say it could provoke vigilantism and provide justification for killing people over property crimes.The governor's draft proposal would also enhance criminal penalties for people involved in assemblies, which become violent or disorderly.Expanding "Stand Your Ground" is part of a draft legislation proposal to lawmakers ahead of the 2020 sessions, which begins next week.The governor first floated the expanded legislation during a news conference in December.This story was originally published by Victoria Lewis on WPTV in Palm Beach, Florida. 1106

SYRACUSE, New York — It’s training many teachers have never seen, and it’s designed to let staff feel what it might be like to have a school shooter attacking.These teachers are physically learning to team up and do battle with a shooter, and they are being taught to focus on a shooter's hands.Teacher’s aid Melissa Demjanenko used tennis balls to train in place of staplers, tape dispensers or chairs she would really use to defend her classroom."I think of myself as not a powerful person. ... What can I do to stop something? Now I know I can do something. Now I know everyone in this room can do something," Demjanenko said.The training considers the idea that when people are in the most stressful situation of their lives, and they think they're just going to react a certain way ... they recognize they won't, Sheriff’s Deputy Tom Czyz said.People need muscle memory, and to get that, a person needs to have gone through similar stress, he said.Czyz started the training company Armored One.He says running to safety is your best bet, then hide if you can’t run.Along with other current and former law enforcement he teaches teachers lessons that go beyond the classroom and beyond the school lessons we can all use if running or hiding aren’t an option.“Your game plan of what you will do in case something happens: I hear gunshots behind me in front of me next to me. Which way am I going? What am I doing if I have to fight back.? What am I going to use for weapons? ... Literally in a few seconds."Everywhere you go you can have these plans already and it could save your life," Czyz said.We asked if he does that in every building he goes into. “Absolutely.”Police officers regularly train at the gun range; flight attendants on the airplane train for weeks to help people get out alive. This is why some school districts have decided teachers also need to train physically — to protect students.Before this training, in a mock active shooter drill — teachers reacted painfully slow, taking more than 30 seconds to exit the room.Czyz was brutally honest.“If my own kids were in here, I would be disgusted with you. Pretend like your own kids are in here, right?" he said.Czyz's team demonstrated how to barricade a door and use other things around to block and protect one's self. The taechers then tried again.There was a huge difference after the training — teachers cleared the room in around 10 seconds.The sheriff's department says it works hard to make sure the teachers are in their space, so training is done in the school where the teachers actually work. They get first-hand experience in their building.Planning ahead and practicing is what these teachers say now gives them the confidence to wage war against an attacker if they have no other choice. 2858

TAMPA, Fla. — Commuters at Tampa International were hit with a serious dose of puppy love on Friday afternoon.The pup-arazzi was on hand to capture the moment a service dog went into labor while waiting for a flight at Tampa International Airport. Elli, short for Eleanor Rigby, is a two-year-old Labrador Retriever and service dog. She was waiting to fly to Philadelphia with her owner Diane Vanatter when she went into labor.  Tampa Fire Rescue was on hand to help deliver the puppies.   532

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