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House Republicans released a tax reform plan Thursday that would eliminate a tax break for Americans with student debt.The student loan interest tax deduction saves people as much as 5 a year, though most see a smaller benefit.The sweeping legislation was described by House Speaker Paul Ryan as a series of tax cuts aimed at helping most Americans. But it eliminates or limits some tax deductions and exemptions to fund those cuts.The student loan interest tax deduction is just one on the chopping block. The bill still needs to be approved by both the House and Senate, and signed by President Trump, who has said it will be done "before Christmas."Here's how it currently works: Those eligible can claim up to ,500 of what they paid toward the interest on their student loans, but not the principal.It's an "above the line" deduction that can be claimed without itemizing. But it's only available to borrowers with a modified adjusted gross income of less than ,000 (0,000 for married couples filing jointly.) The benefit is gradually reduced once you earn at least ,000 (or 0,000 for couples).About 12 million people claimed the student loan interest deduction in 2015, according to the IRS. More than 40 million Americans have student debt.The student loan interest deduction cost the federal government billion in foregone revenue during 2016, according to a report from The Pew Charitable Trusts.The cost has more than doubled since 2007 as student loan balances grew, even though the maximum deduction (,500) hasn't changed since 2001, the report said.Still, it costs less than the American Opportunity Tax Credit. That allows families who are paying for college out-of-pocket to claim up to ,500 per student. The benefit, which cost nearly billion in 2016, would be preserved under the House Republican plan.Even if the federal student loan interest deduction is repealed by Congress, you may still qualify for a state deduction. Thirty-seven states and D.C. offer a similar benefit, according to The Pew Charitable Trusts.The House bill also proposes nearly doubling the standard deduction. It would raise it for singles to ,000 and for married couples filing jointly to ,000. 2279

If you’re among the 40 million people online looking for love, you know it can be tough finding the perfect match. It might be your fault, but one little change could send you down the aisle. The problem? You may be dating out of your league. A new study found that users who messaged people out of their league typically waited a lot longer to get a reply back or even get a reply at all. "A lot of people try to date out of their league, and they use that terminology," says Chief love officer Michelle Frankel, with New York City Matchmaking. "But it may not result in the end relationship they are looking for; but it might not even be what they perceive it to be."  According to Urban Dictionary, dating out of your league simply means you’ve got no shot. However, Frankel says that’s not true all the time. For example, look at Christie Brinkley and Billy Joel, back in the 1980's.Frankel says dating up like Billy Joel did can work, but it can’t be based on looks alone. “Look what he brought to the table," explains Frankel. "Clearly he was financially set at the time and also he had so much unique talent."  If you date out of your league simply to find someone better looking than you, Frankel says good luck finding a match. "That's not a recipe for a lasting relationship in and of itself. There has to be more compatibility, shared values, same interests and both going in the same direction." Whether you are dating online or in person, Frankel says to stop trying to find your Disney movie moment. "You are never going to find perfection; it doesn't exist," Frankel says.   1707

If you're looking to getaway for cheap this summer, you might want to book with Southwest Airlines this week. The airline announced on Tuesday that for 96 hours, tickets on flights will go for as low as . The deal only goes through Friday night.The discounted one-way fares on Southwest Airlines are going for , ,  and 9. Southwest Airlines says that flights must be booked at least 21 days in advance, and the dates of the discounted flights are from June 5 through Oct. 31, 2018. Southwest Airlines said fares may vary by destination, flight, and day of week and won't be available on some flights that operate during very busy travel times and holiday periods.Here are some examples of discounted flights Southwest Airlines is offering:  793

If you receive a call from an unfamiliar number informing you that you've missed jury duty and could be sent to jail if you don't pay a fine, be wary. The call could be a hoax.The scam has claimed a number of victims in the Baltimore area.At least one caller identified himself as a Lieutenant Steven Harris with the Baltimore County Sheriff's office. “They claimed that I had failed to show up, obey a summons in a criminal case, and that the judge had issued a bench warrant for my arrest. And they wanted me to come in right away and straighten it out or they would have to come get me,” said Professor Rena Steinzor who teaches at the University of Maryland Carey Law School.The caller gave the address of the Towson courthouse and instructed her to meet him there with money in hand.“He wanted ,868 in fines for my failure to appear and said I would get the money right back,” said Steinzor.When she explained she couldn't get down to her bank in Capitol Hill and back before the courthouse closed, he told her to purchase a MoneyPak from a CVS or office supply store. The form of payment was a red flag that alerted Steinzor to the fraud.“I think it's stupid to target somebody who's familiar with the criminal justice system and knows that you don't go to CVS and put money on a card if you have to pay a fine in court,” Steinzor said.A co-worker then called the Sheriff's Office who told her it was a trick.Steinzor didn't pay but there are many potential victims. The scheme stretches into areas around the state.Harford, Howard, Cecil, and Frederick counties have all reported similar scams recently. In Frederick County the caller gave the name of a police officer who is actively on the force. They convinced a victim to stay on the phone. The scammer didn't have an accent, they provided real addresses, and they threatened the victim with arrest.“I think the threat that they're going to come and get you is very disconcerting. I mean, I will tell you, I made it all the way to my car,” said Steinzor.The Baltimore County Sheriff said the fraudsster was after the code on the MoneyPak. He would've asked for the code and never appeared at the courthouse.They also said the person in question may be from another country. When police went to investigate, the number Steinzor provided was disconnected.Steinzor wanted to share her story because the scam can be very believable. When she initially called the number, the voicemail made it seem like it was the Sheriff's Office. They also knew where she worked.If you get one of these calls and you're not sure, police advise you to hang up and call the agency's official number on their website to verify.You could be fined or face jail time for failing to appear for jury service, however, courts do not call people to notify them about a bench warrant, nor do they instruct them to bring a “bond voucher” with them to the court.For more information on the scam, click here.  2992

In a sharp turn of events, a San Francisco judge denied Monsanto's request to nix a 0 million award to a man who said he got terminal cancer from Roundup weedkiller.But she's also slashing that man's punitive award down to about million.Former school groundskeeper Dewayne Johnson was the first cancer patient to take Monsanto to trial, claiming Roundup gave him non-Hodgkin's lymphoma.Jurors sided with Johnson and awarded him 0 million in punitive damages (to punish Monsanto) and about million in compensatory damages (for Johnson's lost income, pain and suffering).The jury's verdict came in August. But on October 10, the tide appeared to turn in Monsanto's favor.That's when Superior Court Judge Suzanne Bolanos issued a tentative ruling granting Monsanto's request for a JNOV -- a judgment notwithstanding verdict. That's basically when a judge in a civil case overrules the jury's decision.Bolanos said the plaintiff "presented no clear and convincing evidence of malice or oppression to support an award of punitive damages." In other words, Johnson's entire 0 million punitive award was in jeopardy.The judge gave attorneys on both sides a few days to respond and further make their cases.When she issued her final ruling Monday, Bolanos reversed her tentative ruling and denied Monsanto's request for a JNOV.But it wasn't a complete victory for Johnson. Instead of 9 million in combined damage awards, Johnson is slated to get a total of about million.Bolanos said the punitive award was too high and needed to match Johnson's million compensatory award."In enforcing due process limits, the court does not sit as a replacement for the jury but only as a check on arbitrary awards," Bolanos wrote in her ruling Monday."The punitive damages award must be constitutionally reduced to the maximum allowed by due process in this case -- ,253,209.35 -- equal to the amount of compensatory damages awarded by the jury based on its findings of harm to the plaintiff."Monsanto had also requested a new trial on the punitive damages. The judge said that request will be denied if Johnson accepts the smaller punitive award. If he does not accept the million punitive award, then a new trial would be set.The 1 million plummet in Johnson's punitive award caught some legal experts by surprise, including University of Richmond?law professor Carl Tobias."I am somewhat surprised, but the punitive damage award was high even though the (percentage of) reduction was steep," Tobias said. "No one thought the plaintiff would retain the whole (punitive damages) award." 2626

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