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BALTIMORE (AP) -- The U.S. Department of Justice won't bring federal charges against six police officers involved in the arrest and death of Freddie Gray, a young black man whose death touched off weeks of protests and unrest in Baltimore.The officers were charged by state prosecutors after Gray's neck was broken in the back of a police transport wagon in April of 2015. The 25-year-old was handcuffed and shackled at the time, but he was unrestrained by a seat belt.RELATED: 491
BRUCE TOWNSHIP, Michigan — A company that supplies equipment to the University Hospitals fertility center said its storage tank did not malfunction. “The early stages of our investigation into this unfortunate incident indicate it was the result of human error,” Custom Biogenic Systems said in a detailed statement sent to E.W. Scripps Co. TV station WEWS in Cleveland, Ohio.In a letter to patients on March 26, University Hospitals said that a remote alarm system on a storage tank that was designed to alert a University Hospitals employee to changes like temperature swings was turned off. UH said that on the evening of Saturday, March 3, the temperature inside the tank, which contained thousands of eggs and embryos, rose. UH does not know when the alarm was turned off. During the period when the alarm was off, UH said it had been experiencing “difficulty with what is called the liquid nitrogen automatic fill on the storage tank” for “several weeks.” Liquid nitrogen is added to the storage tank to keep specimens frozen, and it can be added manually or automatically. According to UH, “We had been working with the tank manufacturer who had previously provided instructions on the necessary maintenance to ‘thaw’ the storage tank to correct this difficulty. To do that required transferring all specimens to an extra storage tank previously provided by the manufacturer. This process takes several weeks, and had begun when this event occurred, though no eggs or embryos had yet been moved to the extra tank.”Custom Biogenic Systems, of Bruce Township, Mich., says the extra tank was available to UH on Aug. 15, 2017, UH finalized its arrangements for delivery of the tank on Oct. 27, 2017, and the tank was delivered on Nov. 2, 2017. That’s almost four months to the day before 950 UH patients lost 4,000 eggs and embryos in an event the hospital would later call “catastrophic." With the automatic fill not working on the original tank, UH added liquid nitrogen to the tank manually. This was done by connecting the storage tank with a line to a tank of liquid nitrogen from the Embryology Lab. But, according to UH, “For several days prior to the weekend in question, a manual fill could not be done using the line in the Embryology Lab because there were no liquid nitrogen tanks available. So, containers of liquid nitrogen were obtained from the Andrology Lab. Those containers were then manually poured into the top of the tank, while amounts of liquid nitrogen and temperature were monitored.” Custom Biogenic Systems says its tank is not designed to be filled by liquid nitrogen poured into the top of the tank.The company said its product manual states: 2744
Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587
BREVARD COUNTY, Fla. — A Florida woman has been arrested after she allegedly beat and strangled her newborn twins to death, claiming she didn't know she was pregnant before she gave birth. Rachael Lynn Thomas, 30, told law enforcement that she gave birth to the boy and girl newborns on the toilet, according to WFTV. She said that the infants later died. An autopsy report released on Tuesday revealed that there was more to the babies' deaths than Thomas' story.According to police, Thomas called 911 from her home on Sunday "in reference to an unresponsive newborn." Thomas said she left work that morning after feeling sick. When she got home, she says she went to use the restroom and gave birth on the toilet, according to reports.Police said Thomas cut the baby boy's umbilical cord with a pair of scissors, placed him inside a blue shirt and began "cleaning up the mess," according to the arrest warrant."Baby John Doe" was pronounced dead at the hospital.When investigators went to Thomas' home, they say they found the body of a newborn girl in the trash can in a carport. Police say that it appeared as though she had tried to conceal the body with trash. Detectives say that the infant's umbilical cord was wrapped around her throat and that an object was lodged in the back of her throat. "Baby Jane Doe" was pronounced dead at the scene.According to reports, Thomas claims she didn't know she was pregnant and said that she continued to have her period until this month.Detectives said that the newborn twins suffered severe blunt force trauma to their heads.Investigators said Thomas told them “they were both dead and she got scared,” according to WFTV.Thomas was arrested on Monday afternoon and charged with child neglect and one count of tampering with evidence. On Tuesday, the charges were upgraded to one count of first-degree murder, two counts of felony murder and two counts of aggravated child abuse. Thomas has two other children. The 1-year-old and 8-year-old are now in the care of a relative, Department of Children and Families officials said. 2137
BENTONVILLE, Ark. – Romaine lettuce that was sold at Walmart stores across the country is being recalled because it may be contaminated with E. coli.Tanimura & Antle Inc. is voluntarily recalling its packaged single head romaine lettuce after at least 12 people in six states became infected with a strain of E. coli, according to the Centers for Disease Control and Prevention (CDC). Five of those people were hospitalized.Health officials say they’ve determined that the E. coli strain in the affected lettuce was closely related genetically to the strain identified in ill people.The company says a total of 3,396 cartons of potentially affected product were distributed to the following states: Alaska, Arkansas, California, Illinois, Indiana, Massachusetts, Missouri, Nebraska, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and the U.S. territory Puerto Rico.Walmart has released a list of more than 1,000 of its stores where the recalled lettuce was sold.Affected packages contain a single head of lettuce with the UPC number 0-27918-20314-9. They are labeled with the “packed on” dates 10/15/2020 or 10/16/2020. No other products or pack dates are being recalled.The Food and Drug Administration (FDA) says this strain of E. coli causes diarrheal illness, often with bloody stools. Although most healthy adults can recover completely within a week, some people can develop a form of kidney failure. It’s most likely to occur in young children and the elderly. The condition can lead to serious kidney damage and even death, according to the FDA.The CDC says people usually get sick from the E. coli two to eight days after swallowing the germ. Symptoms include severe stomach cramps, diarrhea, and vomiting. Some have a fever, which usually is not very high. If you are experiencing any of these symptoms, contact a physician.If you have any of the affected lettuce, officials say the product should be disposed of and not consumed.Those with questions or concerns can call the Tanimura & Antle Consumer Hotline at 877-827-7388, Monday – Friday, 8 a.m. to 5 p.m. 2158