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TERRE HAUTE, Ind. (AP) — The Trump administration has carried out its ninth execution of the year and the first during a presidential lame-duck period in 130 years. Federal prison officials in Terre Haute, Indiana, on Thursday, executed a Texas street-gang member for his role in the 1999 slayings of an Iowa religious couple. The case of 40-year-old Brandon Bernard was a rare execution of a person who was in his teens when his crime was committed. Bernard was pronounced dead at 9:27 p.m. Eastern time on Thursday, the AP reported.He was 18 when he and four other teenagers abducted and robbed Todd and Stacie Bagley on their way from a Sunday service in Killeen, Texas. According to the Associated Press, reality TV star Kim Kardashian West had even asked President Trump to commute Bernard’s sentence to life in prison.Bernard's last words, which were directed to the Bagley family, were "I'm sorry," the AP reported.Four more federal executions, including one Friday, are planned in the weeks before President-elect Joe Biden's inauguration. 1055

Starting Social Security early typically means getting a smaller benefit for the rest of your life. The penalty is steep: Someone who applies this year at age 62 would see their monthly benefit check reduced by nearly 30%.Many Americans have little choice but to accept the diminished payments. Even before the pandemic, about half of retirees said they quit working earlier than they’d planned, often due to job loss or health issues. Some have enough retirement savings to delay claiming Social Security, but many don’t. And now, with unemployment approaching Depression-era levels, claiming early may be the best of bad options for older people who can’t find a job.But the penalty for early filing, and the bonus for delaying your application, are based on old formulas that don’t reflect gains in life expectancy, says economist Alicia Munnell, director of the Center for Retirement Research at Boston College. The result is a system that unfairly penalizes early filers, unjustly benefits late filers — and hurts lower-income people the most.“Low-income people disproportionately collect benefits at 62 and their benefits are cut too much, and high-income people disproportionately delay claiming till 70 and their benefits are increased too much,” Munnell says. “So you penalize the low-income and you benefit the high-income.”The problem started off as a solutionOriginally, Social Security had one retirement age: 65. In 1956, Congress authorized a reduced benefit for women, to allow them to retire at the same time as their typically older husbands. The reduced benefit option was extended to men in 1961.The amount of the reduction was meant to be “actuarially neutral,” so that the cost to Social Security would be the same whether those with average life expectancies claimed the smaller check earlier or the larger check later.As life expectancies rose, though, early filers wound up living with the penalty for longer. In 1956, a 65-year-old woman had an average life expectancy of 16.9 years. Today, it’s 21.6 years, Munnell says. Instead of being actuarially neutral, in other words, the current system results in early filers with average life expectancies getting less.On top of that, Social Security offers a bonus for those who can afford to wait. A 1% delayed retirement credit was introduced in 1972, and the amount was increased over the years to the current 8%. So each year you put off claiming Social Security past your full retirement age adds 8% to your payment. Full retirement age varies according to birth year and is 67 for people born in 1960 or later.Let’s say your full retirement age is 67 and your benefit, if started then, would be ,000 a month. Starting at 62 would shrink the benefit to 0, while waiting until 70 to begin would boost the amount to ,240.The longer you live, the more you can benefit from a delayed filing — and the higher your income, the longer you’re likely to live. In fact, most of the gains in life expectancy in recent years have accrued to higher-income people.Between 2001 and 2014, for example, life expectancy rose by more than two years for men and nearly three years for women with incomes in the top 5%, according to a study for the Social Security Administration. During the same period, life expectancies for those in the bottom 5% of incomes rose a little less than four months for men and about two weeks for women.How benefits could change to be fairerTo restore actuarial fairness, the penalty for early filing should be lower, Munnell says. Someone who retires at 62 instead of 67 should get 22.5% less, rather than 30% less. Similarly, the bonus for waiting should be reduced to just below 7% per year.“The way it’s set up now, people will get 124% of their full benefit if they wait till 70 and they really should only get 120%,” Munnell says.Obviously, Social Security has bigger problems. Once its trust fund is depleted, as projected in 15 years or so, the system will be able to pay only 79% of promised benefits in 2035. That proportion is estimated to drop to 73% by 2094.When Congress finally gets around to fixing the system, Munnell says, it should consider making the payouts more fair.“I think there’ll be some grand bargain on Social Security at some point because I don’t think anybody’s really going to allow benefits to be cut 25%,” Munnell says. “This [actuarial fairness] probably should be put on the agenda.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletHow to Renegotiate Your Bills to Save MoneyFeeling Out of Control? These Money Moves Could HelpRenters at Risk: Ways to Cope in the Financial CrisisLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4771

The Associated Press is reporting that six officers involved in the arrest of Freddy Gray — a young black man who died in the custody of Baltimore Police in 2015 — will not face federal charges.The U.S. Department of Justice announced Tuesday that the officers would not face charges from the federal government. Six officers were charged at the state level, three of which were acquitted. Three others had their cases dropped.Gray died on April 19, 2015, a week after he suffered a spinal injury while in custody after he was arrested for carrying a switchblade a week earlier.  597

TALLAHASSEE, Fla. — Former Tallahassee Mayor Andrew Gillum came out as bisexual on Monday in an interview with talk show host Tamron Hall — his first public interview since photos surfaced of him involved in a possible overdose incident at a Miami hotel in March.“I don’t identify as gay, but I do identify as bisexual. And that is something that I’ve never shared publicly before," Gillum said as he sat alongside his wife R. Jai.Hall also asked if Gillum would ever make a return to politics.“Donald Trump is president,” Gillum said, as his wife laughed.The interview came months after a scandal involving Gillum at a Miami Beach hotel. According to a police incident report, Miami Beach Police responded to a hotel room on March 13 for a possible overdose.The report stated that Gillum, who was described as being inebriated, was inside the room along with a man who was suffering from a possible drug overdose, a second man, and a substance suspected to be crystal meth.Gillum was not arrested or cited for the incident. Shortly after the report came to light, Gillum released a statement claiming that he had been in Miami for a wedding."While I had too much to drink, I want to be clear that I have never used methamphetamines," Gillum said. "I apologize to the people of Florida for the distraction this has caused our movement."On Sunday, March 15, Gillum announced that he was checking into a rehab facility for alcohol abuse. In the statement, he said that he "fell into a depression" after his unsuccessful gubernatorial run in Florida, which lead to alcohol abuse.Gillum served as the mayor of Tallahassee from 2014 until 2018. He also ran for governor of Florida in 2018 but lost to the state's current governor, Gov. Ron DeSantis.This story was originally published by WTXL in Tallahassee, Florida. 1820

TAMPA, Fla. — In an ironic twist, a bond hearing for the Tampa teen accused of hacking the Twitter accounts of politicians, celebrities and technology moguls got hacked this week.The bond hearing took place over Zoom. During the hearing, the judge and attorneys were interrupted several times with people shouting racial slurs, playing music and showing pornographic images.Seventeen-year-old Graham Clark is accused of using the hijacked Twitter accounts to scam people around the world out of more than 0,000 in Bitcoin.The accounts included Bill Gates, Barack Obama and Elon Musk. Prosecutors believe Clark got access by convincing a Twitter employee he was a coworker. He faces numerous charges including 17 counts of communications fraud and 11 counts of fraudulent use of personal information.Clark was arrested Friday and entered the not-guilty pleas Tuesday.The judge denied a motion to reduce Clark's bond. He remains in jail with bond set at 5,000.The next hearing is scheduled for October 7, and officials say it will be password protected.This story originally reported by Matthew Borek on abcactionnews.com. 1135