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Economists are split on whether there will be a recession in the next few years.Many of them say if there is one, it won't be driven by the housing market like last time.However, the housing market still plays a key role in a healthy economy, so experts are watching a few things closely, including supply and demand and home values.Experts predict older Americans will flood the market by putting 21 million homes up for sale over the next 20 years.But some economists say market forces could decimate demand by then.And with low demand, sellers will be forced to lower their prices in order to sell.Experts say the whole process could create a housing bubble, and then, burst it.Experts are also watching subprime lending. That’s when lenders let people with bad credit borrow money.Critics argue those loans are more likely to go into default, especially if there’s any hiccup in the economy.Subprime lending is much lower today than it was before the last housing crisis, but some experts say those rates are still too high.Experts do say new lending standards could prevent mortgages that helped create the crisis. 1131

ESTES PARK, Colo. – The Rocky Mountains are home to a hotel that’s widely considered one of the most haunted places in America and it has ties to a renowned horror film. The Stanley Hotel in Estes Park, Colorado, is said to be haunted by several different ghosts, from past owners to children, and even a couple pets. Along with its haunted reputation, the Colonial Revival-style hotel also inspired author Stephen King to write “The Shining,” one of his most popular novels that was adapted into a 1980 film starring Jack Nicholson.Haunted history of The Stanley HotelThe Stanley Hotel was built by inventor 621

Democrats unveiled their first piece of legislation Friday, a collection of voting rights provisions, ethics reforms and a requirement 146

Emergency crews rescued two window washers Wednesday who were trapped in a material lift basket that was spinning out of control and slamming into the side of Oklahoma City's tallest building.The workers were being lowered by a crane from the top of the Devon Tower when it started " 295

DETROIT — Insulin is the difference between life and death for people with Type 1 diabetes. They say they are tired of watching the cost of the drug continue to increase in the United States. WXYZ went to Jillian Rippolone’s home as she met with diabetics. They spoke about their struggles getting the insulin they need. It's a struggle Rippolone first experienced when, as a child, her parents lost their health insurance. “We were turned away because we didn’t have the money at the time to afford our insulin, which is this little bottle right here," she said. "This was 0 in the '90s. I needed three of them.”Rippolone says she feared for her life as her parents worked to get the money needed. Now, she says the situation is worse for many patients because the cost of insulin has increased in the United States. “For my 30 day supply, it is ,020,” Rippolone said. Michele Busticker, a woman meeting with other diabetics at Rippolone’s home, said she thought she was covered because she had health insurance. Then she dropped a vile on the floor. Insurance wouldn't cover a replacement.“I had to actually admit myself to the emergency room to get insulin to survive,” Busticker said. Mike Cowan says he turned to Rippolone for help when an Uber passenger stole his medicine as he drove.“Insurance isn’t going to make up for that, so I had to seek it out on the black market,” Cowan said. The black market he turned to is a vast network of people who offer insulin online. Rippolone is a leader in it. “Because when there is a diabetic in need you get it. Because if you don’t get insulin you are going to die,” Rippolone said.Diabetics use different amounts of insulin each month, based on their blood sugar. Rippolone runs a 1748