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"City and rural commercial banks are targeting smaller clients with higher risks. Their level of comprehensive management is weaker than that of large banks, and they did not make accurate asset classification in the past based on risk exposure," Zhang Naixin, deputy director of bank ratings at China Chengxin International Credit Rating Co, said in an online conference on Thursday.

"Consumption downgrade is more relative as it is just about a certain period of time or a certain group of people," said Wang.

"Chinese law enforcement officers face practical difficulties in providing foreign counterparts with sound evidential documents in places such as the US and Canada to form a 'complete chain of evidence'," he said.

"Counselors are all outspoken and dare to speak up," said Xu Xianping, a counselor who once served as deputy director of the National Development and Reform Commission.

"Companies can just deploy their business on AWS and tap the local market. We are actually facilitating the business operations of companies while they are seeking business opportunities abroad."