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The next few weeks mark the beginning of serious financial uncertainty for millions of people, because a slew of debt, from income tax payments to several months of rent, are going to be due at the same time. “It is going to be a perfect storm of financial difficulty for many, many people,” said Andrea Bopp Stark, an attorney at the National Consumer Law Center (NCLC).The center recommends three steps for anyone that finds themselves in a financially difficult situation regarding debt.Step one: create a list of priority bills and debt to pay off. “People are going to be barraged with debt collectors calling and trying to get them to pay on a medical debt or a credit card debt, but those debts are less important,” said Stark. “Pay debts that if you didn’t pay them it would cause immediate harm to your family.”Those are things like your rent and a car payment, especially if you need your car to go to work.“If you have a judgment against you, a court judgment against you for a debt, it is important to try and make a payment plan to pay that because creditor could issue a garnishment against your wages,” Stark added. Step two: contact your lender to make a payment plan on those priority debts.“We are seeing data come in that there are people who are delinquent and don’t have a forbearance agreement when they could very easily be in a forbearance agreement,” Stark added. “I know wait times on the phone are horrible right now, but you have to be persistent and get through and find out what help is available.”Data collected by the U.S. Census shows that delinquency rates are higher in communities of color.“It is mostly Black and Latinx borrowers who are not getting these forbearance agreements,” said Stark. “Whether they don’t know about it or nobody is reaching out to them to let them know this is available, we don’t know why but that is a population that is going to be disparately impacted and has already been disparately impacted by this whole crisis.”Step three: find a way to stick to your prioritized debt list. “It may sound obvious but if you have it on paper and you have created a budget, stick that to the refrigerator or wherever, then you know these are the priority spending items,” said Stark. “If your son or daughter say, ‘Oh, I want this or that,' ‘no, look at the fridge these are our priority spending items, sorry.’” Because every situation may not be solved in three steps, the NCLC has now made its in-depth guide to Surviving Debt available for free. It has template letters to send to debt collectors and hundreds of pages of help to get you through this tough time. 2626

The Pictsweet Company is recalling more than 1,800 cases of its Pictsweet Farms 8-ounce Steam’ables Asparagus Spears because they may contain listeria.Listeria can cause serious and sometimes fatal infections in young children, frail or elderly people and others with weakened immune systems. Symptoms can include high fever, severe headache, stiffness, nausea, abdominal pain and diarrhea. No illnesses related to the recall have been reported so far, according to the press release from the FDA.More information on which bags of the frozen vegetable are being recalled can be seen below: 617

The NCAA has announced Wednesday a series of major changes to college basketball in the hopes of eliminating corruption in the sport.The NCAA will now allow undergraduate students to participate in the NBA draft and return to school if they are not selected. Previously, players were allowed to attend the NBA combine but needed to withdraw 10 days prior to the draft in order to retain eligibility."Elite" high school prospects will now be permitted to be represented by an agent certified by the NCAA. According to CBS, USA Basketball will be tasked with choosing which prospects are considered "elite."The NCAA also announced major changes to the recruiting calendar, which the association hopes will allow recruits to attend more showcase events put on by high schools. Currently, apparel companies put on some of the most prestigious recruiting events.Finally, the NCAA will hold university presidents and chancellors personally accountable for their own athletics programs. The league declined to specify how the presidents and chancellors would be punished for the actions of their athletic departments.  1134

The mayor of Philadelphia said on Tuesday that all large events have been canceled until February 28, 2021, due to the coronavirus pandemic."This was not an easy decision to make," Mayor Jim Kenney said in a tweet. "The health and safety of residents, workers, and visitors must be our top priority." 308

The plans were hatched, the eggs were boiled. It's time for the 140th White House Easter Egg Roll, taking place Monday on the South Lawn.Orchestrated by the East Wing, the festivities are Melania Trump's second crack at the Egg Roll as first lady and her first as a full-time White House resident. Last year, Trump, who was living in New York through the completion of the school year, oversaw the event, which marked a scaling-down and return to basics for the annual eggstravaganza. But this year's Egg Roll will showcase a first lady who has more fully embraced the role of White House hostess, just weeks before the White House holds its first formal state visit with France.This year's Egg Roll will feature activity stations, including the first lady's new addition of lawn bowling, as well as the egg rolling, egg and cookie decorating stations, a state egg display, cards for troops and costumed characters. The White House is expecting nearly 30,000 attendees at the event, which will feature entertainment from the US Marine, Army, Air Force and Navy Bands. Readers at the reading nook will include the first lady, director of national intelligence Dan Coats, Secretaries Elaine Chao and Betsy DeVos, and director of legislative affairs Marc Short. 1271

来源：资阳报