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The Better Business Bureau is warning the public about “synthetic” identity theft. The BBB says the technique involves scammers combining information from multiple individuals to invent a false identity. It’s said to be so hard to detect that you might be a victim and not even know it.Specifically, the BBB says scammers pull together stolen Social Security or Social Insurance numbers, the address of an abandoned property, and a fake name and birth date. Using that information, experts say scammers apply for a credit card. Initially, they will be declined since they don’t have a credit profile, but this creates a record of a “person” that doesn’t actually exist.Next, scammers add that “person” to one or more legitimate accounts and over time, the crooks build up a credit history until they can qualify for large lines of credit.Once approved for a high line of credit, the BBB says the scammers do what’s called a “bust-out,” meaning the con artists charge their credit cards to the limit, pays nothing, discards the identity and disappears.If your Social Security or Social Insurance number has been used in one of these schemes, it will be hard to detect. The BBB says negative credit reports will be tied to your SSN, but not your name, phone number, and address, meaning fraud alerts, credit monitoring, and credit freezes won’t stop the scammers or alert you to what is happening.“However, unpaid debts left by the scammer can affect your ability to take out loans or credit. Also, jilted creditors will eventually track the debts back to the Social Security number and, ultimately, its real owner,” wrote the BBB in a press release.The BBB offered these tips on how to protect yourself from “synthetic” identity theft:Minimize your exposure. Don’t give out your Social Security or Social Insurance number if it isn’t absolutely necessary. When a business, medical office, or individual asks for this information, don’t be afraid to ask them why they need it and how they will protect your personal information.Protect your child’s personal information. A child’s identity is appealing to scammers due to their clean, blank slate.Keep an eye on your communications. Monitor any mail, phone calls, email, or other communications you receive. Be alert if something arrives out of the blue or doesn’t make sense. If you receive any mail or phone calls regarding you or your child that seem like a red flag, follow up right away 2447

Support for stricter gun laws has spiked to the highest level since 1993, and almost two-thirds say government and society can take action to prevent future mass shootings, according to a new CNN poll conducted by SSRS.The findings suggest the school shooting in Parkland, Florida, has shifted public opinion on gun laws in a way other recent mass shootings have not.Overall, 70% now say they back stricter gun laws, up from 52% who said so in an October poll not long after a mass shooting in Las Vegas killed 58 people. Just 27% oppose stricter laws. Support for stronger gun laws has not been that high in CNN polling since a December 1993 survey conducted just after the Brady Bill was signed into law.Public support for stronger gun laws has fluctuated over the years, peaking at 70% backing for stronger laws in 1993 and in the new poll and bottoming out at 44% support in a CNN/ORC poll in September 2014. Bumps in support for tighter laws following mass shootings have rarely lasted, but they have also rarely been as large as the shift seen in this poll.The new poll also finds a deepening intensity of support for stronger gun laws. A majority, or 52%, say they "strongly" favor stricter gun laws, well above the previous high mark of 37% in polling back to 2013. Strong support outpaces strong opposition by a nearly four-to-one margin, a massive increase compared with the 36% who were strongly in favor of such a move and 27% who strongly opposed the idea in the October survey.Overall support for stricter laws includes a majority of those who live in gun-owning households (57%) as well as majorities across gender, race and age categories. Nearly all Democrats (93%) back stricter laws, as do a majority of independents (64%) and a plurality of Republicans (49% vs. 46% who oppose them).At the same time, an increasing share say they are very or somewhat worried they or a family member will become a victim of gun violence. Almost six in 10 say so now (57%), compared with 44% in June 2016 after a mass shooting in Orlando. Worries now are higher among parents of children under 18, of which 62% say they are worried vs. 55% among non-parents. Among those who are at least somewhat worried about becoming a victim of gun violence, 80% back stronger gun laws; that slides to 56% among those expressing less concern.There is widespread support for several specific changes to gun laws, including 87% who back laws to prevent convicted felons and those with mental health problems from owning guns; 71% who support preventing people under age 21 from buying any type of gun; 63% who support a ban on the sale and possession of high-capacity or extended ammunition magazines (up from 54% in October, a new high in CNN polling); and 57% who back a ban on the manufacture, sale and possession of rifles capable of semi-automatic fire, such as the AR-15, the same style as was used in both the Parkland and Las Vegas shootings (up from 49% in October).Support for raising the age at which a person can purchase any type of gun -- an idea supported by some prominent Republicans -- crosses party lines (86% of Democrats, 67% of independents and 61% of Republicans back that change), as does support for keeping guns away from convicted felons and those with mental health problems (90% of Democrats and Republicans favor that, along with 84% of independents). There is also broad cross-party opposition to an outright ban on gun ownership (93% of Republicans, 87% of independents and 83% of Democrats oppose that idea).But on the other proposals tested in the poll, there are sharp partisan divisions that reflect those in the public conversation around gun laws that has emerged since Parkland, particularly on a ban on weapons such as the AR-15. That proposal -- one that Florida Sen. Marco Rubio described in a Tweet as "well outside the mainstream" -- has the support of 80% of Democrats and 53% of independents, but just 34% of Republicans. Likewise, limiting the number of guns an individual can own garners 69% support among Democrats vs. just 23% among Republicans. And while backing for a ban on high-capacity magazines has grown across party lines, there remains a 34-point spread between Democrats (82% support) and Republicans (48% support) on the question.In addition to a shift toward support for stronger gun laws, there is optimism in the poll that such changes would be effective. A majority, 56%, say stricter gun laws generally would reduce the number of gun-related deaths in the country, 42% that they would not. That tilted the opposite way in October after the Las Vegas shootings, with 51% doubting that outcome, as well as in June 2015 after the shooting deaths of nine people during a Bible study group in Charleston, South Carolina, when 60% said such a change would not reduce gun-related deaths.Similarly, 59% think stricter background checks would prevent those with mental health problems from owning guns (36% say that they would not).Gun owners are more skeptical on both accounts (61% say stronger laws would not reduce gun-related deaths, and 44% say more comprehensive background checks would not prevent those with mental health problems from obtaining guns), as are Republicans (almost three-quarters say stronger laws would not reduce gun-related deaths, and 48% say they wouldn't keep guns away from the mentally ill).More generally, almost two-thirds, 64%, say that government and society can take action that will effectively prevent shootings like the one in Parkland. That is higher by far than the share to say so in CNN polls after mass shootings in Las Vegas (47%), Orlando (46%), Charleston (35%), Newtown, Conn. (46%) and Tucson (33%). Majorities across party lines say they feel effective action can be taken, including 79% of Democrats, 59% of independents and 52% of Republicans.Overall, about half, 46%, say they have a favorable view of the National Rifle Association, while 49% hold an unfavorable view. That's the worst rating for the organization in CNN trends since 1995. And those with a "very unfavorable" view outweigh those with a "very favorable" one by a 31% to 21% margin.The CNN Poll was conducted by SSRS February 20-23 among a random national sample of 1,016 adults reached on landlines or cellphones by a live interviewer. Results for the full sample have a margin of sampling error of plus or minus 3.7 percentage points, it is larger for subgroups. 6451

TAMPA — A St. Petersburg, Florida soldier is finally reuniting with a dog she rescued while she was deployed in Iraq in 2017. U.S. Army Reserve Sgt. Tracy McKithern said she first laid eyes on a the little puppy as it sniffed around the base with its mom.McKithern said the puppy and the mom were clearly starving, and abused by locals, kicked and hit with rocks everyday. They were covered with dirt and scratches. The puppy had two siblings, but McKithern said they both disappeared.It didn't take long for the puppy and her mom to realize they were safe near the base, and would be fed too. As weeks went by, the puppy and its mom both gained weight and their wounds started to heal."She loved everyone," said McKithern. "She is the sweetest little soul. She came up to me immediately, probably hungry, but gentle. I think she was looking for love more than anything else."McKithern named the puppy Erby Kasima. Erby, after the the largest city in Northern Iraq, Erbil and Kasima, the Arabic name for "beauty and elegance."McKithern said she along with soldiers from Italian and German armies her unit was partnered with, began taking care of the dogs. McKithern was totally in love with Erby and said the puppy was always waiting at the base for them to return when they'd go on missions. But towards January 2018, as her 1-year deployment was expected to end, McKithern couldn't imagine leaving Erby behind. She decided to post a picture of the dog to Facebook with the caption, "I wish I could take her home.""I went to sleep, woke up and my friends and family had posted links to various rescue groups. I reached out to one of them and they responded immediately," McKithern said.She got in touch with one and sent them ,000 dollars to get the ball rolling."A complete stranger donated ,000 and it was around Christmas, so it was like a cute note, like Merry Christmas, or Happy New Year, it was amazing," she said.The non-profit, Puppy Rescue Mission, raised the rest of the money needed, which was ,500, from complete strangers. McKithern was beyond excited and grateful.But before Erby could leave, she needed vaccinations, documentation, and travel arrangements which became a daunting task for McKithern, who still needed to fulfill her duty as a soldier. She started to get worried the rescue wouldn't pan out. Instead, her German and Italian friends stepped up, promising to tie up any loose ends and get Erby on the plane.Erby was set to arrive JFK airport on March 11. Just days before, McKithern got word she would be deployed that SAME day, on a 67-day mission to Fort McCoy, Wisconsin. She wouldn't be able to greet Erby, let alone see her for another 2 months."I was pretty sad, I mean I mention to my husband quite a few times, I love the Army and what we do, but I was pretty sad," she said. McKithern came home and was reunited with the dog she fell in love with and saved. She said none of this would have been possible without the help from strangers, and the friends she made in Iraq at her base. "I can't believe it," said McKithern. "It feels like a miracle is happening."Erby's mom is still in good hands being taken care of on the base, but McKithern hopes she can get adopted as well. Unfortunately it costs thousands of dollars to bring the dog to the United States, but she is optimistic Erby's mom will be adopted too.For more on McKithern's story, click here. 3498

Sunscreen does a good job of protecting our skin, but it may not be so good for marine life.Research studies have found that chemicals found in some popular sunscreen products are harmful to ocean ecosystems. And now, after state lawmakers passed a bill Tuesday, Hawaii is set to become the first state in the US to ban the sale of sunscreens that contain oxybenzone and octinoxate.The chemicals that help us by filtering UV rays are causing severe damage to Hawaii's marine environment, according to a study by Haereticus Environmental Laboratory, a nonprofit scientific organization. They show up in coastal waters after beachgoers swim in the ocean and via discharges from wastewater treatment plants.The study found that the chemicals seep into young coral and contribute to coral bleaching, which occurs when an increase in sea temperatures kills the algae that grows inside coral, turning reefs white and eliminating nutrients that sustain other marine life.About 14,000 tons of sunscreen enter the world's reefs every year, according to a 2015 paper published in the journal Archives of Environmental Contamination and Toxicology.Hawaii's legislation?prohibits the sale and distribution of any sunscreen that contains the two chemicals -- oxybenzone and octinoxate -- without a prescription from a licensed physician.WATCH: Discover how scientists and government officials are trying to rescue coral reefs"Hawaii is the first state in the nation to pass a measure of this magnitude. The world was watching. We delivered. Preserve and protect our ocean environment!" said state Sen. Will Espero on Twitter after the bill passed in his chamber.The bill now goes to the office of Hawaii Governor David Ige. If he signs it, the law would go into effect January 1, 2021.In an effort to protect Hawaii's reefs, Hawaiian Airlines last month began offering passengers free samples of natural sunscreens without those ingredients.The airline is also encouraging its passengers to learn more about Hawaii by showing a 11-minute documentary on each flight about the environmental challenges affecting reefs. 2131

The Black Lives Matter Global Network Foundation has established a fund worth more than million to aid organizations fighting institutional racism, in the wake of the George Floyd protests.On Wednesday, the foundation, which has been influential in the emergence of the broader Black Lives Matter movement, said it was setting aside million in donations to support black-led grassroots organizing groups. Last week, it unveiled a separate .5 million fund for its network of affiliate chapters.Beginning July 1, affiliated chapters can apply for unrestricted funding of up to 0,000 in multi-year grants, the foundation announced. Grants from both funds will be administered through a fiscal sponsor, said Kailee Scales, managing director of the foundation.“In this watershed moment for black power building ... it is critical that we democratize giving to ensure all of us have access to the resources we need to reverse centuries of disinvestment in black communities, and invest in a future where we can all be connected, represented and free,” Scales said in a statement to The Associated Press.According to the network’s website, the organization has more than a dozen active chapters, including Boston, Chicago, Washington, D.C., and Detroit, as well as in Canada. Its newest chapter is in South Bend, Indiana.The foundation told the AP it has received more than 1.1 million individual donations at an average of per gift since the death of Floyd, a black man who died May 25 pleading for air as a white Minneapolis police officer held a knee to his neck for nearly eight minutes. The surge of financial support adds to roughly .4 million in net assets the BLM Global Network had on hand last year, according to a 2019 financial statement of Thousand Currents, the fiscal sponsor which receives donations on the network’s behalf and then releases money to the group.Creation of the funds signals a growth in infrastructure for the network, which had been at odds with some local chapter organizers, who felt network leaders weren’t providing enough financial support for initiatives such as rapid response to police brutality. Although there are many groups that use “Black Lives Matter” or “BLM” in their names, only 16 are considered affiliates of the global network.For Black Lives Matter Los Angeles, the network’s first official chapter, the fund will increase its capacity to support families in need of legal aid, public communications strategy and other services after a loved one is killed by police, said organizer Melina Abdullah, who is a professor in the Pan-African Studies department at California State University, Los Angeles.“We’ve been struggling for seven years now with very limited resources,” Abdullah told the AP. “We’re not paid. But we also have real costs, even if we’re not taking salaries.”Renewed energy in the BLM movement has created a need for more resources, she added. “This fund will allow us to move forward in really strong ways.”Racial justice groups across the U.S. have reported receiving tens of millions of dollars in donations, particularly for community bail funds posting bond for protesters arrested in demonstrations. The wealth is being spread across younger grassroots organizations and legacy institutions, such as the NAACP Legal Defense and Education Fund and the National Urban League.The Black Lives Matter movement emerged in 2013 amid anger over the acquittal of George Zimmerman, the Florida man who shot and killed 17-year-old Trayvon Martin in 2012. The network of chapters was formed in 2014, following what organizers called Ferguson October, a national mobilization in response to the police shooting death of 18-year-old Michael Brown in Ferguson, Missouri.“I’m really proud of the work we’ve been able to do in the last seven years,” Patrisse Cullors, co-founder and chairwoman of the Black Lives Matter Global Network Foundation, said in a statement. “What is clear is that Black Lives Matter shares a name with a much larger movement and there are literally hundreds of organizations that do impactful racial and gender justice work who make up the fabric of this broader movement.”The foundation has already identified several movement organizations that it would like to support, said Cullors, who declined to name the groups. The foundation says it will “prioritize mutual aid organizations, direct service and organizations focused on creating sustainable improvements in the material conditions for all black people.” It also looks to support black lesbian, gay, bisexual and transgender-led groups.Over its nearly six years of existence, the BLM Global Network had received contributions from high-profile donors, including A-list entertainers such as Jay-Z, Beyoncé and Prince, who contributed to BLM mere weeks before his death in 2016. But unanswered questions of transparency and access to those gifts left some organizers in network affiliate chapters frustrated.In January 2018, a New York City chapter announced its decision to leave the BLM Global Network, citing the need for autonomy to better serve its community. In December 2019, a different group of organizers in New York rejoined the network, Scales said.In recent weeks, the BLM Global Network has had to debunk misinformation from conservative activists who claimed the group’s donations were being redirected to the Democratic Party.The network has also been in a tug of war with a California-based organization called the “Black Lives Matter Foundation,” which has accepted donations that do not support the movement. The other group reportedly raised millions of dollars in recent weeks from small individual gifts and from employees of large corporations, such as Apple and Microsoft, who believed they were supporting the Black Lives Matter Global Network Foundation.___Morrison is a member of the AP’s Race and Ethnicity team. Follow Morrison on Twitter at https://twitter.com/aaronlmorrison. 5969

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