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Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

ARAPAHOE COUNTY, Colorado — An argument over not getting recognition for testing done at Aurora West College Preparatory Academy led one of the school’s deans of instruction to bring a gun to campus and threaten school officials earlier this week, an affidavit released Friday reveals. Tushar Rae, 30, was arrested Wednesday and remains in Denver jail on suspicion of carrying a weapon on school grounds, a class 6 felony; as well as carrying a concealed weapon, a class 2 misdemeanor. His bond was set at 0,000. The affidavit states Principal Taisiya “Taya” Tselolikhina had an argument with Rae on Tuesday over testing that the school was administering to students “and about not receiving acknowledgement and recognition he felt was owed.” The following day, Tselolikhina received a text at around 2 p.m. from Rae, telling her to meet in his office after the dean of instruction didn’t show up to school the whole day, and didn't inform anyone he was going to be absent.Once in the office, Rae reportedly pulled a black handgun from his waistband and placed the gun on the counter. Rae then said, “Try and f—k with me. You shouldn’t have said what you said. I don’t want to hurt you. I’m going to hurt all the people around you,” according to the affidavit. He then said he was going to “shoot the kneecaps off of Jessica and Denise.” Jessica Rodriguez is an assistant principal at the school and Denise Huber is another dean of instruction. The probable cause statement notes he then asked the principal what she was going to do about it. "I came prepared,” Rae allegedly told Tselolikhina before he patted his pocket adding that “he had two extra rounds.” Rae then told the principal to walk away or he would “shoot the next person outside the door,” police documents state. As he made the statement, there was a knock on the door. Rae then reportedly picked up the gun and placed it back into his waistband and answered the door. On the other side were two students and the report states Rae had a brief talk with them. It does not state, however, what the dean of instruction told the students. Tselolikhina then left Rae’s office and began to place the school on lockdown, according to the affidavit. The incident “prompted a large scale police call for service and numerous officers responded to the school,” the probable cause statement states. Investigators said one of the responding officers talked with the principal while another was on the phone with the suspect, who did not initially tell the officer where he was. Rae then told the officer that some of the school staff had been harassing him, but the suspect did not provide further details to the officer during their conversation. According to the affidavit, Rae also admitted to sending text messages earlier “that he should not have sent,” but it’s unclear what the content of those message was, as the suspect did not provide further details to police. The probable cause statement states Rae “expressed concern” about the school being on lockdown and told the officer on the phone he wanted the lockdown lifted so the soccer team could play a game scheduled for later that day. The suspect then told the officer he was at his house and police went to his address, where they found a Remington handgun and three magazines in Rae’s bedroom cabinet. He was arrested and held on a bond on suspicion of felony menacing and misdemeanor interference with staff, faculty, or students of educational institutions, but posted pond and was released before he was able to be issued a restraining order. His bonding out caused Aurora Police to send officers to Aurora West College Preparatory Academy as well as the homes of school staff to make sure they were safe. Rae was then booked into Denver’s Downtown Detention Center on Thursday on a fugitive of justice hold from the Arapahoe County Sheriff’s Office. Initial communications to parents didn’t tell the whole story Communications to parents following the lockdown on Wednesday told a different story about what took place inside the school as hundreds of kids were still in class. A call from the principal made to parents on Wednesday stated that both Aurora Public School officials and the Aurora Police Department investigated a possible threat at the school and that “there were rumors of an armed individual in the area” – hours after the district, school administrators and the school principal were aware Rae was on campus allegedly armed with a gun and reportedly making threats.A second call from the school on Thursday state that after school officials learned about the allegations, “we promptly placed the employee on administrative leave."According to the statement from the school, Rae is not allowed on school grounds pending the outcome of the criminal investigation.Students walk out after learning what happened Dozens of students walked out of class at the school Friday morning, saying they were not told that Rae allegedly brought a gun to the school Wednesday and made the threats. 5054

Food is a basic necessity, but getting access to that food, doesn’t always come easy. “I have been using SNAP off and on for about 13 years,” SNAP recipient Andrea said. Andrea is on food stamps. SNAP – the government’s “Supplemental Nutrition Assistance Program” – is the country’s largest nutrition assistance program. “I did not have any family to support me, I had lost my job, and I had a child with a lot of health needs. So I was in a place of needing to provide food for my family,” Andrea said. At one point in her life, Andrea says she was budgeting a week for groceries. It wasn’t enough to support her whole family. “I had this moment where I just kind of sat on the kitchen floor and realized that I could allow myself to go hungry, but I couldn’t let my kids. And it had reached the point that I was afraid that was going to happen,” Andrea said. So, she applied for SNAP once again. Andrea is one of nearly 40 million Americans currently using the program.“It provides individuals and families who have lower income with access to food benefits on a monthly basis. It’s transferred on an electronic benefit card, that can be used just like a debit card at a grocery store,” said Karla Maraccini, the Division Director of Food and Energy Assistance Programs at Colorado Department of Human Services. The Colorado Department of Human Services is preparing for a change to the SNAP program, expected to go into effect April first. “A proposed rule was finalized regarding requirements for able-bodied adults without dependents. These are adults that are age 18 to 49 who do not have a dependent child in their care under the age of 18,” said Katherine Smith, the Division Director of the Employment of Benefits Division. Under current rules, able-bodied adults can only receive three months of SNAP benefits in a three-year period if they work less than 20 hours a week. However, there has been an exception to that rule. “Based on unemployment rates and other economic factors, states have been able to get waivers so that those able-bodied adults without dependents did not have to meet those work requirements,” Smith said. The administration’s change will make it more difficult to get approval for that waiver. The Agriculture Department estimates it would cut benefits for roughly 688,000 SNAP recipients, which in turn would save the federal government around .5 billion over five years.On Twitter, Secretary of Agriculture Sonny Perdue explained why he thinks the country will benefit from the change. He tweeted “the USDA’s rule lays the groundwork for the expectation that work capable Americans re-enter the workforce, where there are currently more job openings than people to fill them.” Secretary Perdue says the program was intended to provide assistance through difficult times, not as a way of life. Andrea argues the situation is isn’t so simple. “If you aren’t eating enough, then you can’t be healthy enough to even work,” Andrea said. She says SNAP is already a work-support tool that ensures families access to nutritious foods so they can focus their energy on supporting their family. Since she has children, she won’t personally be impacted by the SNAP change, but she knows quite a few people who will be. “I think that you should know that there’s a very good chance that you might know somebody.”  3364

A now-5-year-old pit bull is back home with its owner after disappearing two-and-a-half years ago."This is a picture of her on the couch on Christmas," said Savannah Rastrelli, as she reminisced about her dog, Sugar. "This was in 2016."Rastrelli said one day after roaming their 45-acre lot, Sugar never returned."I posted on Martin County lost and found pets, lost and found pets of the Treasure Coast," said Rastrelli.Nobody ever answered the plea for help until this week, when the Port St. Lucie Police Department received a call of a stray dog.The dog was wandering around the 1400 block of Southwest Del Rio Boulevard, more than 20 miles from where Sugar disappeared."It really is remarkable," said Port St. Lucie police Sgt. Keith Boham.Boham said animal control officers were able to scan Sugar's microchip and identify the owner. Derek Lowe "With a microchip, we have the ability to scan the dog or pet and locate you in the event that your animal goes missing," said Boham.Now reunited with her long-lost furry friend, Rastrelli said their story is proof that even when all hope is lost, it can still be found."I'm really happy we were able to get that call," said Rastrelli. "It's like we have a light back into our lives, a nice light." This story originally reported by Derek Lowe on wptv.com. 1360

Canadian Prime Minister Justin Trudeau revealed on a Winnipeg radio station that the Canada-U.S. border would remain closed to non-essential travel until the United States lowers its COVID-19 infections. In September, it was announced that the border would reopen on Oct. 21. However, the steady increase of positive COVID-19 cases – which has reached 7.9 million, according to data from John's Hopkins – has extended the reopening date. There are now over 200,000 deaths due to the virus, the CDC reports. “We have committed to keeping Canadians safe and we keep extending the border closures because the States is not in a place where we would feel comfortable reopening those borders,” Trudeau told the radio station, as reported in Bloomberg. “We will continue to make sure that Canadian safety is top of mind when we move forward. We see the cases in the United States and elsewhere around the world, and we need to continue to keep these border controls in place,” he added.Travel restrictions do not apply to air, freight rail, or sea travel between both countries. Commercial crossings for trade and commerce will continue as usual.Family members of Canadian citizens or permanent residents can cross the border into Canada but must stay in the country for at least 15 days.Additional Coronavirus information and resources:Click here for a page with resources including a COVID-19 overview from the CDC, details on cases in Michigan, a timeline of Governor Gretchen Whitmer's orders since the outbreak, coronavirus' impact on Southeast Michigan, and links to more information from the Michigan Department of Health and Human Services, the CDC and the WHO.View a global coronavirus tracker with data from Johns Hopkins University.This article was written by WXYZ. 1791