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SAN DIEGO (KGTV) - Small businesses are the heart of San Diego's economy, but for those looking to start one, the process can feel overwhelming. It's a gap the nonprofit lender Accion has been working to fill for the last 25 years. "Sometimes thinking about getting a loan can be scary, and I think one of the things we really try to do through our process with our staff is really walk alongside that business owner," said Elizabeth Shott, CEO of Accion. Since they began in 1994, Accion has loaned million to roughly 3,100 small businesses."We're teaching them about their credit, about their finance, and their cash flow. So through the loan process they're getting a lot of one-on-one education from our staff team," said Shott.On Accion's website, you can apply for a loan as well as learn about free resources available in San Diego. Some free resources include:Legal clinics at universities San Diego Small Business Development CenterA patent attorney available once a month at the libraryFrancisco Moreno, owner of Tacos La Mezcla, is one of the many entrepreneurs who's received both a loan and guidance from Accion. “I guess the unknown is really scary, financially it can be really stressful," said Moreno. After Moreno successfully launched his food truck he was able to open a restaurant with help from Accion. Shott cautions businesses to be careful when getting any loan, being sure to ask questions and understand the terms and fees. Her staff often hears about predatory lenders online which can ultimately cost a business far more than they're able to afford. Their partner nonprofit CDC compiled this list to help entrepreneurs in thinking about the questions/info they should know prior to getting a loan. 1737

SAN DIEGO (KGTV) -- San Diego will begin building its alternative to San Diego Gas & Electric, which it says could lower bills by about 5 percent. The City Council voted 7-2 Monday to begin creating what's called a Community Choice Aggregator -- an energy company that would help the city reach its goal of reaching 100 percent renewable energy by 2035. San Diego will begin approaching approaching other cities in this county, and Orange County, to create a region-wide provider. The idea is the more cities involved, the more negotiating power the city will have to buy energy to sell to residents. "Community Choice Aggregators can and will save money, but the people will bear the real consequences and reap the benefits of the decisions you're making are their children and grandchildren," John Atcheson, a Rancho Bernardo resident, told the council Monday. In a statement, Mayor Kevin Faulconer said this would give San Diegans a choice when it comes to how they get their power. "For decades San Diegans have only had one option on where they get their electricity," Faulconer said. "Community Choice will change that by injecting healthy competition into the marketplace, allowing customers to benefit from lower energy costs, and pick greener energy sources to power their home or business."The move is not without risks. Councilman Scott Sherman voted against the plan, noting the city's recent trouble with its existing utility, the water department. The department is undergoing major transformation after an audit found thousands were billed incorrectly. Plus, start-up costs could be as much as million, and residents would have to pay exit fees to SDG&E. A spokeswoman for SDG&E said it fully supports the city in creating the alternative. The mayor's office said it would give updates every two months starting in April. The city hopes to launch the new service in 2021. Councilman Chris Ward issued the following statement Monday: 1972

SAN DIEGO (KGTV) — San Diego Symphony's waterfront venue has a new name and opening date for this summer."The Shell" concert venue will open at Embarcadero Marina Park South for its inaugural season on July 10, according to the symphony.The symphony will celebrate with a three-day opening weekend, featuring Grammy and Academy Award winning actress Jennifer Hudson; Tony Award winners and nominees Ali Stroker, Robert Fairchild, Rebecca Luker, Patina Miller, and others; and more special guests.RELATED: Balboa Park to replace Palisades parking lot with public plazaThe Shell's season begins this summer and will host acts like famed cellist Yo-Yo Ma, Motown legend Smokey Robinson, beloved rockers The Beach Boys, the "Empress of Soul" Gladys Knight, and other big names. “The work of creating a new venue is among the most rewarding work that exists,” said Martha Gilmer, San Diego Symphony CEO. “The Shell has been formed over time and with great care and affection to shelter and focus the musicians that will perform for years to come on this stage. They are the organic material that will fill The Shell with life and offer unimaginable and unforgettable experiences to audiences."San Diego Symphony calls The Shell one of the "most acoustically superior" outdoor concert venues in the U.S. The 13,000-square-foot stage is covered in a shell-shaped dome, projecting entertainment toward audiences. The venues seating allows up to 10,000 guests.RELATED: City plans for overhaul of Midway District's sports arena siteDuring events, guests will be able to order concessions from a new food pavilion and at carts stationed around the venue.Surrounding The Shell is a public promenade with lighting and other features for use during non-event hours. To see the symphony's full season lineup, click here. 1813

SAN DIEGO (KGTV) — Santee leaders are encouraging people to "do more, due east."Ahead of the city's 40th birthday, officials say their new brand is intended to capture Santee's "true essence."“We are very excited for this new look to highlight and tell Santee’s story. It will also pair nicely with our 40th birthday celebration taking place all year long in 2020,” said Marlene Best, Santee's city manager.RELATED: South Park gets iconic neighborhood signCity leaders say the new logo and tagline is meant to "differentiate the City of Santee from other surrounding suburban communities in East County." The new brand also highlights Santee's birthday celebrations throughout 2020, with several events planned here."The city’s new logo pulls its inspiration from those wanting a close-knit community and wide-open opportunities to thrive, while emphasizing the natural beauty of the city’s location, which is hugged by Santee Lakes and Mission Trails Park. It also embraces Santee’s proximity as a strong point of connection and prideful community that affords families the freedom to live their aspirations," the city said.Design firm North Star worked with Santee to develop the new logo with input from residents, business owners, city staff, and other regional leaders. 1282

SAN DIEGO (KGTV) — Since a movie theater was first added to Horton Plaza in 1985, San Diegans downtown have had cinema options at their fingertips.That is, until the plaza fell on tough times, as business slowed and patrons gained more options for retail and entertainment downtown.The trend has now reached the plaza's Regal movie theater, which closed its doors this year. A sign posted on the entrance of the theater says the location was to close on Jan. 27.Since then, Regal Theaters says theater-goers should visit the next closest location — Rancho Del Rey — to redeem discounted tickets or gift cards.RELATED: Plans for Horton Plaza mall reveal tech campus, retail revitalizationThe departure of the theater heralds the next phase planned for the once iconic shopping center, as only a few businesses remain.Plans revealed last year show real estate firm Stockdale Capital Partners, which has purchased the property in 2018, has other ideas. A hub for mixed-use offices, retail, restaurants and a new name: The Campus at Horton.The firm plans to use the center to cater to the tech industry, moving past the center's prime days as a shopping center and into a vision that includes green space, technology employers, and "captivating entertainment."RELATED: Grocery chain suing Horton Plaza over millions in sales lossesConstruction on Stockdale's project is expected to start this year, while the renovation is slated to be completed in fall 2020. 1463

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