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New plans for student loan debt forgiveness are being proposed as President-elect Joe Biden prepares to take office in just a few weeks. Many of those with student loans, as well as many economists, are hopeful some form of student loan debt forgiveness will pass.“I think it is one of the most accessible ways President-elect Joe Biden has to stimulate the economy,” said Suzanne Kahn, director of education, jobs, and worker power at the Roosevelt Institute in New York.In an interview covering the possible benefits of student loan debt forgiveness, Kahn explained the two ways in which the Biden can get the debt forgiven. One, he can push for Congress to include this debt relief in the next stimulus package, or two, he can take executive action. Either option could eliminate student loan debt for roughly 15 million borrowers and reduce the debt of another 30 million Americans.The president-elect is currently focused on pushing for ,000 to be forgiven in the next stimulus bill and has not said if he would actually consider executive action. However, he has also not refuted that option either.The latter option is certainly the more controversial way to get this debt forgiven, although many Democrats argue it is still legal and fully within a president’s power to do so. Many high-ranking Democrats in Congress explain Biden would have the authority to do this through the Higher Education Act.Experts like Kahn believe it is more likely that Congress will not agree on any amount of student loan debt forgiveness and Biden will take executive action.“I think that it is through executive action, or at least the first movement we see around it will be executive action,” said Kahn. “That really is because the federal government owes 95 percent of student debt, and the Secretary of Education has the ability to cancel it.”“My stance is that it is not inevitable,” said Neal McClusky, director of the Center for Educational Freedom at the Cato Institute.McClusky believes a third option is that no form of student loan debt forgiveness is passed, while he concedes there is a chance that Biden could issue an executive order forgiving student loan forgiveness. However, he also points out that option could be challenged in the courts with some questioning his authority through the Higher Education Act.“There seems to be straws that he can grab and say, ‘Look, this gives me the authority to just write off this debt.’ Other people say it is not clear in the law that he can do that,” said McClusky. “So, what would be the most likely outcome is that he would try. If he were to try and cancel student loan debt through executive action, it would end up in court and would be a pretty long court battle.”So, at the end of the day, where do we really stand with student loan debt forgiveness? The consensus is that it is more likely than ever before that some form of student loan debt will be forgiven, but we’re still nowhere close to a guarantee that will actually happen anytime soon.“I don’t think it is inevitable, but I do think it is important that it is on the table,” said Kahn. 3115
New research suggests the CDC’s eviction moratorium has helped reduce the spread of COVID by a considerable amount.One of the main ways state and local governments have tried to curb the growth in coronavirus cases have been through stay-at-home orders, but remaining at home can be close to impossible for the tens of thousands of Americans that have been evicted during the pandemic.“We start to see cases and deaths increase at significant levels about 7 to 10 weeks after the eviction moratorium lifts,” said Kathryn Leifheit, lead researcher of the study conducted at UCLA.The study is awaiting peer review, but it suggests that more than 10,000 COVID-19 deaths and 430,000 COVID-19 cases can be attributed to evictions that took place in 27 states across the country before the federal government enacted its eviction moratorium in September.“We had this hypothesis that evictions might lead people to move into households with their friends or family, or in a worst-case scenario move into homeless shelters,” said Leifheit.The study found the biggest number of cases happened in southern states where eviction moratoriums were lifted sooner. That includes Alabama, Louisiana, Mississippi, and South Carolina, which all saw at least 20,000 additional COVID cases and 600 deaths thought to be tied to evictions. The biggest jump, though, came in Texas where there were 148,000 additional COVID cases and more than 4,400 deaths.“In general, the folks that get evicted tend to be lower-income and people of color,” said Leifheit. “As we know, those are the people that are really bearing the brunt of the COVID pandemic.”If the recent 0 billion stimulus bill passed by Congress does not extend it, the CDC’s eviction moratorium will expire on Jan. 1.With the way the numbers and weather are trending now, Leifheit fears a confluence of events that could lead to massive growth in cases.“Transmission rates are soaring right now,” she said. “To take away housing, which may be a pretty fundamental protection people have against COVID right now, could be catastrophic.” 2083
NEW YORK (AP) — Pacific Gas & Electric says its equipment may have ignited the 2018 Camp Fire, which killed 86 people and destroyed an entire town in Northern California.The embattled utility, which filed for bankruptcy protection in January, said Thursday it's taking a .5 billion charge for claims connected to the Camp Fire in its fourth quarter earnings.The cause of the Camp Fire, the deadliest in California history, is still under investigation. But firefighters located the start of the fire near a tower on PG&E's Caribou-Palermo transmission line. PG&E says that transmission line lost power right before the fire and was later found to be damaged."We recognize that more must be done to adapt to and address the increasing threat of wildfires and extreme weather in order to keep our customers and communities safe," said John Simon, interim CEO of PG&E, in a statement. "We are taking action now on important safety and maintenance measures identified through our accelerated and enhanced safety inspections and will continue to keep our regulators, customers and investors informed of our efforts."PG&E also recorded a new billion charge related to the 2017 wildfires in Northern California, saying it still estimates it is facing wildfire liabilities in excess of billion.Citing extraordinary challenges from wildfires, PG&E's management concluded the circumstances "raise substantial doubt about PG&E Corporation's and the Utility's ability to continue as going concerns."PG&E also said there was an outage and downed wires in another location, called Big Bend, that morning. While fire officials have identified the second location as another potential ignition point of the Camp Fire, PG&E said it's unsure if that problem might have ignited the fire.The Caribou-Palermo transmission line has been out of service since mid-December, and inspections have identified equipment that needs repair or replacement, the company said. 1997
NEW YORK (AP) — Jeffrey Epstein’s former girlfriend has been denied bail and will remain behind bars on charges she recruited girls and women for the financier to sexually abuse more than two decades ago.British socialite Ghislaine Maxwell appeared in a video court hearing in Manhattan, where she pleaded not guilty.Maxwell, 58, has been held without bail since her July 2 arrest at her million-dollar New Hampshire estate.She was charged with recruiting at least three girls, one as young as 14, for Epstein to abuse between 1994 and 1997.An indictment alleged that she helped groom the victims to endure sexual abuse and was sometimes there when Epstein abused them.Epstein killed himself in August 2019 while awaiting sex trafficking charges. 754
New Yorkers are used to a lot of traffic. All day, every day streets are filled with cars, but for one day, busy streets will be car-free.In celebration of Earth Day, 30 blocks of New York City will only be open to pedestrian and bicycle traffic.From 9 a.m. to 3 p.m., Broadway will be closed to car traffic between Times Square and Union Square.Within those streets, several programs and activities will be made available to visitors, including fitness classes, performances and other activities.Citi Bike is also offering free day passes through its app.The goal is to encourage people to choose more environmentally-friendly methods of transportation.A portion of Washington Heights will also be closed between West 181st and West 190th streets on St. Nicholas Avenue. 785
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